Gillette Insurance Rates:

Gillette, WY homeowners insurance is roughly $626 to $854, about $52-$71/month. Our in depth analysis indicates shoppers can save as much as $296 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
If you pay your insurance premiums, you can get reward points. if you keep your account in good standing, they will continue to give you rewards.
State Farm
Can be extremely unorganized and they make it hard to resolve issues that they've created themselves during a time of crisis.
Farm Bureau
I do not like how the company has sent an adjuster to check out my property with no warning at all so i was not aware anyone came.
Progressive
Easy to use and I the price, on auto at least, was below what I was paying. I haven't had to interact with a claim or anything yet and hopefully never will.
State Farm
I haven't found much to dislike. I guess whenever I have a claim, I’ll dislike that it takes too long to process, no matter how long that is. I dislike that I have to pay for insurance, although it is necessary.

Gillette, WY Homeowners Insurance By Home Value

Gillette, WY Home Value Total Homes % of Total Average Gillette, WY Homeowners Insurance
Less than $50,000 1,211 16.0% $96
$50,000 to $59,999 126 1.0% $199
$60,000 to $69,999 98 1.0% $244
$70,000 to $79,999 149 2.0% $288
$90,000 to $99,999 91 1.0% $362
$100,000 to $124,999 320 4.0% $421
$125,000 to $149,999 346 4.0% $525
$150,000 to $174,999 999 13.0% $621
$175,000 to $199,999 672 9.0% $717
$200,000 to $249,999 1,778 24.0% $865
$250,000 to $299,999 825 11.0% $1058
$300,000 to $399,999 619 8.0% $1346

Top Home Insurance Agents Near Gillette, WY

Home Insurance Company Near Gillette, WY Homeowners Insurance Agency Near Gillette, WY Address
Travelers A. D. I. Insurance Agency, Llc 518 PINE ST, UPTON, WY, 82730
Farmers Cindy Lovelace 2100 S Douglas Hwy Ste 120, Gillette, WY, 82718
State Farm Ida Snead 201 E 3rd St, Gillette, WY, 82716-3814
State Farm Todd Butzine Casl, Clu 439 Prairieview Drive, Gillette, WY, 82716-4959
Liberty Mutual Independent Wyoming Financial Insurance, Inc. 542 RUNNING W DR, GILLETTE, WY, 82718

Cost Of Homeowners Insurance By Street Near Gillette, WY

Streets in Gillette Area Homeowners Insurance Cost
Commerce Dr, Tarry St, Hilltop Cir, Bowers Ute Rd, Foothills Cir, Box N Ranch Rd, Terraco Dr, Moncrieffe Ridge Rd, Brorby Blvd, Christensen Rd$732
Terrace Cir, Ava Rd, Radio Rd, O-R Rd, Shale Hill Rd, Savageton Rd, Lilloct Ln, Comanche Ave, Goldenrod Ave, Benjamin St$753
S Gillette Ave, S Kendrick Ave, Fox Butte St, Overland Trl, W Lakeway Rd, Vivian St, Overbrook Ct, Grey Rd, Dillon Ct, Doud Dr$753
Southern Dr, Longhorn Ct, Three Forks Ct, Little Thunder Dr, Daisy Dr, Rafter D Dr, Sandcreek Ct, Hays Dr, Dawn Dr, Mather Ave$756
Daly Rd, Range Cir, Kings Ct, Dryfork Dr, Roany Rd, Andover St, Gap Rd, Low Ct, Railroad St, Arcadia Ave$754
Apache Gas Plant Rd, Story Ave, Bergreen Rd, Ross Ave, Kathleen Ct, Lazy D Ave, Oak Cir, O' Hara Dr, Lone Cedar Ct, Townsend Ave$727
Landers Rd, Centennial Dr, Force Rd, Collins Rd, Nogales Ln, Vista Cir, Fremont Dr, Raven St, E 12th St, Freedom Rd$731
Rocking T Dr, Beacon Ct, Autumn Ct, Derringer Ct, Desert Hills Cir N, Speigelmeyer Ave, Badger Ave, Tressa Rd, Homestead Ln, Patty Ave$748
Todd Rd, Needle Ct, Mecent Ave, Cow Creek Rd, W 3rd St, Casa Quinta Ave, Heart X Ct, Park Ct, Bush Ave, Quacker Ave$746
W 4th St, Friday St, Chickasaw Ave, E Collins Rd, E Railroad St, Red Ryder Dr, Prairieview Dr, Deer Run Rd, Killdeer Rd, E Redwood St$753

