Glen Ridge Insurance Rates:

Glen Ridge, NJ homeowners insurance is nearly $783 to $1,081, about $65-$90/month. Our complete guide indicates shoppers can save upto $372 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Glen Ridge, NJ Homeowners Insurance By Home Value

Glen Ridge, NJ Home Value Total Homes % of Total Average Glen Ridge, NJ Homeowners Insurance
Less than $50,000 13 2.0% $37
$100,000 to $124,999 22 4.0% $177
$150,000 to $174,999 52 10.0% $260
$175,000 to $199,999 30 6.0% $298
$200,000 to $249,999 56 11.0% $363
$300,000 to $399,999 321 64.0% $559

Top Home Insurance Agents Near Glen Ridge, NJ

Home Insurance Company Near Glen Ridge, NJ Homeowners Insurance Agency Near Glen Ridge, NJ Address
Nationwide Anthony D Ralis 3217 Broadway, Astoria, NY, 11106-2674
Allstate Helena Petroff 515 Madison Ave Rm 1901, New York, NY, 10022
State Farm Laura Browne 17651 Union Tpke, Flushing, NY, 11366-1515
Liberty Mutual Nestor Velez One Battery Park Plaza 30Th Floor, New York, NY, 10004
Travelers Zanfardino Agency Inc 92 Covert Ave , Stewart Manor, NY, 11530

Cost Of Homeowners Insurance By Street Near Glen Ridge, NJ

Streets in Glen Ridge Area Homeowners Insurance Cost
Sommer Ave, Claridge Ct, Tuxedo Rd, Glen Ridge Ave, Washington Pl, Osborne St, Marston Pl, Herman St, Clark St, Argyle St$933
Highland Cres, Ardsley Rd, Snowden Pl, Wildwood Ter, Mitchell Pl, Victor Ave, Yantecaw Ave, Reynolds Rd, Appleton Pl, Roswell Ter$941
Stanford Pl, Hathaway Pl, Glenfield Rd, Ridley Ct, Burnett St, Glenridge Pkwy, Clinton Rd, Stephen St, Mead Ter, Old Oak Rd$926
Adams Pl, Evergreen Ct, Bay St, Ferncliff Ter, Stonehouse Rd, Freeman Pkwy, Wells Ct, Brooklawn Rd, Outlook Pl, Benson St$941
Spencer Rd, Chestnut Hill Pl, Glen Ridge Pkwy, Appleton Rd, Maolis Ave, Astor Pl, Chapman Pl, Glen Park Rd, Argyle Pl, Lorraine St$930

Glen Ridge, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Glen Ridge$138 to $141
Bloomfield$129
Montclair$140
Silver Lake$125

Glen Ridge, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bloomfield township, Essex County, New Jersey $108 $143 $215
Montclair township, Essex County, New Jersey $117 $156 $234
Silver Lake CDP (Essex County), New Jersey $105 $139 $209

Glen Ridge, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Glen Ridge, NJ2.1%7.8%
Bloomfield2.63%7.18%
Montclair2.07%7.8%
Silver Lake3.8%7.18%

Glen Ridge Renters Insurance as a Percentage of Rent

Glen Ridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 14 6.0% $2621
$1,000 to $1,499 75 37.0% $3746
$1,500 or more 112 55.0% $5396

Glen Ridge, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly Glen Ridge Homeowner Insurance Premium Example $3,000$2,000
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,100$15,100
Net Savings to Glen Ridge Home Owner from High Deductible Plan $1,000

Glen Ridge, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Glen Ridge, NJ Home Replacement Value MORE than Home Value Glen Ridge, NJ Home Replacement Value LESS than Home Value
Replacement Value $726,000 $472,500
Insurance Premium based on Replacement Value $3,200 $2,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $103,500 Risk Exposure from Under Insuring Coverage is $150,000
Premium Impact Insurance cheaper by $675/year Insurance costlier by $450/year

