Genoa Insurance Rates:

Genoa, OH homeowners insurance is approximately $688 to $943, about $57-$78/month. Our comprehensive analysis shows customers can save upto $326 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
The payments they allow you to make, are convenient so you can have coverage right away without overspending your budget.
Nationwide
I had some difficulty working with nationwide on finding a company to make the repairs that were needed for my home.
American Family
I don't like that any questions regarding our policy have to be directed towards our agent. i've wanted to call on the weekends for a billing issue or policy questions, but the 1-800 number says they can't help and that i need to contact my agent.
State Farm
They are easy to contact. They answer my questions quickly. They are on my side when it comes to filing a claim. They will fight for your rights if you get sued.
Nationwide
It's easy to pay a bill near home, reasonably pricing for coverage.
Amica Mutual Insurance
I do think that my premium is a bit higher than other companies on the market but I have heard that getting a claim approved is very easy with Amica. My last insurance company made it quite difficult to process claims
Liberty Mutual
Geico is the cheapest around. Their business model is to be the lowest cost provider while every company product is the same.
Farmer's Insurance
I don't really interact with them. I set up the policy and sort of forgot about it.

Genoa, OH Homeowners Insurance By Home Value

Genoa, OH Home Value Total Homes % of Total Average Genoa, OH Homeowners Insurance
$100,000 to $124,999 101 1.0% $277
$125,000 to $149,999 143 2.0% $350
$150,000 to $174,999 339 5.0% $416
$175,000 to $199,999 292 5.0% $481
$200,000 to $249,999 1,401 24.0% $579
$250,000 to $299,999 1,115 19.0% $701
$300,000 to $399,999 2,164 38.0% $897

Top Home Insurance Agents Near Genoa, OH

Home Insurance Company Near Genoa, OH Homeowners Insurance Agency Near Genoa, OH Address
Erie Alexandra Ramos Agency Llc 1944 Baltimore Reynoldsburg Road, Reynoldsburg, OH, 43068
Liberty Mutual Giselle Vulgarakis 6525 W Campus Oval Suite 100, New Albany, OH, 43054
Nationwide Graves Cosby Sellman Insurance Agency Inc 38 Monument Sq, Urbana, OH, 43078
Allstate Michael Hoffman 6477 N Hamilton Rd, Westerville, OH, 43081
Nationwide The Weinzierl Agency 1258 Hill Rd N, Pickerington, OH, 43147-8984

Cost Of Homeowners Insurance By Street Near Genoa, OH

Streets in Genoa Area Homeowners Insurance Cost
Henschen Cir, Bellerive Pl, Heron Ct, Marrisey Loop, Co Rd 27, Potomac Ct, Frost Rd, N West St, Windemere Pl, Shagbark Trl$855
Stillwater Ave, Grand Ridge Dr, Twp Hwy 37, Wedgewood Ter, Ganton Pl, Old Head Ct, Pimpernel Pl, Hawthorn Pt, Forest Highland Ct, Bald Eagle Ct$854
Big Rock Dr, Eagle Trace Dr, Early Meadow Rd, Co Rd 17, Stillwater Cove, Wycliffe Pl, Pinebrooke Dr, Co Rd 20, Hawksnest Ct, Autumn Lake Dr$844
Laver Ln, Buoy Ct, N Sunbury Rd, St Andrews Cir, Steinbeck Way, Gypsum Way, Knolls Dr, Weatherwood Ct, Twp Hwy 32, Erie Ave$788
Garrett Ct, Rockbourne Dr, Bentley Pl, Blue Heron Ct, Burson Springs Ct, Peppergrass Ct, Olde English Dr, Landings Loop S, Seckel Ct, Robins Rd$787

Genoa, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Genoa$121 to $123
Westerville$112
Galena$113
Berkshire$118

Genoa, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westerville city, Ohio $113 $150 $225
Galena village, Ohio $113 $151 $227
Berkshire township, Delaware County, Ohio $119 $158 $237

Genoa, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Genoa, OH3.0%9.2%
Westerville3.55%9.67%
Galena3.57%11.1%
Berkshire3.59%11.1%

