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Gibsonton, FL Home Values & Insurance Rates

Gibsonton, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 503 15.0% $196
$50,000 to $59,999 60 1.0% $416
$60,000 to $69,999 111 3.0% $520
$70,000 to $79,999 186 5.0% $601
$80,000 to $89,999 185 5.0% $682
$90,000 to $99,999 51 1.0% $763
$100,000 to $124,999 326 10.0% $890
$125,000 to $149,999 307 9.0% $1110
$150,000 to $174,999 545 17.0% $1318
$175,000 to $199,999 233 7.0% $1515
$200,000 to $249,999 384 12.0% $1828
$250,000 to $299,999 157 4.0% $2233
$300,000 to $399,999 135 4.0% $2834

Top Home Insurance Agents Near Gibsonton, FL

Home Insurance Company Near Gibsonton, FL Homeowners Insurance Agency Near Gibsonton, FL Address
NA Finney Insurance Agency, Inc. 5910 Cortez Rd W Ste 170, Bradenton, FL, 34210
Travelers Acg South Insurance Agency Llc 32050 US HWY 19N, PALM HARBOR, FL, 34684
State Farm Lang Adams 5051 Memorial Hwy, Tampa, FL, 33634-7355
Travelers Northeast Underwriters 4790 1ST STREET NORTH, ST PETERSBURG, FL, 33703
Liberty Mutual Independent Stahl & Assoc Ins Inc 3939 Tampa Rd Ste 1, OLDSMAR, FL, 34677

Estimated Home Insurance By Street Area Near Gibsonton, FL

Gibsonton Area Estimated House Insurance
Wiggins Rd, Croton Ave, Vogel Farms Rd, Austin St, S 87th St, Cobb Rd, Kings Lake Dr, Roosevelt St, Midway St, Birch Ave$1,147
Tangle Weed Way, Polove Ln, Restwood Dr, Cypress Harbor Dr, Fox Bloom Ave, Lazella St, Ironwood Ave, Millpoint Rd E, Pendola Point Rd, Citrus Leaf Dr$1,169
Alafia Cir, Mabrey Ave, Grapefruit Ave, Sonoma Bend Pl, Kings Crossing Dr, Midnight Sun Ct, Kanawha Rd, Shady Falls Ct, Cliff Ave, 85th Dr$1,141
Church St, Mathog Rd, Ida St, Port Sutton Rd, Madison Ave, Sterling Point Ct, Dahlia Ave, Michigan Ave, Rivercrest Dr, Connecticut St$1,132
Southwind Lake Dr, Deer Chase Dr, S 47th St, Summer Wood Ln, Williams St, Old US Hwy 41A, Bullfrog Ct, Linda St, Waterbourne Dr, Alice Ave$1,170

Savings on home insurance for senior occupied homes

PlaceSavings
Gibsonton$172 to $174
Palm River-Gibsonton$171
Progress Village$172
Riverview$175

Gibsonton, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gibsonton, FL6.1%25.9%
Palm River-Gibsonton6.85%26.38%
Progress Village6.41%24.32%
Riverview5.97%18.88%

Gibsonton Renters Insurance as a Percentage of Rent

Gibsonton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 45 2.0% $341
$300 to $499 98 5.0% $1241
$500 to $749 580 32.0% $1916
$750 to $999 473 26.0% $2666
$1,000 to $1,499 381 21.0% $3791
$1,500 or more 179 10.0% $5441

Gibsonton, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$8,100
Yearly Gibsonton Homeowner Insurance Premium Example $4,100$3,100
Out of Pocket Expense During Claim$1,100$8,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $33,900$32,900
Net Savings to Gibsonton Home Owner from High Deductible Plan $1,000

Gibsonton, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gibsonton, FL Home Replacement Value MORE than Home Value Gibsonton, FL Home Replacement Value LESS than Home Value
Replacement Value $147,000 $101,500
Insurance Premium based on Replacement Value $3,200 $2,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $700/year

Example Gibsonton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersState Farm
Monthly Premium 304173757
Year Built 200820101983
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$175000-$200000$400000-$500000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Gibsonton, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Palm River-Gibsonton CCD, Hillsborough County, Florida $143 $191 $286
Progress Village CDP, Florida $144 $191 $287
Riverview CDP, Florida $146 $194 $291

Sample Home Insurance Rates for Gibsonton, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 230,000 Membrane Roof 3,150 4 $1000-$2500 Deductible 3320 9 Stucco siding No
2004 150,000 Membrane Roof 1,770 5 $1000-$2500 Deductible 2310 10 Stucco siding yes
1990 405,000 Asphalt Shingles Roof 4,230 5 $1000-$2500 Deductible 2530 5 Stucco siding No
2002 295,000 Composition Roof 3,060 4 $5000 to $10,000 Deductible 1520 6 Brick siding No
2006 290,000 Composition Roof 3,000 4 $500- $1000 Deductible 3330 8 Stone Siding yes
1992 200,000 Metal Roof 2,220 4 $5000 to $10,000 Deductible 210 1 Fiber-Cement Siding No
2006 220,000 Membrane Roof 2,430 4 $1000-$2500 Deductible 3380 12 Brick siding No
2008 200,000 Slate Shingles Roof 2,300 5 $1000-$2500 Deductible 1120 4 Stucco siding yes
2012 170,000 Slate Shingles Roof 1,800 5 $500 Deductible 250 1 Wood siding yes
1990 185,000 Membrane Roof 1,800 3 $5000 to $10,000 Deductible 330 2 Fiber-Cement Siding No
2014 175,000 Slate Shingles Roof 1,740 3 $500- $1000 Deductible 2390 7 Fiber-Cement Siding No
1992 155,000 Shingles Roof 1,600 5 $500- $1000 Deductible 300 1 Vinyl siding yes
1992 220,000 Wood Shake Roof 2,110 5 $2500-$5000 Deductible 1800 8 Brick siding yes