Example Glen Ridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceTravelers
Monthly Premium 319178252
Year Built 194419441941
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $600000-$700000$700000-$800000$600000-$700000
Deductible $500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Glen Ridge, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 905,000 Membrane Roof 3,130 5 $2500-$5000 Deductible 1650 8 Brick siding yes
1942 370,000 Metal Roof 1,640 4 $5000 to $10,000 Deductible 640 8 Stone Siding yes
1941 720,000 Slate Shingles Roof 2,430 5 > $10,000 Deductible 1380 10 Wood siding No
1944 550,000 Membrane Roof 2,270 4 $5000 to $10,000 Deductible 440 4 Stone Siding No
1947 815,000 Metal Roof 2,990 5 $5000 to $10,000 Deductible 580 4 Fiber-Cement Siding No
1945 705,000 Wood Shake Roof 2,390 5 $500- $1000 Deductible 1750 5 Brick siding No
1949 555,000 Membrane Roof 2,200 4 $500- $1000 Deductible 1730 8 Brick siding No
1943 595,000 Membrane Roof 2,550 4 $500- $1000 Deductible 1730 8 Brick siding yes
1947 840,000 Composition Roof 3,180 4 $1000-$2500 Deductible 260 1 Stucco siding No
1946 670,000 Slate Shingles Roof 2,970 5 $2500-$5000 Deductible 1360 8 Fiber-Cement Siding No
1942 895,000 Metal Roof 3,570 5 $1000-$2500 Deductible 3290 10 Vinyl siding yes
1944 520,000 Shingles Roof 2,250 5 > $10,000 Deductible 790 8 Fiber-Cement Siding No
1940 970,000 Membrane Roof 3,580 5 $5000 to $10,000 Deductible 1390 6 Fiber-Cement Siding yes
1942 800,000 Shingles Roof 3,370 5 $500 Deductible 3520 12 Stucco siding yes
1949 855,000 Slate Shingles Roof 2,660 4 $1000-$2500 Deductible 1990 8 Stucco siding No
1945 590,000 Wood Shake Roof 2,000 4 > $10,000 Deductible 760 5 Vinyl siding yes
1940 1,360,000 Slate Shingles Roof 4,620 5 $2500-$5000 Deductible 2540 9 Brick siding yes
1943 1,385,000 Shingles Roof 4,750 5 $1000-$2500 Deductible 2250 6 Stone Siding No
1944 710,000 Composition Roof 2,630 4 > $10,000 Deductible 940 7 Fiber-Cement Siding No
1940 730,000 Metal Roof 2,310 5 $500 Deductible 1730 8 Wood siding yes
1940 1,290,000 Shingles Roof 3,960 5 $1000-$2500 Deductible 1430 4 Brick siding yes
1945 495,000 Wood Shake Roof 1,620 4 $1000-$2500 Deductible 1340 9 Vinyl siding yes
1949 500,000 Metal Roof 2,230 4 > $10,000 Deductible 1190 10 Stucco siding yes
1946 610,000 Slate Shingles Roof 2,460 4 $500- $1000 Deductible 840 3 Wood siding No
1946 895,000 Tile Roof 3,180 5 $5000 to $10,000 Deductible 2370 8 Vinyl siding No
1949 935,000 Composition Roof 3,310 4 $2500-$5000 Deductible 1110 4 Stucco siding No
1942 495,000 Shingles Roof 1,600 4 > $10,000 Deductible 490 5 Stone Siding yes
1940 520,000 Membrane Roof 2,030 4 $2500-$5000 Deductible 830 5 Vinyl siding No
1946 470,000 Slate Shingles Roof 1,610 5 $5000 to $10,000 Deductible 900 6 Brick siding yes
1940 720,000 Shingles Roof 3,130 4 $1000-$2500 Deductible 750 3 Fiber-Cement Siding yes
1940 995,000 Tile Roof 3,380 4 $500- $1000 Deductible 930 3 Stone Siding No
1942 860,000 Slate Shingles Roof 3,390 5 $500 Deductible 2700 9 Vinyl siding yes
1941 995,000 Metal Roof 3,390 5 $500- $1000 Deductible 1990 6 Wood siding No
1940 860,000 Composition Roof 3,090 4 $500 Deductible 1700 4 Stone Siding No