Gastonia, NC homeowners insurance is approximately $499 to $677, about $41-$56/month. Our complete analysis indicates shoppers can save upto $235 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Gastonia, NC | Homeowners Insurance Agency Near Gastonia, NC | Address |
|---|---|---|
| State Farm | Roger O'Connell | 452 S Main St Ste 100, Davidson, NC, 28036-8095 |
| Travelers | Aaa Affordable Insurance | 130 N ARLINGTON ST STE G, SALISBURY, NC, 28144 |
| Travelers | Correll Insurance Group | 1066 ASHEVILLE HWY, SPARTANBURG, SC, 29304 |
| Nationwide | Griffin Insurance Agency Inc. | 125 E Front St, Statesville, NC, 28677 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Gaston County, North Carolina | $74 | $98 | $147 |
| Ranlo town, North Carolina | $73 | $97 | $146 |
| Lowell city, North Carolina | $73 | $97 | $146 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Gastonia, NC | 4.2% | 13.1% |
| Gaston County | 4.18% | 14.52% |
| Ranlo | 4.11% | 14.25% |
| Lowell | 4.35% | 14.62% |
| Gastonia Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 271 | 2.0% | $331 |
| $200 to $299 | 366 | 3.0% | $781 |
| $300 to $499 | 863 | 7.0% | $1231 |
| $500 to $749 | 4,565 | 38.0% | $1906 |
| $750 to $999 | 4,045 | 34.0% | $2656 |
| $1,000 to $1,499 | 1,320 | 11.0% | $3781 |
| $1,500 or more | 385 | 3.0% | $5431 |
| Streets in Gastonia Area | Homeowners Insurance Cost |
|---|---|
| Cross Ridge Dr, Pamela St, Lowery Ln, Monument Ave, Sandy Ln, S Vance St, Herman Dr, Pebblestone Ct, Downey Ln, Stonehaven Ln | $588 |
| Kent Ave, Grant St, Upton Ave, Stiles Dr, Hall Rd, Ramsey Cir, Path Way, C V Alexander Dr, Royal Oaks Ln, Oakwood Ave | $573 |
| Falcon Ct, Erskine Dr, State Rd 1311, Jewitt St, 1299, W Hudson Blvd, State Rd 2748, 3101, Eagles Walk, Pine Cove Dr | $600 |
| Wynnhurst Ct, Azalea Dr, N Poplar St, Woodhurst Ct, Robert Schooler Ct, Boyd St, State Rd 2710, Thomas St, Evergreen St, Crowders Creek Rd | $581 |
| State Rd 1128, Bedgood Dr, Westley Dr, Tiny Ave, S Weldon St, Norfolk Pine Ct, Rolling Meadow Ln, N Marietta St, W 7th Ave, Robinwood Village Dr | $575 |
| W Norment Ave, 1295, Doffin Ln, Claybrook Cir, Park Cir, Black St, Lampwick Ct, Farmview Dr, Kent St, State Rd 1359 | $585 |
| Lineberger Ave, Davenport St, N 9th St, Findlay St, E 2nd Ave, Edgewood Cir, High Cliff Ct, Courtland Dr, Heatherloch Dr, Old Church Rd | $587 |
| Cedar Ave, Barkers Ridge Dr, Belmar Dr, E 1st St, E Iowa Ave, State Rd 1174, E 9th Ave, State Rd 1327, Carla Ct, Riverwood Pkwy | $580 |
| Wedowee Ln, Glenbriar St, State Rd 2351, Tulip Dr, Old Farm Rd, Iva Ave, S Perry St, State Rd 1148, Stallion Way, Tarheel Dr | $590 |
| Raby Rd, Regal Dr, N Myrtle St, N Boyd St, State Rd 1156, Twin Ave, Rainbarrel Ln, State Rd 2776, Southampton Cir, State Rd 2752 | $622 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Gastonia | $88 to $90 |
| Gaston County | $88 |
| Ranlo | $87 |
| McAdenville | $90 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Gastonia Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,600 | $5,000 |
| Net Savings to Gastonia Home Owner from High Deductible Plan | $600 | |
| Scenario | Gastonia, NC Home Replacement Value MORE than Home Value | Gastonia, NC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $170,500 | $91,500 |
| Insurance Premium based on Replacement Value | $825 | $450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $39,500 | Risk Exposure from Under Insuring Coverage is $39,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $175/year |
| Insurance Company | Liberty Mutual | Nationwide Insurance | GEICO Insurance |
| Monthly Premium | 48 | 73 | 59 |
| Year Built | 1993 | 2010 | 1976 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $150000-$175000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |