Gary Insurance Rates:

Gary, IN homeowners insurance is nearly $664 to $900, about $55-$75/month. Our extensive research reveals consumers can save upto $312 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would recommend my company with a few words of warning on the slow customer service. Their rates are good compared to other companies and they do take care of problems.
Progressive
My past experiences with customer service reps easy to work with no issues that one can recall. Very knowledgeable and clear and concise with explanation of terms and conditions and policy procedures
State Farm
State Farm offers cheaper and more affordable insurance to us versus others as lemonade only offers it to those in urban areas.
State Farm
Their customer service is available twenty-four seven, around the clock, which is great because i work weird hours and need them at weird hours.
Allstate
They shouldn't run ads that don't work for our state, it is not right to see things that really aren't offered to us
Farmer's Insurance
After filing my claims i always receive my funds in a quick and timely manner as to not disturb previous appointments and obligations.
American Family
It's very easy to use. It has a simple interface and everything is pretty clearly labeled. I like the convenience of being able to access everything on the go/
State Farm
They are big enough to give me the resources I need when required. They have offices everywhere and 24/7 call center.
Erie Insurance
Sometimes, they took too long time to solve the problems. They were not always listen to you. You have to call them back several times. The interaction may be somehow painful.
Erie Insurance
I can't say I dislike anything about the company other than the premiums go up every year. Everything else I'm satisfied with especially communication and customer service.
Allstate
I don't like that when my rates increase they offer no explanation when they send me my renewal documents. I want to know why things have changed and I don't want to have to call them to find out.
Allstate
I like the professionalism and the speed in which my issue was handled. I like that when I called I was immediately answered and my claim was handled with ease.
Liberty Mutual
I'm very pleased with my insurance. The company has really been helpful to me with no hassles, they're on it. If an incident isn't covered like the flood, they explained to me why and asked .
Farmer's Insurance
When judging policies and companies, it just makes sense to take a cheaper, smaller company that competes with the large ones in offerings and price. I recommend my company.

Gary, IN Homeowners Insurance By Home Value

Gary, IN Home Value Total Homes % of Total Average Gary, IN Homeowners Insurance
Less than $50,000 5,056 31.0% $289
$50,000 to $59,999 1,906 11.0% $609
$60,000 to $69,999 1,818 11.0% $758
$70,000 to $79,999 1,670 10.0% $875
$80,000 to $89,999 1,381 8.0% $993
$90,000 to $99,999 863 5.0% $1110
$100,000 to $124,999 1,355 8.0% $1282
$125,000 to $149,999 687 4.0% $1603
$150,000 to $174,999 563 3.0% $1892
$175,000 to $199,999 307 1.0% $2189
$200,000 to $249,999 295 1.0% $2635
$250,000 to $299,999 172 1.0% $3214

Top Home Insurance Agents Near Gary, IN

Home Insurance Company Near Gary, IN Homeowners Insurance Agency Near Gary, IN Address
State Farm Camille Garrett 72 E 95th St, Chicago, IL, 60619-7239
State Farm Chad Oberholtzer 6610 N Milwaukee Ave, Niles, IL, 60714-4417
Liberty Mutual Independent Kozlowski & Associates 8348 Kennedy Ave, Highland, IN, 46322
State Farm Susan Monaghan 2609 W Peterson Ave, Chicago, IL, 60659-4004
Liberty Mutual Independent Technology Risk Manager Llc 205 E BUTTERFIELD RD # 314, ELMHURST, IL, 60126

Gary, IN Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Gary, IN

Streets in Gary Area Homeowners Insurance Cost
N Shelby St, E 1st Ave, Harmony Ct, W 3rd Pl, Industrial Hwy, E 20th Ct, Marshalltown Ln, Tri City Plz, E 43rd Pl, S New Jersey St$759
Prospect St, Hovey Pl, E 35th Pl, E 44th Pl, S New Hampshire St, Arthur Pl, N Wayne St, W 33rd Ave, E Fourth Ave, E 51st Ave$782
W 28th Ave, W 2nd Pl, Montana St, W 52nd Pl, Juniper Ter, N Jasper St, N Spencer St, W 31st Ave, S Bend Ave, W 30th Ave$822
Dallas St, Access Rd, N Tippecanoe St, Sunrise Blvd, Hemlock Ave, Webster St, Maine St, N Clark Rd, W Wilson St, W 16th Ave$777
E 50th Ave, E 39th Ave, N Buchanan St, S Laporte St, Attucks Pl, Warren St, New Jersey St, E 13th Ave, W 35th Ave, E 45th Ave$787

Gary, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gary$117 to $119
Calumet$118
New Chicago$120
Hobart$121

Gary, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Calumet township, Lake County, Indiana $99 $131 $197
New Chicago town, Indiana $100 $133 $200
Lake Station city, Indiana $99 $132 $198

Gary, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gary, IN6.3%16.1%
Calumet6.0%16.14%
New Chicago6.16%20.65%
Lake Station6.32%15.03%

Gary Renters Insurance as a Percentage of Rent

Gary Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 895 6.0% $368
$200 to $299 774 5.0% $818
$300 to $499 1,313 9.0% $1268
$500 to $749 5,128 37.0% $1943
$750 to $999 3,468 25.0% $2693
$1,000 to $1,499 1,822 13.0% $3818
$1,500 or more 203 1.0% $5468

Gary, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Gary Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Gary Home Owner from High Deductible Plan $600

Gary, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gary, IN Home Replacement Value MORE than Home Value Gary, IN Home Replacement Value LESS than Home Value
Replacement Value $74,000 $48,000
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Gary Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAmerican Family InsuranceGEICO Insurance
Monthly Premium 444078
Year Built 195019601941
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Gary, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1957 130,000 Slate Shingles Roof 2,070 3 $500 Deductible 50 1 Stucco siding yes
1952 80,000 Metal Roof 1,790 4 $500 Deductible 190 6 Stucco siding yes
1965 115,000 Metal Roof 1,790 4 $500 Deductible 170 3 Wood siding No
1963 145,000 Slate Shingles Roof 2,360 3 $2500-$5000 Deductible 40 1 Brick siding yes
1949 295,000 Tile Roof 4,740 5 > $10,000 Deductible 490 6 Stucco siding yes
1956 100,000 Wood Shake Roof 1,820 3 $2500-$5000 Deductible 40 1 Vinyl siding yes
1967 105,000 Tile Roof 1,910 5 $500 Deductible 520 12 Vinyl siding yes
1961 100,000 Metal Roof 1,470 3 $1000-$2500 Deductible 230 7 Vinyl siding yes
1951 140,000 Wood Shake Roof 2,150 3 $1000-$2500 Deductible 200 5 Fiber-Cement Siding yes
1966 195,000 Tile Roof 3,070 4 $2500-$5000 Deductible 410 6 Stone Siding yes
1942 200,000 Shingles Roof 3,520 5 $500- $1000 Deductible 600 6 Stone Siding yes
1946 125,000 Membrane Roof 2,210 4 $1000-$2500 Deductible 230 6 Stone Siding yes
1954 100,000 Tile Roof 2,050 5 $2500-$5000 Deductible 160 7 Vinyl siding No
1973 125,000 Membrane Roof 2,160 3 $2500-$5000 Deductible 270 8 Brick siding No
1942 100,000 Slate Shingles Roof 2,160 5 $500 Deductible 170 4 Fiber-Cement Siding yes
1959 145,000 Membrane Roof 2,370 4 $500 Deductible 460 9 Wood siding yes
1977 110,000 Asphalt Shingles Roof 2,390 4 $500 Deductible 480 10 Fiber-Cement Siding No
1973 190,000 Composition Roof 3,180 4 $500 Deductible 470 6 Vinyl siding No
1963 80,000 Wood Shake Roof 1,380 3 $2500-$5000 Deductible 230 9 Fiber-Cement Siding No
1968 135,000 Asphalt Shingles Roof 2,330 3 $1000-$2500 Deductible 780 12 Wood siding yes
1963 220,000 Shingles Roof 3,690 5 $500- $1000 Deductible 280 4 Stucco siding No
1953 270,000 Shingles Roof 4,630 5 $500 Deductible 300 2 Stone Siding yes
1968 205,000 Slate Shingles Roof 3,200 5 $2500-$5000 Deductible 140 2 Fiber-Cement Siding No
1963 100,000 Shingles Roof 1,910 3 $500 Deductible 40 1 Wood siding No
1957 205,000 Shingles Roof 4,140 5 $5000 to $10,000 Deductible 470 9 Stone Siding No
1955 195,000 Shingles Roof 3,170 5 $5000 to $10,000 Deductible 70 2 Stucco siding yes
1972 195,000 Metal Roof 3,630 5 $2500-$5000 Deductible 460 10 Stone Siding yes
1958 145,000 Metal Roof 2,650 5 $2500-$5000 Deductible 540 12 Fiber-Cement Siding No
1950 135,000 Shingles Roof 2,110 3 $500 Deductible 770 10 Wood siding yes
1954 80,000 Tile Roof 1,550 3 $500- $1000 Deductible 60 2 Wood siding No
1973 165,000 Wood Shake Roof 3,370 5 $500 Deductible 1020 12 Wood siding No
1979 130,000 Slate Shingles Roof 1,980 4 $500 Deductible 640 12 Stucco siding yes
1968 100,000 Slate Shingles Roof 1,520 3 $500- $1000 Deductible 100 4 Stucco siding yes
1971 140,000 Tile Roof 2,310 3 $2500-$5000 Deductible 200 5 Brick siding yes

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