Glendale ,CA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Glendale, CA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Glendale, CA is $1436. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Glendale, CA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Glendale, CA.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $574 |
| $200,000 | $976 |
| $300,000 | $1,206 |
| $400,000 | $1,838 |
| $500,000 | $2,312 |
Home insurance costs in Glendale can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.
| Zipcode | Average Insurance Premium |
|---|---|
| 091207 | $1,417 |
| 91208 | $1,409 |
| 91201 | $1,377 |
| 91202 | $1,368 |
| 91206 | $1,376 |
| 91205 | $1,323 |
| 91204 | $1,297 |
| 91203 | $1,304 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Glendale, CA, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,472 |
| $1000 Deductible | $1,317 |
| $1500 Deductible | $1,242 |
| $2500 Deductible | $1,120 |
| $5000 Deductible | $948 |
| Home Insurance Company Near Glendale, CA | Homeowners Insurance Agency Near Glendale, CA | Address |
|---|---|---|
| Travelers | Arroyo Encino Insurance Services | 6345 BALBOA BLVD STE 145, ENCINO, CA, 91316 |
| Allstate | Brent Davis | 10900 Los Alamitos Blvd Ste 200, Los Alamitos, CA, 90720 |
| State Farm | Nari Abramyan | 1303 N S F Blvd Ste 206, Burbank, CA, 91504-4275 |
| State Farm | Ray Gallina | 827 S Tustin St, Orange, CA, 92866-3426 |
| Farmers | Richard Valdriz | 2725 Candlewood St Ste A, Lakewood, CA, 90712 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| La Crescenta-Montrose CDP, California | $84 | $111 | $167 |
| Burbank city, California | $82 | $109 | $164 |
| Pasadena CCD, Los Angeles County, California | $85 | $113 | $169 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Glendale, CA | 2% | 10.0% |
| La Crescenta-Montrose | 1.82% | 13.06% |
| Burbank | 2.05% | 12.58% |
| Pasadena | 1.85% | 9.35% |
| Glendale Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 829 | 1.0% | $766 |
| $300 to $499 | 1,137 | 2.0% | $1216 |
| $500 to $749 | 1,523 | 3.0% | $1891 |
| $750 to $999 | 5,607 | 13.0% | $2641 |
| $1,000 to $1,499 | 19,641 | 46.0% | $3766 |
| $1,500 or more | 13,278 | 31.0% | $5416 |
| Streets in Glendale Area | Homeowners Insurance Cost |
|---|---|
| Deermont Rd, Plumas St, Royal Blvd, Sinclair Ave, Mission Rd, Imperial Dr, Stancrest Dr, Burbank-Glendale-City-Bdy, Beulah St, Bailey Pl | $703 |
| Andenes Dr, W Loraine St, Omar St, Ashburton Pl, Haverkamp Dr, Brockmont Dr, Millard Canyon Rd, Mount Wilson Trl, Rasic Ridge Rd, Frederick Ave | $707 |
| Cmt del Pilar, Herbert Ave, W Laurel St, Zinnia Ln, S Cedar St, S Chevy Chase Dr, Gardena Ave, N Everett St, E Palmer Ave, Kent Pl | $647 |
| Chevy Knoll Pl, Parway Dr, Aristo St, el Vista Ct, Aspen Oak Ln, Grangemount Rd, Cavanaugh Rd, Pasadena Glen Rd, Thornwood St, S Louise St | $698 |
| Ridge Dr, N Louise St, Carmen Dr, Pioneer Dr, Stanton Ave, Valane Dr, Fullbrook Ct, Vassar St, Hidden Rancho Pl, E Lomita Ave | $697 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Glendale | $99 to $101 |
| La Crescenta-Montrose | $100 |
| Burbank | $98 |
| Pasadena | $101 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 500 | New | Stillwater Ins Co | 368 |
| 250000 | 1000 | New | California Casualty | 427 |
| 300000 | 500 | New | Stillwater Prop & Cas Co | 662 |
| 500000 | 1000 | New | Encompass | 2343 |
| 500000 | 2500 | New | Stillwater Prop & Cas Co | 640 |
| 750000 | 2500 | New | Metropolitan Direct | 2275 |
| 150000 | 250 | 1-3 Years | California Casualty | 465 |
| 150000 | 500 | 1-3 Years | Stillwater Prop & Cas Co | 504 |
| 200000 | 500 | 1-3 Years | Chubb/Federal | 1468 |
| 250000 | 500 | 1-3 Years | American Reliable | 860 |
| 500000 | 2500 | 1-3 Years | Unigard Group | 696 |
| 500000 | 2500 | 1-3 Years | Universal North America | 784 |
| 200000 | 500 | 4-6 Years | Unigard Group | 470 |
| 250000 | 1000 | 4-6 Years | Foremost Insurance | 942 |
| 500000 | 1000 | 4-6 Years | California Casualty | 1071 |
| 500000 | 1000 | 4-6 Years | Pacific Specialty | 1447 |
| 500000 | 2500 | 4-6 Years | MAPFRE Group | 1173 |
| 250000 | 1000 | 7-15 Years | Tokio Marine America | 559 |
| 400000 | 1000 | 7-15 Years | Integon/National | 1455 |
| 400000 | 1000 | 7-15 Years | Unigard Group | 846 |
| 500000 | 1000 | 7-15 Years | Nationwide | 1900 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $3,700 |
| Yearly Glendale Homeowner Insurance Premium Example | $1,600 | $1,100 |
| Out of Pocket Expense During Claim | $700 | $3,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $13,500 | $12,500 |
| Net Savings to Glendale Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Glendale, CA Home Replacement Value MORE than Home Value | Glendale, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $670,500 | $477,000 |
| Insurance Premium based on Replacement Value | $1,675 | $1,200 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $127,000 | Risk Exposure from Under Insuring Coverage is $66,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $300/year |
| Insurance Company | Amica Mutual Insurance Company | GEICO Insurance | Travelers |
| Monthly Premium | 55 | 127 | 255 |
| Year Built | 1970 | 1946 | 1958 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $350000-$400000 | $400000-$500000 | More than 10000000 |
| Deductible | > $10,000 Deductible | $500 Deductible | $500- $1000 Deductible |