Glocester, RI homeowners insurance is approximately $935 to $1,271, about $77-$105/month. Our all inclusive guide reveals consumers can save upto $441 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Glocester, RI | Homeowners Insurance Agency Near Glocester, RI | Address |
|---|---|---|
| Travelers | Sloan & Rak Insurance Group Llc | 2389 MAIN ST, GLASTONBURY, CT, 6033 |
| Travelers | Butler & Messier Inc | 1401 Newport Ave, Pawtucket, RI, 2861 |
| Allstate | Cesar Loaiza | 187 Douglas Ave, Providence, RI, 2908 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Chepachet CDP, Rhode Island | $136 | $181 | $272 |
| Harmony CDP, Rhode Island | $138 | $183 | $275 |
| Pascoag CDP, Rhode Island | $136 | $181 | $271 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Glocester, RI | 4.9% | 12.2% |
| Chepachet | 5.32% | 11.88% |
| Harmony | 4.79% | 13.3% |
| Pascoag | 5.4% | 15.57% |
| Glocester Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 8 | 3.0% | $339 |
| $200 to $299 | 17 | 6.0% | $789 |
| $300 to $499 | 19 | 7.0% | $1239 |
| $500 to $749 | 63 | 23.0% | $1914 |
| $750 to $999 | 30 | 11.0% | $2664 |
| $1,000 to $1,499 | 87 | 32.0% | $3789 |
| $1,500 or more | 41 | 15.0% | $5439 |
| Streets in Glocester Area | Homeowners Insurance Cost |
|---|---|
| Griswold St, Hunting House Rd, Sprague Hill Rd, Stone Dam Rd, Trap Rd, Bel Air Dr, Cherry Valley Rd, Ada Rd, Waterman Lake Dr, Willie Woodhead Rd | $1,097 |
| Reynolds Rd, Lake Dr, Cooper Rd, Lisa Ln, Sherman Ln, Elmdale Rd, Dickson Ln, Anne Rd, Park View Dr, Emerson Dr | $1,104 |
| Sandy Ln, Briarwood Rd, State Rte 102, Bungy Rd, Sandy Brook Rd, Sunrise Ter, Pine Orchard Rd, Liberty Ln, Adelaide Dr, Welks Ln | $1,102 |
| Curry Ter, Grants Way, Oakview Ter, Old Snake Hill Rd, Granby St, Old Quarry Rd, Sunset Cove Rd, Aldrich Rd, Pine Ledge Rd, Harris Way | $1,108 |
| Potters Ln, Stillwater Dr, Eddy Rd, Pray Hill Rd, Cook Sawmill Rd, State Rte 100, John Steere Rd, Chopmist Hill Rd, Cody Dr, Rainbow Rd | $1,103 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Glocester | $164 to $166 |
| Chepachet | $163 |
| Harmony | $165 |
| Pascoag | $162 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $4,900 |
| Yearly Glocester Homeowner Insurance Premium Example | $3,200 | $2,400 |
| Out of Pocket Expense During Claim | $900 | $4,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $23,300 | $21,700 |
| Net Savings to Glocester Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Glocester, RI Home Replacement Value MORE than Home Value | Glocester, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $312,000 | $210,000 |
| Insurance Premium based on Replacement Value | $2,675 | $1,800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $59,000 | Risk Exposure from Under Insuring Coverage is $43,000 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $525/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | Nationwide Insurance |
| Monthly Premium | 181 | 121 | 167 |
| Year Built | 1946 | 1965 | 1975 |
| Home Details | 5 Beds, 3 Baths | 2 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $250000-$300000 | $125000-$150000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |