Girard Insurance Rates:

Girard, OH homeowners insurance is roughly $577 to $782, about $48-$65/month. Our extensive guide shows customers can save upto $271 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Girard, OH Homeowners Insurance By Home Value

Girard, OH Home Value Total Homes % of Total Average Girard, OH Homeowners Insurance
Less than $50,000 379 14.0% $196
$50,000 to $59,999 215 8.0% $420
$60,000 to $69,999 263 9.0% $522
$70,000 to $79,999 330 12.0% $604
$80,000 to $89,999 458 17.0% $685
$90,000 to $99,999 272 10.0% $767
$100,000 to $124,999 244 9.0% $889
$125,000 to $149,999 225 8.0% $1113
$150,000 to $174,999 119 4.0% $1310
$175,000 to $199,999 85 3.0% $1514
$200,000 to $249,999 75 2.0% $1826

Top Home Insurance Agents Near Girard, OH

Home Insurance Company Near Girard, OH Homeowners Insurance Agency Near Girard, OH Address
NA Kosco Insurance Agency Inc. 1024 5Th St , Struthers, OH, 44471
NA Frost Financial Services, Inc. 3964 Shields Rd , Canfield, OH, 44406
Travelers Merlo Insurance Agency Inc 2 S Main St Ste 403, Niles, OH, 44446
State Farm Scott Seiple 621 N State St Ste A, Girard, OH, 44420-1714
Farmers William Lefever 1085 W State St, Alliance, OH, 44601

Cost Of Homeowners Insurance By Street Near Girard, OH

Streets in Girard Area Homeowners Insurance Cost
Old 82, Scoville Dr, Catherine St, Beverly Hill, Twp Hwy 1131, Twp Hwy 1210, Warner Rd NE, Co Hwy 34, Crestmont Dr, E 2nd St$709
Twp Hwy 938, Mansell Dr, S Outer Dr, Twp Hwy 42, Twp Hwy 930, W Kline St SE, Twp Hwy 1001, Twp Hwy 1121, Trails Edge Dr, Denver Dr$702
Logan Way, Twp Hwy 548, Twp Hwy 493, Belgrade Ave, Mohawk Dr, Twp Hwy 492, Twp Hwy 1218, Rachel Ave, Stanley Ave, Dennis$690
Twp Hwy 37, Stambaugh St SE, Monticello Blvd, Twp Hwy 941, Redfern Dr, Twp Hwy 1352, Blount St, Stonnington Dr, Twp Hwy 1308, Twp Hwy 994$698
Twp Hwy 1037, Twp Hwy 33, Twin Oaks Dr, Twp Hwy 1256, Santa Monica Cir, Twp Hwy 735, Twp Hwy 995, Creekside Blvd, E Gypsy Ln, Twp Hwy 1153$702

Girard, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Girard$101 to $104
McDonald$104
Churchill$102
McKinley Heights$101

Girard, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McDonald village, Ohio $104 $139 $209
Churchill CDP, Ohio $102 $136 $204
McKinley Heights CDP, Ohio $101 $135 $203

Girard, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Girard, OH5.5%14.8%
McDonald4.88%13.39%
Churchill5.17%14.17%
McKinley Heights4.9%15.25%

Girard Renters Insurance as a Percentage of Rent

Girard Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 61 4.0% $814
$300 to $499 445 29.0% $1264
$500 to $749 652 42.0% $1939
$750 to $999 262 17.0% $2689
$1,000 to $1,499 93 6.0% $3814

Girard, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Girard Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,800$4,200
Net Savings to Girard Home Owner from High Deductible Plan $600

