Gifford Insurance Rates:

Gifford, FL homeowners insurance is approximately $1,002 to $1,408, about $83-$117/month. Our comprehensive guide reveals consumers can save upto $482 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Gifford, FL Homeowners Insurance By Home Value

Gifford, FL Home Value Total Homes % of Total Average Gifford, FL Homeowners Insurance
Less than $50,000 128 8.0% $132
$50,000 to $59,999 76 4.0% $277
$60,000 to $69,999 81 5.0% $337
$70,000 to $79,999 75 4.0% $397
$80,000 to $89,999 133 8.0% $445
$90,000 to $99,999 44 2.0% $506
$100,000 to $124,999 137 8.0% $578
$125,000 to $149,999 123 7.0% $735
$150,000 to $174,999 142 9.0% $867
$175,000 to $199,999 27 1.0% $1000
$200,000 to $249,999 199 12.0% $1205
$250,000 to $299,999 198 12.0% $1470
$300,000 to $399,999 205 13.0% $1867

Top Home Insurance Agents Near Gifford, FL

Home Insurance Company Near Gifford, FL Homeowners Insurance Agency Near Gifford, FL Address
NA Kc Insurance & Investment Group Llc 439 Se Port St Lucie Blvd 439 Se Port St Lucie Blvd Port St Lucie, Port St. Lucie, FL, 34984
State Farm Dan Adovasio 7350 Shoppes Drive Ste 101, Viera, FL, 32940-6076
Travelers Hoffman & Associates Insurance Llc 5005 N WICKHAM RD STE 102, MELBOURNE, FL, 32940
Travelers Kretschmer Ins Agency Inc 3109 OLEANDER AVE, FORT PIERCE, FL, 34982
Travelers Space Coast Insurance Advisors Inc 5505 N ATLANTIC AVE STE 102, COCOA BEACH, FL, 32931

Cost Of Homeowners Insurance By Street Near Gifford, FL

Streets in Gifford Area Homeowners Insurance Cost
33rd St, 38th Ct, de Leon Ave, Falls Cir, Aero Ln, E 16th Sq, Carissa Dr, Saint Philips Island Ln, Aviation Blvd, Co Rd 5a$1,283
Wood Duck Cir, 46th Pl, Woodland Cir, S Gifford Rd, 39th St, Bridgepointe Way, 7th Ave, Park View Ter, Grand Harbor Blvd, 47th St$1,297
55th Ave, Delmar Ave, 42nd Pl, Pickerill Ln, Industrial Blvd, W Harbor Village Dr, Roosevelt Rd, 11th Ct, 31st St, Laurel Dr$1,164
44th Pl, Eleuthra Cir, 45th Ln, Ponce de Leon Cir, Coronado Way, Dominica St, 27th St, Pathfinder Dr, 51st Ct, 46th Ln$1,158
Lake Ann Dr, Hamilton Ter, 47 Ct, Seagull Ave, Golf View Dr, 24th Ct, Buena Vista Blvd, Airport Dr, Saint Catherines Cir, Harbor Island Ln$1,307

Gifford, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gifford$176 to $184
Vero Beach$175
Winter Beach$181
Indian River Shores$220

Gifford, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Vero Beach CCD, Indian River County, Florida $147 $195 $293
Winter Beach CDP, Florida $151 $201 $302
Indian River Shores town, Florida $183 $244 $366

Gifford, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gifford, FL7.3%17.9%
Vero Beach6.72%19.09%
Winter Beach6.15%16.12%
Indian River Shores3.61%12.21%

Gifford Renters Insurance as a Percentage of Rent

Gifford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 57 3.0% $327
$200 to $299 103 5.0% $777
$300 to $499 213 12.0% $1227
$500 to $749 505 29.0% $1902
$750 to $999 555 31.0% $2652
$1,000 to $1,499 119 6.0% $3777
$1,500 or more 184 10.0% $5427

Average Cost Of Home Insurance By Company In Areas Nearby Gifford For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $4,130
150,000 27 NO Florida Family Insurance $3,371
150,000 27 NO Liberty Mutual Fire Insurance $4,279
150,000 27 NO Southern Fidelity Insurance $3,108
150,000 27 NO Tower Hill Preferred Insurance $4,305
150,000 27 YES American Integrity Insurance $1,700
150,000 27 YES American Traditions Insurance $1,630
150,000 27 YES Asi Preferred Insurance $2,101
150,000 27 YES Southern Fidelity Insurance $1,895
150,000 27 YES State Farm Florida Insurance $1,864
150,000 27 YES Tower Hill Signature Insurance $1,902
150,000 27 YES United Property & Casualty Insurance $1,637
150,000 27 YES Universal Property & Casualty Insurance $1,576
300,000 12 NA Florida Farm Bureau Casualty Insurance $2,653
300,000 12 NA St. Johns Insurance $3,051
300,000 12 NA Universal Insurance $4,624

