Garrisonville Insurance Rates:

Garrisonville, VA homeowners insurance is about $657 to $893, about $54-$74/month. Our detailed guide indicates shoppers can save upto $310 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Mapfre Insurance
They offered very low rates which were a great savings over my last company.
State Farm
Their office location is located in an old bank building by walmart neighborhood market. sometimes it is very hard to get into the parking lot and to leave it. for the times i have to go into the office.
Erie Insurance
The only thing I could dislike is that you cannot get the quote online. You can start the process online, however, you have to talk to someone directly on the phone to receive the pricing. But, that, I can even live with.
State Farm
I like their website and I really like the fact that I can talk to someone who treats me like a person. I find the payment schedule options convenient. I like the fact that they are local.
Progressive
I've had good experiences with Progressive through the auto insurance, used the roadside service recently. But I have not made a claim at home. I do like how clear they define different aspects of the policy. Easy for a no expert to understand.
Allstate
My insurance company is always there to interact with you or anyone you need help with or have questions about. They are fast at resolving issues.
Navy Federal
They know my military background and always treat me with the up most respect.

Garrisonville, VA Homeowners Insurance By Home Value

Garrisonville, VA Home Value Total Homes % of Total Average Garrisonville, VA Homeowners Insurance
Less than $50,000 31 1.0% $54
$100,000 to $124,999 37 1.0% $240
$125,000 to $149,999 82 2.0% $302
$150,000 to $174,999 142 4.0% $364
$175,000 to $199,999 208 7.0% $418
$200,000 to $249,999 443 15.0% $503
$250,000 to $299,999 488 16.0% $612
$300,000 to $399,999 1,498 51.0% $782

Top Home Insurance Agents Near Garrisonville, VA

Home Insurance Company Near Garrisonville, VA Homeowners Insurance Agency Near Garrisonville, VA Address
Nationwide Donald K. Genson Jr 8020 Old Alexandria Ferry Rd Ste. A, Clinton, MD, 20735-1845
Travelers Marsh & Mclennan Agency Llc 5500 CHEROKEE AVE STE 300, ALEXANDRIA, VA, 22312
State Farm Michael O'Neill 8121 Georgia Ave Ste 606, Silver Spring, MD, 20910-4956
State Farm Norman Thomas 10601 Baltimore Ave Ste 300, Beltsville, MD, 20705-2151
Travelers Smith Insurance Services Inc 3235 SOLOMONS ISLAND RD, HUNTINGTOWN, MD, 20639

Cost Of Homeowners Insurance By Street Near Garrisonville, VA

Streets in Garrisonville Area Homeowners Insurance Cost
Colonel Colin Ct, Patriot Way, Kelvin Dr, Independence Ln, Rockdale Rd, New Brunswick Ct, Redbud Cir, Willow Ln, Co Rd 631, Jane Ct$777
Baron Ct, Raleigh Ln, Cheshire Dr, Red Oak Dr, Hedgeapple Ct, Berkshire Dr, Mistro Ct, Burnwell Pl, Declaration Dr, Royce Ct$775
Coldspring Dr, Fiddlers Ct, Settlers Way, Mine Rd, Arbor Ln, September Ln, Devonshire Ln, Appletree Ln, Bells Ridge Dr, Varone Dr$767
Thames Ct, Winding Creek Rd, Wheelwright Ln, Hampton Park Rd, Belladonna Ln, Sarasota Dr, Heatherbrook Ln, Fife St, Park Brook Ct, Dallhan Ct$776
Aston Ct, Crossridge Ct, Knollwood Ct, Emerson Ct, Co Rd 733, Douglas Dr, Boathouse Way, Booth Ct, Shenandoah Ln, Christopher Way$775

Garrisonville, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Garrisonville$115 to $118
Stafford County$114
Aquia Harbour$115
Griffis-Widewater$113

Garrisonville, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stafford County, Virginia $96 $127 $191
Stafford Courthouse CDP, Virginia $95 $127 $190
Aquia Harbour CDP, Virginia $96 $127 $191

Garrisonville, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Garrisonville, VA2.8%12.8%
Stafford County2.86%13.63%
Stafford Courthouse2.87%12.02%
Aquia Harbour2.96%11.48%

Garrisonville Renters Insurance as a Percentage of Rent

Garrisonville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 24 1.0% $1219
$750 to $999 20 1.0% $2644
$1,000 to $1,499 614 50.0% $3769
$1,500 or more 551 45.0% $5419

Garrisonville, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Garrisonville Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,800$12,800
Net Savings to Garrisonville Home Owner from High Deductible Plan $1,000

Garrisonville, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Garrisonville, VA Home Replacement Value MORE than Home Value Garrisonville, VA Home Replacement Value LESS than Home Value
Replacement Value $375,000 $213,500
Insurance Premium based on Replacement Value $1,950 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $91,500 Risk Exposure from Under Insuring Coverage is $70,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $475/year

Example Garrisonville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceTravelersChubb Group of Insurance
Monthly Premium 135179110
Year Built 200719912010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$600000-$700000$400000-$500000
Deductible $500- $1000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Garrisonville, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 850,000 Shingles Roof 4,970 5 > $10,000 Deductible 2220 12 Brick siding yes
1990 850,000 Asphalt Shingles Roof 4,850 5 $500- $1000 Deductible 2250 7 Vinyl siding No
2013 365,000 Metal Roof 2,200 4 $2500-$5000 Deductible 520 5 Stucco siding yes
1997 255,000 Membrane Roof 1,280 3 $500- $1000 Deductible 200 2 Stucco siding yes
2014 325,000 Slate Shingles Roof 1,760 4 > $10,000 Deductible 1030 12 Fiber-Cement Siding No
2009 295,000 Membrane Roof 1,870 4 $2500-$5000 Deductible 700 6 Wood siding yes
2001 755,000 Tile Roof 4,330 5 $1000-$2500 Deductible 2670 8 Brick siding yes
2013 320,000 Wood Shake Roof 1,740 3 $500 Deductible 550 3 Vinyl siding No
2004 350,000 Tile Roof 1,870 3 $2500-$5000 Deductible 330 3 Vinyl siding No
2008 575,000 Slate Shingles Roof 3,850 5 $1000-$2500 Deductible 940 6 Vinyl siding yes
2011 850,000 Membrane Roof 4,230 5 $2500-$5000 Deductible 2630 10 Stone Siding No
2013 480,000 Membrane Roof 2,620 5 > $10,000 Deductible 470 6 Stone Siding yes
1996 280,000 Membrane Roof 2,000 3 $500 Deductible 1560 12 Fiber-Cement Siding No
2011 465,000 Metal Roof 3,280 4 $2500-$5000 Deductible 1630 10 Brick siding No
2010 605,000 Membrane Roof 3,260 5 $500 Deductible 220 1 Stucco siding No
1991 480,000 Membrane Roof 2,500 4 > $10,000 Deductible 410 4 Wood siding yes
2011 435,000 Composition Roof 2,240 4 > $10,000 Deductible 190 2 Fiber-Cement Siding No
1995 310,000 Tile Roof 1,680 4 > $10,000 Deductible 480 8 Fiber-Cement Siding No
1997 365,000 Composition Roof 2,030 5 $500 Deductible 1200 7 Brick siding yes
2001 210,000 Membrane Roof 1,370 3 $1000-$2500 Deductible 770 9 Brick siding No
1992 325,000 Composition Roof 2,100 4 $500- $1000 Deductible 1490 12 Wood siding No
2000 250,000 Metal Roof 1,720 3 $1000-$2500 Deductible 540 6 Fiber-Cement Siding No
2012 440,000 Wood Shake Roof 2,480 4 > $10,000 Deductible 500 5 Stone Siding No
2002 490,000 Composition Roof 3,150 4 $500 Deductible 650 3 Brick siding yes
1990 500,000 Tile Roof 2,700 5 $5000 to $10,000 Deductible 910 6 Brick siding No
2011 555,000 Wood Shake Roof 3,140 5 $5000 to $10,000 Deductible 1740 10 Fiber-Cement Siding yes
2014 790,000 Metal Roof 4,220 5 > $10,000 Deductible 1390 8 Stucco siding yes
2002 470,000 Slate Shingles Roof 2,530 4 $5000 to $10,000 Deductible 570 4 Stucco siding yes
2009 640,000 Tile Roof 3,340 4 $500 Deductible 520 2 Stucco siding No
2012 280,000 Asphalt Shingles Roof 2,000 3 $500 Deductible 1140 10 Brick siding yes
1993 555,000 Slate Shingles Roof 3,040 4 > $10,000 Deductible 370 2 Brick siding yes
2000 555,000 Slate Shingles Roof 2,830 5 $500 Deductible 1130 7 Wood siding No
2012 630,000 Asphalt Shingles Roof 3,260 4 $2500-$5000 Deductible 780 6 Stucco siding No
2002 690,000 Wood Shake Roof 3,320 4 $1000-$2500 Deductible 1710 7 Stucco siding No