Genoa Renters Insurance as a Percentage of Rent

Genoa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 21 10.0% $1843
$750 to $999 25 11.0% $2593
$1,000 to $1,499 45 21.0% $3718
$1,500 or more 119 56.0% $5368

Genoa, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Genoa Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $8,600$7,600
Net Savings to Genoa Home Owner from High Deductible Plan $1,000

Genoa, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Genoa, OH Home Replacement Value MORE than Home Value Genoa, OH Home Replacement Value LESS than Home Value
Replacement Value $414,000 $332,500
Insurance Premium based on Replacement Value $1,525 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Genoa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmerican Family InsuranceChubb Group of Insurance
Monthly Premium 15324383
Year Built 200520122014
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000$700000-$800000$500000-$600000
Deductible $500- $1000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Genoa, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 545,000 Tile Roof 2,930 4 $1000-$2500 Deductible 520 4 Stone Siding yes
2003 315,000 Composition Roof 2,440 4 > $10,000 Deductible 270 5 Wood siding No
2005 650,000 Tile Roof 3,900 5 $500 Deductible 1860 12 Stucco siding No
2014 425,000 Wood Shake Roof 3,090 4 $5000 to $10,000 Deductible 810 9 Fiber-Cement Siding No
2011 395,000 Membrane Roof 2,360 4 $500 Deductible 1270 12 Vinyl siding No
2010 595,000 Shingles Roof 4,510 5 > $10,000 Deductible 1280 10 Vinyl siding No
2010 450,000 Membrane Roof 3,160 5 > $10,000 Deductible 850 10 Brick siding yes
2014 690,000 Metal Roof 4,890 5 $1000-$2500 Deductible 1690 9 Brick siding No
2003 555,000 Membrane Roof 3,250 5 $5000 to $10,000 Deductible 1490 12 Stucco siding yes
2013 405,000 Membrane Roof 2,390 5 $1000-$2500 Deductible 1060 8 Brick siding No
2010 445,000 Slate Shingles Roof 2,340 4 $500 Deductible 620 5 Brick siding No
2013 775,000 Slate Shingles Roof 4,980 5 > $10,000 Deductible 660 5 Brick siding yes
2011 335,000 Slate Shingles Roof 2,540 4 > $10,000 Deductible 490 9 Fiber-Cement Siding yes
2013 335,000 Membrane Roof 1,750 4 $2500-$5000 Deductible 1400 12 Brick siding No
2013 765,000 Shingles Roof 4,910 5 $5000 to $10,000 Deductible 1370 7 Wood siding yes
2008 535,000 Slate Shingles Roof 3,170 5 $500 Deductible 830 5 Stone Siding yes
2002 450,000 Shingles Roof 2,940 4 $1000-$2500 Deductible 320 3 Fiber-Cement Siding yes
2010 285,000 Wood Shake Roof 2,120 5 $5000 to $10,000 Deductible 660 8 Fiber-Cement Siding yes
2008 855,000 Metal Roof 4,520 5 $1000-$2500 Deductible 2150 8 Stone Siding yes
2004 685,000 Wood Shake Roof 4,850 5 $1000-$2500 Deductible 1450 9 Brick siding No
2007 260,000 Metal Roof 1,980 5 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
2009 595,000 Shingles Roof 4,400 5 $2500-$5000 Deductible 770 7 Stone Siding yes
2011 455,000 Slate Shingles Roof 3,240 5 $1000-$2500 Deductible 1800 12 Fiber-Cement Siding yes
2010 540,000 Wood Shake Roof 3,130 5 $500- $1000 Deductible 170 1 Vinyl siding yes
2012 360,000 Asphalt Shingles Roof 2,450 4 $500 Deductible 830 5 Fiber-Cement Siding yes
2013 830,000 Shingles Roof 4,520 5 > $10,000 Deductible 820 7 Stucco siding No
2002 495,000 Shingles Roof 2,850 4 $2500-$5000 Deductible 250 2 Brick siding yes