Gettysburg Insurance Rates:

Gettysburg, PA homeowners insurance is nearly $623 to $864, about $51-$72/month. Our comprehensive research indicates shoppers can save upto $297 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Gettysburg, PA Homeowners Insurance By Home Value

Gettysburg, PA Home Value Total Homes % of Total Average Gettysburg, PA Homeowners Insurance
$60,000 to $69,999 14 1.0% $237
$70,000 to $79,999 19 2.0% $274
$80,000 to $89,999 17 1.0% $312
$100,000 to $124,999 96 10.0% $401
$125,000 to $149,999 82 9.0% $505
$150,000 to $174,999 105 12.0% $601
$175,000 to $199,999 144 16.0% $690
$200,000 to $249,999 134 15.0% $832
$250,000 to $299,999 98 11.0% $1017
$300,000 to $399,999 166 18.0% $1292

Top Home Insurance Agents Near Gettysburg, PA

Home Insurance Company Near Gettysburg, PA Homeowners Insurance Agency Near Gettysburg, PA Address
NA Hunter Insurance Associates, Inc. 90 Wagner Dr , Carlisle, PA, 17013
Travelers Alan Hostetler Insurance Agents-Brokers 300 S PROGRESS AVE, HARRISBURG, PA, 17109
State Farm Chris Duncan 1120 N Charles St Ste 102, Baltimore, MD, 21201-5593
Liberty Mutual Independent Gary Allen Blough 4 NEWPORT DR STE E, FOREST HILL, MD, 21050
Liberty Mutual Jaimie Marie 5000 Ritter Road Suite 103, Mechanicsburg, PA, 17055

Cost Of Homeowners Insurance By Street Near Gettysburg, PA

Streets in Gettysburg Area Homeowners Insurance Cost
Little Aly, Sunset Ave, Reaser Aly, Hudson Aly, E Water St, Race Horse Aly, E Lincoln Ave, Hay St, Pine St, S Stratton St$740
Kuhn Aly, E Middle St, Noonan Aly, W Lincoln Ave, Bream Aly, Weaver Aly, Delap Aly, Schimmelpfennig Aly, Stauffer Aly, Lefever St$735
N Stratton St, Chambersburg St, Court Aly, E Legion Aly, E Stevens St, Jacobs Aly, S 5th St, Carlisle St, Furniture Aly, N Stratton St$739
E Railroad St, Hillcrest Pl, E Broadway, Roth Aly, Warner Aly, Long Ln, Elm St, W Water St, S Washington St, W Middle St$739
S Howard St, W Railroad St, Liberty St, Cemetery Aly, Slentz Aly, W High St, N Hay St, South St, McMillan St, Foth Aly$739

Gettysburg, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gettysburg$109 to $113
Adams County$111
Lake Heritage$116
Straban$112

Gettysburg, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Adams County, Pennsylvania $93 $124 $186
Lake Heritage CDP, Pennsylvania $97 $129 $193
Straban township, Adams County, Pennsylvania $94 $125 $187

Gettysburg, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gettysburg, PA4.4%11.6%
Adams County3.96%12.49%
Lake Heritage3.46%9.89%
Straban3.73%12.6%

Gettysburg Renters Insurance as a Percentage of Rent

Gettysburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 139 10.0% $780
$300 to $499 163 11.0% $1230
$500 to $749 415 30.0% $1905
$750 to $999 336 24.0% $2655
$1,000 to $1,499 225 16.0% $3780
$1,500 or more 90 6.0% $5430

Gettysburg, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Gettysburg Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Gettysburg Home Owner from High Deductible Plan $600

Gettysburg, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gettysburg, PA Home Replacement Value MORE than Home Value Gettysburg, PA Home Replacement Value LESS than Home Value
Replacement Value $226,500 $135,500
Insurance Premium based on Replacement Value $1,075 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Gettysburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersState Farm
Monthly Premium 11312066
Year Built 196219421983
Home Details 5 Beds, 3 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$300000-$350000$150000-$175000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Gettysburg, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 650,000 Metal Roof 4,800 5 $500 Deductible 1820 8 Wood siding No
1940 270,000 Asphalt Shingles Roof 2,170 3 $1000-$2500 Deductible 1360 12 Fiber-Cement Siding No
1948 165,000 Metal Roof 1,640 3 $2500-$5000 Deductible 430 10 Vinyl siding No
1962 205,000 Metal Roof 1,650 2 $500- $1000 Deductible 420 7 Fiber-Cement Siding yes
1983 200,000 Metal Roof 1,740 2 $500- $1000 Deductible 490 5 Stucco siding No
1981 160,000 Asphalt Shingles Roof 1,560 3 $500 Deductible 510 9 Stucco siding No
1983 220,000 Slate Shingles Roof 1,930 4 $5000 to $10,000 Deductible 240 4 Fiber-Cement Siding yes
1985 170,000 Tile Roof 1,410 2 $5000 to $10,000 Deductible 360 7 Stone Siding No
1985 580,000 Slate Shingles Roof 4,720 5 > $10,000 Deductible 1310 9 Vinyl siding yes
1940 290,000 Tile Roof 2,970 4 $1000-$2500 Deductible 170 2 Stucco siding No
1966 320,000 Shingles Roof 2,970 5 $5000 to $10,000 Deductible 220 2 Fiber-Cement Siding yes
1982 150,000 Asphalt Shingles Roof 1,390 3 $500 Deductible 150 3 Fiber-Cement Siding No
1984 320,000 Composition Roof 2,750 4 $2500-$5000 Deductible 320 3 Stucco siding yes
1986 345,000 Composition Roof 3,520 5 > $10,000 Deductible 280 3 Stone Siding yes
1982 285,000 Tile Roof 3,040 4 $1000-$2500 Deductible 1160 10 Stucco siding No
1941 270,000 Composition Roof 2,310 4 $500 Deductible 950 7 Wood siding yes
1984 110,000 Metal Roof 1,210 2 $2500-$5000 Deductible 330 10 Fiber-Cement Siding yes
1963 210,000 Asphalt Shingles Roof 2,240 3 $5000 to $10,000 Deductible 290 6 Stucco siding No
1986 140,000 Shingles Roof 1,190 2 $2500-$5000 Deductible 50 1 Stucco siding yes
1941 300,000 Shingles Roof 2,340 3 > $10,000 Deductible 500 6 Stucco siding No
1986 135,000 Asphalt Shingles Roof 1,030 2 $500 Deductible 500 9 Stone Siding yes
1982 190,000 Shingles Roof 2,000 5 $500 Deductible 910 9 Stucco siding yes
1980 505,000 Composition Roof 4,600 5 $500- $1000 Deductible 1720 12 Stone Siding yes
1988 125,000 Tile Roof 1,080 2 $1000-$2500 Deductible 330 7 Vinyl siding No
1946 255,000 Tile Roof 2,260 5 $1000-$2500 Deductible 550 5 Wood siding yes
1967 255,000 Asphalt Shingles Roof 2,140 4 $2500-$5000 Deductible 290 5 Fiber-Cement Siding yes
1985 130,000 Wood Shake Roof 1,070 2 $500 Deductible 450 10 Stucco siding yes
1942 235,000 Shingles Roof 2,010 3 $500 Deductible 530 7 Wood siding yes