Girard, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Girard, OH Home Replacement Value MORE than Home Value Girard, OH Home Replacement Value LESS than Home Value
Replacement Value $92,000 $57,500
Insurance Premium based on Replacement Value $400 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Girard Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceChubb Group of Insurance
Monthly Premium 407082
Year Built 194019681954
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$175000-$200000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Girard, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 210,000 Membrane Roof 2,820 4 $500 Deductible 820 12 Vinyl siding No
1957 130,000 Membrane Roof 1,710 5 $1000-$2500 Deductible 290 7 Wood siding yes
1953 180,000 Metal Roof 2,760 5 $500 Deductible 300 4 Wood siding yes
1982 335,000 Tile Roof 4,850 5 $1000-$2500 Deductible 70 1 Vinyl siding yes
1955 135,000 Metal Roof 2,370 4 $1000-$2500 Deductible 120 4 Stucco siding No
1963 160,000 Slate Shingles Roof 2,420 5 $5000 to $10,000 Deductible 430 12 Fiber-Cement Siding No
1964 125,000 Slate Shingles Roof 2,500 4 $1000-$2500 Deductible 220 8 Stucco siding No
1943 320,000 Composition Roof 4,870 5 $1000-$2500 Deductible 280 3 Stone Siding yes
1947 140,000 Tile Roof 2,100 3 $2500-$5000 Deductible 310 10 Fiber-Cement Siding yes
1983 75,000 Asphalt Shingles Roof 1,500 3 $500 Deductible 80 4 Vinyl siding No
1988 125,000 Tile Roof 1,730 3 $1000-$2500 Deductible 120 3 Fiber-Cement Siding yes
1984 95,000 Wood Shake Roof 1,550 3 $2500-$5000 Deductible 280 10 Fiber-Cement Siding yes
1966 105,000 Wood Shake Roof 1,990 4 $2500-$5000 Deductible 170 6 Stone Siding yes
1945 105,000 Composition Roof 1,780 3 $500- $1000 Deductible 270 7 Fiber-Cement Siding No
1988 260,000 Slate Shingles Roof 4,850 5 $2500-$5000 Deductible 70 1 Vinyl siding No
1966 140,000 Membrane Roof 2,600 5 $500- $1000 Deductible 480 12 Fiber-Cement Siding No
1989 225,000 Asphalt Shingles Roof 3,020 4 $1000-$2500 Deductible 130 2 Stone Siding No
1984 90,000 Shingles Roof 1,790 4 $1000-$2500 Deductible 100 4 Vinyl siding yes
1940 230,000 Wood Shake Roof 3,300 4 $500 Deductible 340 4 Wood siding yes
1951 165,000 Tile Roof 2,570 4 $1000-$2500 Deductible 500 8 Stucco siding yes
1985 190,000 Wood Shake Roof 3,170 5 $5000 to $10,000 Deductible 500 9 Stucco siding yes
1957 180,000 Shingles Roof 3,260 4 $1000-$2500 Deductible 440 6 Stone Siding yes
1940 135,000 Membrane Roof 2,070 4 $2500-$5000 Deductible 220 8 Fiber-Cement Siding No
1982 105,000 Asphalt Shingles Roof 1,710 4 $2500-$5000 Deductible 370 12 Brick siding yes
1984 175,000 Metal Roof 2,510 5 $500- $1000 Deductible 40 1 Wood siding yes
1965 130,000 Metal Roof 2,060 5 $2500-$5000 Deductible 300 9 Brick siding No
1945 150,000 Composition Roof 2,790 4 $2500-$5000 Deductible 230 6 Stone Siding yes
1943 250,000 Tile Roof 3,940 5 $5000 to $10,000 Deductible 450 8 Vinyl siding yes
1954 150,000 Composition Roof 2,970 4 $500 Deductible 520 10 Stucco siding No
1950 180,000 Metal Roof 3,460 5 $2500-$5000 Deductible 270 7 Wood siding No
1987 125,000 Asphalt Shingles Roof 1,860 3 $2500-$5000 Deductible 220 7 Stone Siding yes
1953 130,000 Slate Shingles Roof 1,740 4 $500- $1000 Deductible 450 10 Fiber-Cement Siding No
1960 145,000 Slate Shingles Roof 2,310 3 $1000-$2500 Deductible 350 9 Fiber-Cement Siding No
1982 130,000 Tile Roof 1,750 5 $500 Deductible 210 5 Stone Siding yes