Gastonia Insurance Rates:

Gastonia, NC homeowners insurance is approximately $499 to $677, about $41-$56/month. Our complete analysis indicates shoppers can save upto $235 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
My insurance company also sucks a fat one because of the prices. it attempts to raise its prices every year and i can't afford that.
Brown Insurance
I like that there is hardly anybody in the place when i go to pay each month. i'm sort of an introvert and so it does me good.
North Carolina Farm Bureau
Although our home insurance agent is available at the office, we do not have an adequate means of contacting him during off-hours, as he has not provided a cell number on his business card.
State Farm
There isn't anything I really dislike. I wish the premiums were lower.

Gastonia, NC Homeowners Insurance By Home Value

Gastonia, NC Home Value Total Homes % of Total Average Gastonia, NC Homeowners Insurance
Less than $50,000 1,594 8.0% $117
$50,000 to $59,999 844 4.0% $252
$60,000 to $69,999 879 4.0% $311
$70,000 to $79,999 1,233 6.0% $358
$80,000 to $89,999 1,388 7.0% $411
$90,000 to $99,999 1,395 7.0% $458
$100,000 to $124,999 2,782 14.0% $529
$125,000 to $149,999 2,471 13.0% $664
$150,000 to $174,999 1,829 9.0% $782
$175,000 to $199,999 1,144 6.0% $905
$200,000 to $249,999 1,676 8.0% $1087
$250,000 to $299,999 937 4.0% $1328
$300,000 to $399,999 618 3.0% $1693

Top Home Insurance Agents Near Gastonia, NC

Home Insurance Company Near Gastonia, NC Homeowners Insurance Agency Near Gastonia, NC Address
NA Senn Dunn 440 South Church St Ste 500, Charlotte, NC, 28202
Travelers Aaa Affordable Insurance 130 N ARLINGTON ST STE G, SALISBURY, NC, 28144
Travelers Correll Insurance Group 1066 ASHEVILLE HWY, SPARTANBURG, SC, 29304
Nationwide Griffin Insurance Agency Inc. 125 E Front St, Statesville, NC, 28677
State Farm Roger O'Connell 452 S Main St Ste 100, Davidson, NC, 28036-8095

Cost Of Homeowners Insurance By Street Near Gastonia, NC

Streets in Gastonia Area Homeowners Insurance Cost
Cross Ridge Dr, Pamela St, Lowery Ln, Monument Ave, Sandy Ln, S Vance St, Herman Dr, Pebblestone Ct, Downey Ln, Stonehaven Ln$588
Kent Ave, Grant St, Upton Ave, Stiles Dr, Hall Rd, Ramsey Cir, Path Way, C V Alexander Dr, Royal Oaks Ln, Oakwood Ave$573
Falcon Ct, Erskine Dr, State Rd 1311, Jewitt St, 1299, W Hudson Blvd, State Rd 2748, 3101, Eagles Walk, Pine Cove Dr$600
Wynnhurst Ct, Azalea Dr, N Poplar St, Woodhurst Ct, Robert Schooler Ct, Boyd St, State Rd 2710, Thomas St, Evergreen St, Crowders Creek Rd$581
State Rd 1128, Bedgood Dr, Westley Dr, Tiny Ave, S Weldon St, Norfolk Pine Ct, Rolling Meadow Ln, N Marietta St, W 7th Ave, Robinwood Village Dr$575
W Norment Ave, 1295, Doffin Ln, Claybrook Cir, Park Cir, Black St, Lampwick Ct, Farmview Dr, Kent St, State Rd 1359$585
Lineberger Ave, Davenport St, N 9th St, Findlay St, E 2nd Ave, Edgewood Cir, High Cliff Ct, Courtland Dr, Heatherloch Dr, Old Church Rd$587
Cedar Ave, Barkers Ridge Dr, Belmar Dr, E 1st St, E Iowa Ave, State Rd 1174, E 9th Ave, State Rd 1327, Carla Ct, Riverwood Pkwy$580
Wedowee Ln, Glenbriar St, State Rd 2351, Tulip Dr, Old Farm Rd, Iva Ave, S Perry St, State Rd 1148, Stallion Way, Tarheel Dr$590
Raby Rd, Regal Dr, N Myrtle St, N Boyd St, State Rd 1156, Twin Ave, Rainbarrel Ln, State Rd 2776, Southampton Cir, State Rd 2752$622

