Genoa Insurance Rates:

Genoa, IL homeowners insurance is about $649 to $883, about $54-$73/month. Our complete analysis reveals consumers can save upto $306 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Genoa, IL Homeowners Insurance By Home Value

Genoa, IL Home Value Total Homes % of Total Average Genoa, IL Homeowners Insurance
Less than $50,000 58 3.0% $107
$70,000 to $79,999 18 1.0% $329
$80,000 to $89,999 23 1.0% $375
$100,000 to $124,999 142 9.0% $490
$125,000 to $149,999 161 10.0% $612
$150,000 to $174,999 421 28.0% $720
$175,000 to $199,999 213 14.0% $834
$200,000 to $249,999 257 17.0% $1003
$250,000 to $299,999 129 8.0% $1233
$300,000 to $399,999 68 4.0% $1562

Top Home Insurance Agents Near Genoa, IL

Home Insurance Company Near Genoa, IL Homeowners Insurance Agency Near Genoa, IL Address
Farmers Frank Pedote 130 N LA GRANGE RD STE 103, La Grange, IL, 60525
Liberty Mutual Independent Leonardi Ins Agcy Inc 53 HIGHWOOD AVE, HIGHWOOD, IL, 60040
Liberty Mutual Independent Usi Midwest Llc 2021 SPRING RD STE 100, OAK BROOK, IL, 60523
NA Laadt & Co 1010 Lake St Ste 509 , Oak Park, IL, 60301
NA Metropolitan Ins. Serv. Consultants, Inc. 5550 N Elston Ave, Chicago, IL, 60630

Cost Of Homeowners Insurance By Street Near Genoa, IL

Streets in Genoa Area Homeowners Insurance Cost
Willow St, Oakview Dr, Adams St, Briody Way, Decker Dr, War Admiral Dr, Gladys Ct, Scout Rd, S Rood Rd, N East Line Rd$771
Roosevelt Rd, Nicholas Dr, N Eastline Rd, E 1st St, Bucks Rd, Hunter Rd, River Ln, Pat Ct, S Washington St, Stone Creek Cir$769
Crane Rd, 7th St, Heath Rd, N 6th St, Prairie St, S Windhaven St, Sandra St, S Sandra St, W 3rd St, Northwood Dr$776
Kirkland Rd, E Andra Cir, Timber Trl, Hortense St, Crain Rd, Central Ave, S Genoa St, Harrison Rd, Walnut St, Karen St$769
E Hill St, Kingston Rd, W Prairie St, Secretariat Dr, Snake Rd, W Hortense Dr, River Rd, Crane Ct, Ault Rd, Koch Dr$776

Genoa, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Genoa$114 to $117
Kingston$118
Riley$121
Sycamore$115

Genoa, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kingston township, DeKalb County, Illinois $99 $131 $197
Riley township, McHenry County, Illinois $102 $135 $203
Hampshire township, Kane County, Illinois $101 $135 $202

Genoa, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Genoa, IL4.1%11.6%
Kingston3.47%8.63%
Riley3.05%9.27%
Hampshire3.17%9.11%

Genoa Renters Insurance as a Percentage of Rent

Genoa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 14 2.0% $1236
$500 to $749 252 43.0% $1911
$750 to $999 194 33.0% $2661
$1,000 to $1,499 84 14.0% $3786
$1,500 or more 38 6.0% $5436

Genoa, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Genoa Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,100$11,900
Net Savings to Genoa Home Owner from High Deductible Plan $1,200

Genoa, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Genoa, IL Home Replacement Value MORE than Home Value Genoa, IL Home Replacement Value LESS than Home Value
Replacement Value $229,500 $160,000
Insurance Premium based on Replacement Value $925 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $75/year

Example Genoa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceErie Insurance
Monthly Premium 5447135
Year Built 196319841948
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$150000-$175000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Genoa, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 275,000 Slate Shingles Roof 2,300 4 > $10,000 Deductible 520 12 Stucco siding yes
1941 170,000 Tile Roof 1,770 2 $500 Deductible 280 4 Stucco siding No
2012 155,000 Asphalt Shingles Roof 1,600 3 $1000-$2500 Deductible 350 9 Vinyl siding yes
1980 205,000 Metal Roof 1,700 2 $2500-$5000 Deductible 530 12 Fiber-Cement Siding yes
1946 150,000 Membrane Roof 1,700 2 $5000 to $10,000 Deductible 430 10 Vinyl siding yes
1968 305,000 Tile Roof 3,330 4 $500- $1000 Deductible 580 5 Stucco siding No
1984 255,000 Tile Roof 2,870 4 $2500-$5000 Deductible 960 9 Fiber-Cement Siding yes
1942 170,000 Slate Shingles Roof 1,670 2 $5000 to $10,000 Deductible 330 7 Fiber-Cement Siding No
2012 180,000 Membrane Roof 1,870 3 $5000 to $10,000 Deductible 470 10 Fiber-Cement Siding yes
1961 245,000 Metal Roof 2,170 5 $2500-$5000 Deductible 470 7 Vinyl siding yes
1968 145,000 Asphalt Shingles Roof 1,540 2 $1000-$2500 Deductible 650 10 Brick siding No
1962 135,000 Asphalt Shingles Roof 1,660 2 $500 Deductible 180 3 Brick siding yes
1948 215,000 Metal Roof 1,830 3 $500 Deductible 340 4 Vinyl siding yes