Georgetown Insurance Rates:

Georgetown, TX homeowners insurance is approximately $904 to $1,229, about $75-$102/month. Our detailed analysis indicates shoppers can save upto $426 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
yes recommend to the loan of life insurence policy.its very useful to me.
State Farm
Overall i would recommend state farm insurance company to my friends and family.They will need a good insurance company and should get the same that i have today.
Alfa Insurance
i would completely reccomend my insurance company to any home owner and i have already had 2 of my freinds go to my company.
Progressive
I would recommend anyone to progressive due to my longevity with them. I have yet to have any bad service . They are fast and friendly.
Geico
I would recommend geico because they are easy to work with, offer great rates, offer a lot of protection, and have friendly customer service staff.
Geico
Policies from Geico are in line with other insurers, and Geico ended up being the cheapest among reputable insurers. My needs were pretty basic, but they were able to meet them completely.
Allstate
The customer service person was friendly and helpful. i answered a few questions and my quote was taken and approved.
Farmer's Insurance
I like that my agent is easy to reach. i'm also able to get an appointment with the agent very easy.
Hochheim Prairie Insurance
The insurer we are through has the most positive reviews and results overall. the friendliness of the staff and agent are outstanding and the reason we stay with them. the negative is that like any other insurer they may be over-priced but that is to be expected, luckily they are still cheaper than the larger providers.
Allstate
I feel the premium is a bit higher compared to other insurance companies. But Allstate is a good company that I trust so I am willing to pay a bit more to keep their coverage.
Progressive
I went with Progressive because the premium was drastically cheaper than Farmers Insurance. Farmers insurance rate went up considerably for no reason after having been with them for over 15 years.
Geico
Our premium seems a little high, but the coverage amount we are receiving it is reasonable. Since we have been Geico customers for many years we did not attempt to search elsewhere. We have received a lot of discounts and have had great customer service.
Metlife
I don't have much to complain about though more discounts and offers to loyal members would be appreciated.
Allstate
I like the fact that they are a big company with a lot of different coverage options and that it is easy to communicate with customer service
Allstate
We get access to an insurance company that is heavily discounted due to my husband being a teacher. So our rates are very low compared to other insurance companies.
Geico
I recommend this company. it offer consultation 24/7. You can get most of services online or by phone. claim processed in reasonable speed.
Farmer's Insurance
I would definitely recommend this company to other people. They are easy to work with. I felt like the agents were working hard to get me the best deal with the most coverage.
Progressive
I would DEFINITELY recommend progressive, my son used them for auto insurance and when he broke his neck in a rollover accident, I watched how they took care of him quickly and promptly.

Georgetown, TX Homeowners Insurance By Home Value

Georgetown, TX Home Value Total Homes % of Total Average Georgetown, TX Homeowners Insurance
Less than $50,000 401 3.0% $138
$90,000 to $99,999 258 2.0% $544
$100,000 to $124,999 726 5.0% $640
$125,000 to $149,999 1,721 13.0% $800
$150,000 to $174,999 2,824 22.0% $938
$175,000 to $199,999 1,251 9.0% $1088
$200,000 to $249,999 2,629 20.0% $1312
$250,000 to $299,999 1,428 11.0% $1600
$300,000 to $399,999 1,095 8.0% $2037

Top Home Insurance Agents Near Georgetown, TX

Home Insurance Company Near Georgetown, TX Homeowners Insurance Agency Near Georgetown, TX Address
Travelers Evans Ewan & Brady Insurance Agency 2404 WILLIAMS DR, GEORGETOWN, TX, 78628
Travelers Hometown Insurance Group Llc 13062 HIGHWAY 290 W, AUSTIN, TX, 78737
Farmers John M. Clark 7600 Highway 29 W Ste 4, Georgetown, TX, 78628
Farmers Kirk Spradlin 5112 S General Bruce Dr Ste A, Temple, TX, 76502
State Farm Nancy Britain 7500 W Highway 71 Ste 102, Austin, TX, 78735-8242

