Georgetown Insurance Rates:

Georgetown, IN homeowners insurance is approximately $720 to $986, about $60-$82/month. Our detailed guide reveals consumers can save as much as $341 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Georgetown, IN Homeowners Insurance By Home Value

Georgetown, IN Home Value Total Homes % of Total Average Georgetown, IN Homeowners Insurance
Less than $50,000 122 4.0% $119
$60,000 to $69,999 65 2.0% $315
$70,000 to $79,999 43 1.0% $366
$80,000 to $89,999 108 3.0% $409
$90,000 to $99,999 123 4.0% $460
$100,000 to $124,999 272 9.0% $537
$125,000 to $149,999 349 11.0% $665
$150,000 to $174,999 502 16.0% $793
$175,000 to $199,999 310 10.0% $912
$200,000 to $249,999 619 20.0% $1100
$250,000 to $299,999 205 6.0% $1339
$300,000 to $399,999 253 8.0% $1706

Top Home Insurance Agents Near Georgetown, IN

Home Insurance Company Near Georgetown, IN Homeowners Insurance Agency Near Georgetown, IN Address
NA Peters Insurance & Real Estate Agency,Inc. 936 Main Street, Charlestown, IN, 47111
NA Callistus Smith Agency, Inc. 3415 Paoli Pike , Floyds Knobs, IN, 47119
NA Heritage Insurance Service, Inc. 908 Lily Creek Rd, Suite 201 Louisville, Middletown, KY, 40243
Travelers Aaa Kentucky Insurance Agency Inc 321 WHITTINGTON PKWY, LOUISVILLE, KY, 40222
Travelers Mcgehee Insurance Agency Inc P. O. Box 398, Brandenburg, KY, 40108

Cost Of Homeowners Insurance By Street Near Georgetown, IN

Streets in Georgetown Area Homeowners Insurance Cost
Cherry Grove Ct, Pirtle Dr, Walts Rd, Brazil Blvd, Baker Rd, Clover Ridge Dr, Spring Hill Rd, Vale Hill Dr, Luther Ridge Ln, Walnut St$858
Corydon Ridge Rd, Hancock Rd, Old Georgetown Rd, Ridge Way, Stillbrooke Pl, Crabapple Dr, Quiet Way, E Relender Rd, Chipaway Ct, Alonzo Smith Rd$851
Schrieber Rd, Meadow View Dr, Quailwood Dr, Meadowood Dr, Owl Creek Rd, Gleneagles Ln, Farmgate Dr, Baylor Wissman Rd, Baylor Wissman Rd, Duffy Rd$890
State Rd 64, Frank Ott Rd, Cicalla Ct, Peach Tree Ln, Cristani, Jennifer Dr, Fairway Dr, Wolf Cemetery Rd, Lafollette Dr, Estate Dr$861
Pear Ridge Dr, Sarles Creek Rd, Shelby Ct, Carter Dr, Cooks Mill Rd, Spring Creek Dr, Circle Dr, Frank Ott Rd, Old Salem Rd, Sunset Ridge Ct$854

Georgetown, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Georgetown$126 to $129
Floyd County$125
Lanesville$121
Greenville$129

Georgetown, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Floyd County, Indiana $125 $167 $251
Lanesville town, Indiana $121 $161 $242
Greenville township, Floyd County, Indiana $130 $173 $260

Georgetown, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Georgetown, IN5.4%14.9%
Floyd County5.67%16.89%
Lanesville6.45%23.99%
Greenville5.2%17.02%

Georgetown Renters Insurance as a Percentage of Rent

Georgetown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 6 1.0% $328
$300 to $499 23 6.0% $1228
$500 to $749 83 24.0% $1903
$750 to $999 108 31.0% $2653
$1,000 to $1,499 104 30.0% $3778
$1,500 or more 20 5.0% $5428

Georgetown, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Georgetown Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,700$6,200
Net Savings to Georgetown Home Owner from High Deductible Plan $500

Georgetown, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Georgetown, IN Home Replacement Value MORE than Home Value Georgetown, IN Home Replacement Value LESS than Home Value
Replacement Value $210,500 $141,500
Insurance Premium based on Replacement Value $975 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Georgetown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceFarmers InsuranceLiberty Mutual
Monthly Premium 76131117
Year Built 200620111995
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$300000-$350000$400000-$500000
Deductible > $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Georgetown, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 225,000 Wood Shake Roof 1,930 3 > $10,000 Deductible 480 8 Fiber-Cement Siding yes
2003 205,000 Tile Roof 1,790 4 $5000 to $10,000 Deductible 600 12 Fiber-Cement Siding No
1983 315,000 Shingles Roof 3,710 5 $500- $1000 Deductible 1070 12 Brick siding No
1981 400,000 Shingles Roof 3,340 5 $500 Deductible 840 5 Stucco siding No
1990 210,000 Wood Shake Roof 1,760 3 $1000-$2500 Deductible 600 8 Stucco siding No
1981 215,000 Slate Shingles Roof 1,970 3 $500 Deductible 660 6 Stone Siding yes
1996 175,000 Slate Shingles Roof 1,880 3 $500- $1000 Deductible 160 3 Brick siding No
2013 230,000 Composition Roof 1,900 3 $1000-$2500 Deductible 210 3 Fiber-Cement Siding No
2008 205,000 Tile Roof 2,460 4 $1000-$2500 Deductible 600 8 Stone Siding yes
1980 380,000 Shingles Roof 4,050 5 > $10,000 Deductible 830 12 Vinyl siding No
2013 140,000 Shingles Roof 1,710 3 $2500-$5000 Deductible 420 10 Stucco siding No
1987 215,000 Shingles Roof 2,570 5 > $10,000 Deductible 160 3 Fiber-Cement Siding No
2012 270,000 Slate Shingles Roof 3,280 5 $2500-$5000 Deductible 1180 10 Stone Siding No