Gifford, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Gifford Homeowner Insurance Premium Example $4,000$3,500
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $29,600$29,100
Net Savings to Gifford Home Owner from High Deductible Plan $500

Gifford, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gifford, FL Home Replacement Value MORE than Home Value Gifford, FL Home Replacement Value LESS than Home Value
Replacement Value $197,500 $140,500
Insurance Premium based on Replacement Value $3,550 $2,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $700/year Insurance costlier by $325/year

Example Gifford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateGEICO Insurance
Monthly Premium 403413319
Year Built 200619992012
Home Details 5 Beds, 2 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$250000-$300000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Gifford, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 155,000 Membrane Roof 1,480 3 $500- $1000 Deductible 1670 5 Fiber-Cement Siding yes
2008 345,000 Metal Roof 2,830 4 $5000 to $10,000 Deductible 1510 4 Brick siding yes
1991 430,000 Tile Roof 3,170 4 > $10,000 Deductible 3030 8 Stucco siding yes
2006 390,000 Membrane Roof 2,810 4 $500- $1000 Deductible 5580 9 Stucco siding No
2005 145,000 Asphalt Shingles Roof 1,010 2 $1000-$2500 Deductible 450 2 Vinyl siding yes
1996 585,000 Metal Roof 4,220 5 $1000-$2500 Deductible 5080 6 Wood siding yes
2011 170,000 Membrane Roof 1,690 4 $2500-$5000 Deductible 1980 10 Brick siding No
1995 165,000 Metal Roof 1,160 2 $5000 to $10,000 Deductible 2230 12 Stucco siding No
2001 360,000 Tile Roof 3,390 4 $500- $1000 Deductible 600 1 Stone Siding yes
2001 465,000 Slate Shingles Roof 3,530 5 $1000-$2500 Deductible 710 1 Vinyl siding yes
2010 310,000 Slate Shingles Roof 2,260 5 $1000-$2500 Deductible 4770 10 Brick siding yes
2005 270,000 Tile Roof 1,840 5 > $10,000 Deductible 850 3 Brick siding yes
1995 335,000 Membrane Roof 2,430 5 $1000-$2500 Deductible 3250 7 Brick siding yes
2008 160,000 Slate Shingles Roof 1,360 3 $5000 to $10,000 Deductible 1110 7 Brick siding No
2009 435,000 Wood Shake Roof 4,170 5 $5000 to $10,000 Deductible 2470 7 Vinyl siding No
2012 370,000 Asphalt Shingles Roof 2,700 4 $1000-$2500 Deductible 1230 2 Stucco siding No
2014 255,000 Tile Roof 2,310 5 $5000 to $10,000 Deductible 1190 6 Vinyl siding No
2010 210,000 Asphalt Shingles Roof 1,730 3 $5000 to $10,000 Deductible 1820 10 Stucco siding yes
1990 125,000 Membrane Roof 1,140 2 $500- $1000 Deductible 1810 8 Wood siding yes
1997 135,000 Composition Roof 910 2 $500 Deductible 830 4 Vinyl siding No
2011 200,000 Asphalt Shingles Roof 1,600 5 > $10,000 Deductible 960 4 Brick siding yes
2002 260,000 Composition Roof 1,830 5 > $10,000 Deductible 2350 10 Brick siding yes
2013 240,000 Membrane Roof 1,640 3 $2500-$5000 Deductible 1370 4 Stucco siding yes
1999 425,000 Slate Shingles Roof 3,170 4 $2500-$5000 Deductible 5850 10 Fiber-Cement Siding No
1990 335,000 Slate Shingles Roof 2,590 4 $500 Deductible 4760 8 Vinyl siding No
1999 150,000 Shingles Roof 1,130 2 $2500-$5000 Deductible 210 1 Stucco siding yes
2002 210,000 Tile Roof 1,470 3 > $10,000 Deductible 1390 9 Fiber-Cement Siding No
1991 235,000 Membrane Roof 2,330 3 $500- $1000 Deductible 4850 12 Stone Siding yes
2012 305,000 Asphalt Shingles Roof 3,050 4 $500- $1000 Deductible 1580 3 Stucco siding No
2007 215,000 Wood Shake Roof 2,020 4 > $10,000 Deductible 2380 9 Vinyl siding yes
1991 230,000 Metal Roof 1,920 5 $5000 to $10,000 Deductible 570 2 Vinyl siding yes
2008 305,000 Membrane Roof 2,690 5 $500 Deductible 6440 10 Fiber-Cement Siding yes
1990 280,000 Membrane Roof 2,420 4 $1000-$2500 Deductible 390 1 Stone Siding yes
2002 170,000 Metal Roof 1,360 2 $1000-$2500 Deductible 270 1 Wood siding yes