Gastonia, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gastonia$88 to $90
Gaston County$88
Ranlo$87
McAdenville$90

Gastonia, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gaston County, North Carolina $74 $98 $147
Ranlo town, North Carolina $73 $97 $146
Lowell city, North Carolina $73 $97 $146

Gastonia, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gastonia, NC4.2%13.1%
Gaston County4.18%14.52%
Ranlo4.11%14.25%
Lowell4.35%14.62%

Gastonia Renters Insurance as a Percentage of Rent

Gastonia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 271 2.0% $331
$200 to $299 366 3.0% $781
$300 to $499 863 7.0% $1231
$500 to $749 4,565 38.0% $1906
$750 to $999 4,045 34.0% $2656
$1,000 to $1,499 1,320 11.0% $3781
$1,500 or more 385 3.0% $5431

Gastonia, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Gastonia Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Gastonia Home Owner from High Deductible Plan $600

Gastonia, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gastonia, NC Home Replacement Value MORE than Home Value Gastonia, NC Home Replacement Value LESS than Home Value
Replacement Value $170,500 $91,500
Insurance Premium based on Replacement Value $825 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Gastonia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceGEICO Insurance
Monthly Premium 487359
Year Built 199320101976
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$150000-$175000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Gastonia, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 225,000 Metal Roof 3,050 5 $500 Deductible 280 3 Stucco siding yes
1989 245,000 Composition Roof 3,110 4 $5000 to $10,000 Deductible 640 12 Wood siding yes
2014 355,000 Shingles Roof 4,190 5 $1000-$2500 Deductible 270 2 Vinyl siding No
1974 150,000 Shingles Roof 2,230 3 $1000-$2500 Deductible 380 8 Stone Siding No
1980 120,000 Asphalt Shingles Roof 1,910 4 $1000-$2500 Deductible 240 7 Stone Siding yes
1985 225,000 Slate Shingles Roof 3,080 5 $1000-$2500 Deductible 170 2 Stucco siding yes
1988 185,000 Metal Roof 2,280 4 $5000 to $10,000 Deductible 210 5 Fiber-Cement Siding yes
1966 135,000 Wood Shake Roof 1,960 3 $2500-$5000 Deductible 360 9 Fiber-Cement Siding No
2013 150,000 Composition Roof 2,080 5 $500- $1000 Deductible 370 7 Stucco siding yes
2004 145,000 Tile Roof 1,720 3 $500- $1000 Deductible 420 7 Fiber-Cement Siding yes
1997 285,000 Membrane Roof 4,310 5 $500- $1000 Deductible 950 9 Stone Siding yes
1994 195,000 Membrane Roof 2,270 5 $5000 to $10,000 Deductible 150 4 Fiber-Cement Siding yes
1986 280,000 Composition Roof 4,420 5 $2500-$5000 Deductible 460 5 Wood siding No
1993 160,000 Shingles Roof 2,250 4 $5000 to $10,000 Deductible 260 8 Stucco siding yes
2007 145,000 Composition Roof 1,830 4 $500- $1000 Deductible 60 1 Brick siding No
1987 185,000 Shingles Roof 2,030 5 $500- $1000 Deductible 450 6 Fiber-Cement Siding yes
2013 195,000 Slate Shingles Roof 2,810 4 $2500-$5000 Deductible 500 6 Wood siding No
1975 155,000 Slate Shingles Roof 2,643 4 > $10,000 Deductible 1190 12 Stone Siding yes