Georgetown, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Georgetown, TX

Streets in Georgetown Area Homeowners Insurance Cost
Brian Cir, Segundo Dr, Bon Winde Rd, Morse Cove, N 2nd St, Co Rd 312, Co Rd 237, FM 3405, Spanish Oak Cir, Lake Creek Ct$1,050
Crystal Knoll Blvd, Sunset Ridge, Holly St, Sunnyvale, Berry Ln, Hidden View Ct, Sequoia Trl, Pecos Dr, Co Rd 249, Fawnridge St$1,089
Blue Sky Ct, Rain Lily Ln, Co Rd 106, Richard Rd, Eagle Trace Dr, E 17th St, Starlight Trl, W 6th St, Co Rd 142, Lakewood Dr N$1,094
Rio Bravo Rd, McCoy Pl, Co Rd 307, Co Rd 255, Cottonwood Dr, W Main St, Rustic Cedar Trl, Apache Mountain Ln, Elmo St, W Valley St$1,080
Madrid Dr, Trail Rider Way, Honeysuckle Cove, Co Rd 114, S Co Rd 289, Piedmont Ln, Wood Mesa Ct, Canyon Rd, E 21st St, Oak Stone Dr$1,106
Goldridge Cir, Bellaire Dr, Perkins Pl, S Big Oaks Trl, Eubank St, Ridge Run Ct, Sunny Grove Ln, Eunice St, W Legend Oaks Dr, Gann St$1,055
Bridge St, Hunters Lodge Cove, Oak View Cove, Blacksmiths Cir, S Elm St, Bob White Ln, Western Trl, Co Rd 291, Mockingbird Ln, Tanglewood Dr$1,026
Mourning Dove Ln, FM 972, Azalea Dr, Valleycrest Loop, Vallecito Dr, Copper Breaks Dr, Ironhorse Trl, Southwestern Blvd, Water Song, Green Leaf Ln$1,053
Olive St, Cottontail Ln, W Red Bud Meadow, Farris Ranch Rd, Essex Ln, Stone Cir, Liatris Ln, Live Oak Trl, Cervinia Dr, River Walk Trl$1,076
W 5th St, Mimosa St, Caladium Ct, S 4th St, Meadow Greens Dr, Pvt Rd 936, Winter Dr, W 12th St, Clover Valley Ln, del Mar Dr$1,051

Georgetown, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Georgetown$159 to $162
Serenada$163
Round Rock-Georgetown$160
Williamson County$159

Georgetown, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Serenada CDP, Texas $137 $182 $273
Round Rock-Georgetown CCD, Williamson County, Texas $134 $178 $267
Williamson County, Texas $133 $177 $266

Georgetown, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Georgetown, TX5.6%15.2%
Serenada4.75%14.7%
Round Rock-Georgetown5.21%14.67%
Williamson County5.34%15.0%

Georgetown Renters Insurance as a Percentage of Rent

Georgetown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 150 2.0% $788
$300 to $499 283 5.0% $1238
$500 to $749 844 16.0% $1913
$750 to $999 1,363 26.0% $2663
$1,000 to $1,499 1,722 33.0% $3788
$1,500 or more 792 15.0% $5438

Georgetown, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Georgetown Homeowner Insurance Premium Example $2,600$2,100
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $12,000$11,000
Net Savings to Georgetown Home Owner from High Deductible Plan $1,000

Georgetown, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Georgetown, TX Home Replacement Value MORE than Home Value Georgetown, TX Home Replacement Value LESS than Home Value
Replacement Value $302,500 $190,500
Insurance Premium based on Replacement Value $3,125 $1,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,500 Risk Exposure from Under Insuring Coverage is $58,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $575/year

