Garrison Insurance Rates:

Garrison, MD homeowners insurance is nearly $595 to $811, about $49-$67/month. Our exhaustive guide reveals consumers can save as much as $281 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Garrison, MD Homeowners Insurance By Home Value

Garrison, MD Home Value Total Homes % of Total Average Garrison, MD Homeowners Insurance
Less than $50,000 36 2.0% $63
$100,000 to $124,999 15 1.0% $281
$125,000 to $149,999 130 8.0% $352
$150,000 to $174,999 101 6.0% $415
$175,000 to $199,999 163 11.0% $478
$200,000 to $249,999 319 21.0% $577
$250,000 to $299,999 424 28.0% $711
$300,000 to $399,999 271 18.0% $901

Top Home Insurance Agents Near Garrison, MD

Home Insurance Company Near Garrison, MD Homeowners Insurance Agency Near Garrison, MD Address
Travelers Anchor Insurance Services Inc 339 TSCHIFFELY SQUARE RD, GAITHERSBURG, MD, 20878
Erie Bogart & Brownell Of Md Inc. 8311 Wisconsin Avenue Suite A5, Bethesda, MD, 20814
Travelers C & N Insurance Llc 1952 GALLOWS RD STE 214, VIENNA, VA, 22182
Travelers Famous & Spang Associates 200 W BEL AIR AVE, ABERDEEN, MD, 21001
Travelers Paul S Gilbride Insurance Agency Inc 5904 RICHMOND HWY STE 406, ALEXANDRIA, VA, 22303

Cost Of Homeowners Insurance By Street Near Garrison, MD

Streets in Garrison Area Homeowners Insurance Cost
Archimedes Ct, Leisure Hill Dr, Hopkins Ln, Riggs Ave, Keller Rd, Luguain Ct, Stone Gate Ct, Woodchester Ct, Park Center Ct, Clifton Ct$725
Royalty Cir, Fitzharding Ln, Velvet Valley Way, Garrison View Rd, Howard Forest Ln, Greene Tree Rd, Red Cedar Ct, Preakness Ct, Valley Manor Rd, Highlands Ct$732
Reservoir Cir, Slatehearth Ct, Winners Cir, Nobility Ct, Velvet Ridge Dr, Bellchase Ct, Baronet Rd, Nelson Rd, Glatisant Pl, Marcshire Ct$724
Raisin Tree Cir, State Hwy 130, Regalia Ct, Barbican Way, Austringer Ct, Englefield Sq, Melissa Ct, Dinaden Cir, Garden Ln, Pacers Ln$730
Homestead Dr, Woodholme Ave, Old Plantation Way, Steeplejack Ct, Glenn Ellen Cir, Countess Dr, Hartley Cir, Spring Hill Rd, Burnside Farm Rd, Mt Wilson Ln$695

Garrison, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Garrison$104 to $106
Owings Mills$105
Pikesville$107
Milford Mill$103

Garrison, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Owings Mills CDP, Maryland $88 $117 $176
Pikesville CDP, Maryland $89 $119 $178
Randallstown CDP, Maryland $88 $117 $175

Garrison, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Garrison, MD3.2%7.9%
Owings Mills2.74%9.22%
Pikesville2.84%7.7%
Randallstown2.97%11.09%

Garrison Renters Insurance as a Percentage of Rent

Garrison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 70 5.0% $1233
$500 to $749 33 2.0% $1908
$750 to $999 168 12.0% $2658
$1,000 to $1,499 474 35.0% $3783
$1,500 or more 601 44.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Garrison For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
250,000 500 Frame 35 American Security Insurance Co. 2,077
250,000 500 Frame 35 Chubb National Insurance Co. 1,206
400,000 1,000 Frame 10 Esurance Insurance Co. 997
250,000 500 Frame 35 Liberty Insurance Corp. 1,031
250,000 500 Frame 35 Ngm Insurance Co. 704
250,000 500 Frame 35 Pharmacists Mutual Insurance Co. 815
400,000 1,000 Frame 10 Qbe Insurance Corp. 1,122
350,000 1,000 Masonry 15 Selective Ins. Co. Of South Carolina 1,116
300,000 500 Frame 25 State Auto Property & Casualty Ins. Co. 906
400,000 1,000 Frame 10 Windsor Mt. Joy Mutual Insurance Co. 1,272

Garrison, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Garrison Homeowner Insurance Premium Example $2,900$2,400
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $12,800$11,800
Net Savings to Garrison Home Owner from High Deductible Plan $1,000

Garrison, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Garrison, MD Home Replacement Value MORE than Home Value Garrison, MD Home Replacement Value LESS than Home Value
Replacement Value $449,500 $261,000
Insurance Premium based on Replacement Value $2,250 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $101,500 Risk Exposure from Under Insuring Coverage is $87,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $500/year

Example Garrison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceErie Insurance
Monthly Premium 7711835
Year Built 198620062013
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$350000-$400000$150000-$175000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Garrison, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 250,000 Slate Shingles Roof 1,770 2 $2500-$5000 Deductible 230 3 Vinyl siding No
1999 290,000 Composition Roof 1,790 2 > $10,000 Deductible 660 9 Vinyl siding No
1980 490,000 Wood Shake Roof 2,940 4 $1000-$2500 Deductible 750 4 Stucco siding No
1982 340,000 Asphalt Shingles Roof 2,780 5 $1000-$2500 Deductible 100 1 Stucco siding No
1992 345,000 Tile Roof 2,210 4 $500- $1000 Deductible 800 4 Stucco siding No
2007 180,000 Asphalt Shingles Roof 1,410 2 $500 Deductible 310 5 Vinyl siding No
1991 185,000 Tile Roof 1,120 2 $500- $1000 Deductible 220 4 Brick siding No
1999 305,000 Asphalt Shingles Roof 1,920 5 $500 Deductible 1430 12 Brick siding No
2012 240,000 Metal Roof 2,050 3 $1000-$2500 Deductible 460 6 Brick siding No
2010 410,000 Tile Roof 3,260 5 $2500-$5000 Deductible 110 1 Stucco siding yes
1982 150,000 Composition Roof 1,210 3 $1000-$2500 Deductible 470 10 Fiber-Cement Siding No
2014 255,000 Asphalt Shingles Roof 1,520 3 $2500-$5000 Deductible 90 1 Stone Siding No
2014 165,000 Composition Roof 1,420 2 $500- $1000 Deductible 60 1 Fiber-Cement Siding yes
2000 460,000 Asphalt Shingles Roof 2,830 5 $1000-$2500 Deductible 1810 12 Wood siding No
2012 530,000 Tile Roof 3,770 5 > $10,000 Deductible 1200 12 Vinyl siding yes
2006 200,000 Wood Shake Roof 1,210 2 $500- $1000 Deductible 730 12 Fiber-Cement Siding No
2005 235,000 Membrane Roof 1,740 2 $500 Deductible 820 8 Stone Siding yes
1983 530,000 Asphalt Shingles Roof 3,690 5 $500 Deductible 830 3 Stucco siding No
2008 495,000 Membrane Roof 3,080 5 $2500-$5000 Deductible 1230 10 Stone Siding yes
1994 225,000 Wood Shake Roof 1,880 3 $2500-$5000 Deductible 100 2 Stone Siding No
1984 425,000 Wood Shake Roof 3,030 4 $5000 to $10,000 Deductible 400 5 Fiber-Cement Siding yes
1998 260,000 Composition Roof 1,910 4 $5000 to $10,000 Deductible 210 3 Stone Siding No
2002 265,000 Shingles Roof 2,310 4 $2500-$5000 Deductible 180 2 Wood siding yes
2011 185,000 Tile Roof 1,150 2 $500 Deductible 600 9 Brick siding No
1999 215,000 Membrane Roof 1,630 5 $500 Deductible 390 3 Brick siding yes
2003 445,000 Shingles Roof 2,870 4 > $10,000 Deductible 850 9 Stucco siding No
1994 205,000 Tile Roof 1,210 3 $500- $1000 Deductible 250 3 Fiber-Cement Siding yes
2007 400,000 Shingles Roof 2,330 3 $500- $1000 Deductible 450 3 Brick siding yes
2009 310,000 Wood Shake Roof 1,820 4 $500- $1000 Deductible 950 9 Vinyl siding No
2005 305,000 Tile Roof 2,230 3 $5000 to $10,000 Deductible 990 9 Vinyl siding yes
1989 380,000 Composition Roof 2,330 3 $5000 to $10,000 Deductible 740 9 Stucco siding yes
1984 300,000 Tile Roof 2,520 4 $5000 to $10,000 Deductible 420 5 Fiber-Cement Siding yes
1990 175,000 Metal Roof 1,240 3 $500- $1000 Deductible 690 9 Stucco siding No
2000 145,000 Tile Roof 1,090 2 $2500-$5000 Deductible 480 10 Stucco siding No