Glendale ,AZ Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Glendale, AZ homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Glendale, AZ is $1642. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Glendale, AZ. VHome Insurance will help you navigate the world of homeowners insurance coverages in Glendale, AZ.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $657 |
| $200,000 | $1,117 |
| $300,000 | $1,379 |
| $400,000 | $2,102 |
| $500,000 | $2,644 |
Home insurance costs in Glendale can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.
| Zipcode | Average Insurance Premium |
|---|---|
| 085301 | $1,504 |
| 85310 | $1,623 |
| 85308 | $1,590 |
| 85305 | $1,583 |
| 85306 | $1,561 |
| 85304 | $1,556 |
| 85302 | $1,541 |
| 85303 | $1,535 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Glendale, AZ, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,684 |
| $1000 Deductible | $1,506 |
| $1500 Deductible | $1,420 |
| $2500 Deductible | $1,281 |
| $5000 Deductible | $1,084 |
| Home Insurance Company Near Glendale, AZ | Homeowners Insurance Agency Near Glendale, AZ | Address |
|---|---|---|
| Travelers | Aegis Insurance Associates Llc | 16573 N 92ND ST STE 140, SCOTTSDALE, AZ, 85260 |
| State Farm | Brad Dunlap | 8436 E Shea Blvd, Ste C103, Scottsdale, AZ, 85260 |
| Liberty Mutual | Chad Cummings | 1314 N Recker Rd Ste 103, Mesa, AZ, 85205 |
| Farmers | Mark Meadows | 1237 S Val Vista Dr, Mesa, AZ, 85204 |
| Farmers | Oscar Gonzalez Mba | 1855 E Southern Ave Ste 101, MESA, AZ, 85204 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Tolleson city, Arizona | $75 | $99 | $149 |
| Youngtown town, Arizona | $75 | $100 | $150 |
| Sun City CDP, Arizona | $76 | $101 | $151 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Glendale, AZ | 3.5% | 12.0% |
| Tolleson | 3.87% | 12.26% |
| Youngtown | 4.25% | 13.66% |
| Sun City | 5.39% | 16.61% |
| Glendale Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 486 | 1.0% | $358 |
| $200 to $299 | 390 | 1.0% | $808 |
| $300 to $499 | 1,799 | 5.0% | $1258 |
| $500 to $749 | 8,887 | 28.0% | $1933 |
| $750 to $999 | 8,539 | 27.0% | $2683 |
| $1,000 to $1,499 | 8,311 | 26.0% | $3808 |
| $1,500 or more | 2,452 | 7.0% | $5458 |
| Streets in Glendale Area | Homeowners Insurance Cost |
|---|---|
| W Caro Rd, Dinino Ct, W Coolbrook Ave, W Medlock Ave, N Los Gatos Dr, W 85th Ave, W Monterosa Ave, W Pendergast Elementary School Dist, W Vista Dr, W Deanne Ct | $624 |
| W Hartford Ave, W 184th Dr, Gardenia Ave, Gardenia Ave, N Almanza Ln, N Leslie Ct, W Cotton Blossom Trl, N Guadal Dr, W Montebello Ct, N Oro Vista Ct | $639 |
| W Pierson, W Monte Lindo Ln, N Matilda Ln, W Bryce Ave, Comanche, Hopi, N Hidden Valley Ln, W Sells Cir, N Aire Libre Ave, W Grandview Ave | $None |
| N McLellan Rd, Fighter Country Ave, W New World Dr, W Rancho Ct, W Carole Ln, Lakota, W Rose Pilar Ct, 73rd Ave, Zuni, W Village Pkwy | $None |
| W Aurora Dr, Villa Maria Dr, N Dannys Ct, N Muriel Dr, N Columbine Dr, W Fullam St, N Keds Rd, W Risner Rd, W Frank Ave, N Hillcrest Blvd | $612 |
| N Wethersfield Rd, W 77th Dr, Peck Dr, W Kerry Dr, N Stadium Way, W Marshall Ranch Dr, 186th Ave, W Mediterranean Dr, W Saguaro Dr, W 54th Ave | $616 |
| Salter Dr, N Limonero Cir, W Parkside Ln, Northview Ave, W Kingston Ln, W Via del Sol, N 186th Ave, W Westview Dr, W Madrugada Ave, W Colina Ct | $601 |
| Downspell Dr, N 133rd Ave, Josac St, W Shangri la Ave, N Crest Ln, W Los Gatos Dr, W Kaler Cir, W Voltaire Dr, W Padres Way, W Solano Ct | $645 |
| N Tuckey Ln, N Country Club Pkwy, W Marissa Dr, 184th Ln, W Amigo Dr, 177th Ln, W Hillcrest Blvd, W Crystal Rd, W Baxter Dr, W Delmonico Ln | $646 |
| N Westbrook Dr, N Tuckey Ln, W Continental Dr, W Jacobson Dr, Belmont Ave, W Laurel Ave, Falcon St, Marauder St, W Hillcrest Blvd, W Navajo Dr | $None |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Glendale | $92 to $94 |
| Tolleson | $89 |
| Youngtown | $90 |
| Phoenix | $92 |
| Home value ($) | Construction type | Coverage | Company | Average homeowners insurance premium ($) | ||
|---|---|---|---|---|---|---|
| Other structure coverage ($) | Contents coverage ($) | Additional living expenses coverage ($) | ||||
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Farmers Ins Exchange | 1,159 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Ids Property Cas Ic | 1,254 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | Lm Ins Corp | 488 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Metropolitan P&C Ic | 1,278 |
| 500,000 | Masonry | 50,000 | 375,000 | 100,000 | Nationwide Ic Of America | 1,483 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Praetorian Ic | 393 |
| 500,000 | Masonry | 50,000 | 375,000 | 100,000 | Scottsdale Ic | 5,223 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Union Ic Of Providence | 1,808 |
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | United Services Automobile Assoc | 569 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Universal North America Ic | 474 |
| Scenario | Glendale, AZ Home Replacement Value MORE than Home Value | Glendale, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $ | $ |
| Insurance Premium based on Replacement Value | $ | $ |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $ | Risk Exposure from Under Insuring Coverage is $ |
| Premium Impact | Insurance cheaper by $/year | Insurance costlier by $/year |