Gillette, WY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gillette$110 to $113
Antelope Valley-Crestview$113
Sleepy Hollow$112
Campbell County$111

Gillette, WY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Antelope Valley-Crestview CDP, Wyoming $95 $126 $189
Sleepy Hollow CDP, Wyoming $94 $125 $187
Campbell County, Wyoming $93 $123 $185

Gillette, WY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gillette, WY4.2%17.6%
Antelope Valley-Crestview4.34%12.76%
Sleepy Hollow4.06%11.82%
Campbell County4.21%16.6%

Gillette Renters Insurance as a Percentage of Rent

Gillette Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 125 3.0% $792
$300 to $499 146 4.0% $1242
$500 to $749 642 19.0% $1917
$750 to $999 1,173 36.0% $2667
$1,000 to $1,499 718 22.0% $3792
$1,500 or more 416 12.0% $5442

Gillette, WY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Gillette Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,900$9,300
Net Savings to Gillette Home Owner from High Deductible Plan $600

Gillette, WY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gillette, WY Home Replacement Value MORE than Home Value Gillette, WY Home Replacement Value LESS than Home Value
Replacement Value $188,500 $133,500
Insurance Premium based on Replacement Value $1,025 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Gillette Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmLiberty Mutual
Monthly Premium 8179106
Year Built 198020041993
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$350000-$400000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Gillette, WY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 270,000 Tile Roof 2,830 4 $5000 to $10,000 Deductible 290 4 Wood siding No
2014 225,000 Asphalt Shingles Roof 1,800 3 $2500-$5000 Deductible 620 7 Fiber-Cement Siding yes
1997 235,000 Metal Roof 1,910 4 $500- $1000 Deductible 250 2 Fiber-Cement Siding No
2010 330,000 Wood Shake Roof 2,520 4 $500- $1000 Deductible 100 1 Brick siding No
2003 210,000 Shingles Roof 2,330 4 $500- $1000 Deductible 380 6 Brick siding No
1997 430,000 Wood Shake Roof 3,350 4 $500- $1000 Deductible 340 2 Wood siding No
1993 405,000 Tile Roof 3,890 5 $1000-$2500 Deductible 960 7 Fiber-Cement Siding No
2001 170,000 Tile Roof 1,620 5 $500- $1000 Deductible 730 12 Fiber-Cement Siding No
2007 240,000 Asphalt Shingles Roof 2,280 3 $500- $1000 Deductible 100 1 Stucco siding No
2002 310,000 Wood Shake Roof 2,530 4 $5000 to $10,000 Deductible 220 3 Wood siding No
2011 360,000 Wood Shake Roof 2,880 4 > $10,000 Deductible 210 2 Brick siding yes
1986 270,000 Wood Shake Roof 2,820 5 $5000 to $10,000 Deductible 150 2 Stone Siding No
1987 265,000 Tile Roof 2,300 3 $2500-$5000 Deductible 620 6 Vinyl siding yes
1991 350,000 Shingles Roof 3,370 4 $500 Deductible 950 7 Wood siding yes
1984 320,000 Composition Roof 2,750 5 $1000-$2500 Deductible 530 5 Fiber-Cement Siding No
1997 235,000 Membrane Roof 1,940 4 $2500-$5000 Deductible 420 7 Stone Siding yes
1999 230,000 Composition Roof 1,850 3 > $10,000 Deductible 500 10 Wood siding yes