Example Georgetown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateChubb Group of Insurance
Monthly Premium 83121242
Year Built 200619932012
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Georgetown, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 250,000 Tile Roof 2,290 3 > $10,000 Deductible 310 3 Wood siding No
2010 555,000 Slate Shingles Roof 4,720 5 $1000-$2500 Deductible 1210 5 Brick siding No
1995 310,000 Shingles Roof 2,600 5 > $10,000 Deductible 770 5 Fiber-Cement Siding yes
2003 225,000 Composition Roof 2,070 3 $500- $1000 Deductible 970 5 Brick siding No
2000 220,000 Asphalt Shingles Roof 2,400 3 $500- $1000 Deductible 1180 9 Wood siding yes
2009 200,000 Tile Roof 1,710 3 $5000 to $10,000 Deductible 990 8 Vinyl siding yes
1998 235,000 Shingles Roof 2,080 3 $500 Deductible 1730 12 Stone Siding yes
2008 225,000 Tile Roof 2,110 5 > $10,000 Deductible 110 1 Brick siding yes
2013 310,000 Wood Shake Roof 3,180 5 $500 Deductible 920 5 Fiber-Cement Siding yes
2002 380,000 Tile Roof 3,980 5 $500 Deductible 1940 7 Stucco siding yes
2014 175,000 Membrane Roof 1,920 4 $2500-$5000 Deductible 440 5 Stone Siding No
2014 315,000 Membrane Roof 2,810 4 $2500-$5000 Deductible 740 4 Wood siding yes
2006 135,000 Slate Shingles Roof 1,330 3 $1000-$2500 Deductible 1210 10 Fiber-Cement Siding yes
2005 440,000 Slate Shingles Roof 4,440 5 $500 Deductible 620 2 Stucco siding No
2010 165,000 Wood Shake Roof 1,450 3 $1000-$2500 Deductible 310 3 Fiber-Cement Siding No
1997 205,000 Metal Roof 2,150 4 > $10,000 Deductible 280 4 Fiber-Cement Siding yes
2012 140,000 Metal Roof 1,230 3 $2500-$5000 Deductible 270 4 Stone Siding yes
2001 130,000 Asphalt Shingles Roof 1,470 3 $500- $1000 Deductible 350 5 Fiber-Cement Siding yes
2014 155,000 Composition Roof 1,600 3 $1000-$2500 Deductible 580 8 Wood siding yes
1999 285,000 Metal Roof 2,440 4 $500 Deductible 1240 6 Wood siding yes
2012 275,000 Slate Shingles Roof 2,320 5 $2500-$5000 Deductible 1180 8 Wood siding yes
1996 180,000 Wood Shake Roof 2,000 3 $500- $1000 Deductible 1100 9 Brick siding No
1998 320,000 Slate Shingles Roof 2,540 5 $2500-$5000 Deductible 1560 10 Stone Siding yes
2012 250,000 Composition Roof 2,280 3 $2500-$5000 Deductible 1060 8 Vinyl siding No
2001 255,000 Slate Shingles Roof 2,650 4 $5000 to $10,000 Deductible 1370 12 Stone Siding No
1990 180,000 Metal Roof 1,730 3 $5000 to $10,000 Deductible 970 10 Wood siding No
2013 205,000 Wood Shake Roof 1,970 4 $5000 to $10,000 Deductible 700 10 Vinyl siding yes
2013 225,000 Composition Roof 2,080 4 $2500-$5000 Deductible 880 9 Brick siding yes
2001 260,000 Asphalt Shingles Roof 2,260 4 $2500-$5000 Deductible 1080 8 Wood siding No
2011 240,000 Composition Roof 2,260 3 > $10,000 Deductible 220 2 Fiber-Cement Siding yes
1996 410,000 Composition Roof 3,340 4 $5000 to $10,000 Deductible 1600 9 Brick siding yes
1996 120,000 Slate Shingles Roof 1,380 3 $1000-$2500 Deductible 80 1 Stone Siding yes
1992 355,000 Asphalt Shingles Roof 4,150 5 $1000-$2500 Deductible 2030 9 Fiber-Cement Siding yes
2011 225,000 Tile Roof 1,970 3 $1000-$2500 Deductible 300 2 Brick siding yes

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