Garrett Insurance Rates:

Garrett, IN homeowners insurance is nearly $674 to $916, about $56-$76/month. Our all inclusive analysis indicates shoppers can save upto $318 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Garrett, IN Homeowners Insurance By Home Value

Garrett, IN Home Value Total Homes % of Total Average Garrett, IN Homeowners Insurance
Less than $50,000 174 10.0% $230
$50,000 to $59,999 95 5.0% $477
$60,000 to $69,999 227 13.0% $596
$70,000 to $79,999 154 9.0% $691
$80,000 to $89,999 306 18.0% $779
$90,000 to $99,999 153 9.0% $874
$100,000 to $124,999 253 15.0% $1009
$125,000 to $149,999 55 3.0% $1264
$150,000 to $174,999 101 6.0% $1494
$175,000 to $199,999 26 1.0% $1725
$200,000 to $249,999 46 2.0% $2074
$250,000 to $299,999 69 4.0% $2536

Top Home Insurance Agents Near Garrett, IN

Home Insurance Company Near Garrett, IN Homeowners Insurance Agency Near Garrett, IN Address
NA Insurance Shoppe Of Leesburg, Inc. 101 E Van Buren St, Leesburg, IN, 46538
NA Star Insurance Agency - Glassley Office Po Box 491 , South Whitley, IN, 46787
State Farm Ben Baier 932 Parkway Ave Ste A, Elkhart, IN, 46516-9345
Erie Gary C Grant Insurance Agency Inc. 101 N Main Street, Continental, OH, 45831
State Farm Lisa Yoder 23809 Us Highway 33, Elkhart, IN, 46517-3509

Cost Of Homeowners Insurance By Street Near Garrett, IN

Streets in Garrett Area Homeowners Insurance Cost
Ridgedale Dr, Smaltz Way, S Cowen St Exd, W Warfield St, Co Rd 5, E South St, E Edgerton St, Justice St, E Covell St, S Franklin St$801
E Edgewater Dr N, Quincy St, Co Rd 7, S 3rd St, Coral Dr, Colony Dr, S Sullivan St, Co Rd 21, 6th St, W 4th Ave$802
W Baltimore St, S Cowen St, S Walsh St, N Sullivan St, W Dennis St, E 4th Ave, Shook Dr, Walnut Ct, N Britton St, E Woodview Dr$802
4th Ave, Station House Pass, S Seventh St, Francis St, Baker St, W Edgerton St, N Ijams St, W 1st Ave, Maple St, Co Rd 11A$791
4th St, Capitol Ct, N Franklin, W Keyser St, Fairfax Ct, W Houston St, Auburn Dr, S Harrison St, N Randolph St, Columbian Run$798

Garrett, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Garrett$118 to $121
Keyser$119
Altona$117
Auburn$121

Garrett, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Keyser township, DeKalb County, Indiana $119 $159 $239
Altona town, Indiana $117 $156 $234
Auburn city, Indiana $122 $162 $243

Garrett, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Garrett, IN7.3%19.9%
Keyser7.33%20.26%
Altona7.55%20.24%
Auburn6.67%19.29%

Garrett Renters Insurance as a Percentage of Rent

Garrett Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 3.0% $811
$300 to $499 201 35.0% $1261
$500 to $749 238 42.0% $1936
$750 to $999 50 8.0% $2686
$1,000 to $1,499 49 8.0% $3811

Garrett, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Garrett Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,100$4,500
Net Savings to Garrett Home Owner from High Deductible Plan $600

Garrett, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Garrett, IN Home Replacement Value MORE than Home Value Garrett, IN Home Replacement Value LESS than Home Value
Replacement Value $100,000 $72,500
Insurance Premium based on Replacement Value $425 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Garrett Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceGEICO Insurance
Monthly Premium 366397
Year Built 198119931949
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$175000-$200000$350000-$400000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Garrett, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 215,000 Wood Shake Roof 2,890 4 > $10,000 Deductible 270 7 Brick siding yes
1998 210,000 Slate Shingles Roof 3,140 5 $2500-$5000 Deductible 500 7 Vinyl siding yes
2014 215,000 Wood Shake Roof 2,920 4 $5000 to $10,000 Deductible 50 1 Brick siding yes
1991 115,000 Membrane Roof 1,520 5 $500- $1000 Deductible 380 9 Stone Siding No
1992 145,000 Composition Roof 2,280 5 $500 Deductible 270 7 Brick siding yes
1949 140,000 Slate Shingles Roof 1,860 5 $500- $1000 Deductible 420 7 Stone Siding No
1984 140,000 Composition Roof 2,410 4 $1000-$2500 Deductible 310 5 Stone Siding yes
2012 270,000 Membrane Roof 4,840 5 $2500-$5000 Deductible 170 2 Vinyl siding No
1991 65,000 Membrane Roof 1,230 3 $2500-$5000 Deductible 100 5 Stucco siding No
1994 265,000 Tile Roof 3,920 5 $500- $1000 Deductible 450 5 Brick siding No
1994 100,000 Asphalt Shingles Roof 1,540 3 $500- $1000 Deductible 110 3 Vinyl siding yes
2011 200,000 Membrane Roof 2,580 4 $500- $1000 Deductible 120 2 Wood siding yes
1987 145,000 Membrane Roof 2,260 3 $500- $1000 Deductible 260 5 Wood siding yes
1941 165,000 Shingles Roof 2,380 4 $2500-$5000 Deductible 470 9 Stone Siding yes
1984 160,000 Membrane Roof 2,890 5 $500- $1000 Deductible 780 12 Stucco siding No
2013 150,000 Metal Roof 2,150 3 $2500-$5000 Deductible 110 3 Brick siding yes
1988 80,000 Slate Shingles Roof 1,480 3 $2500-$5000 Deductible 160 6 Wood siding yes
1991 195,000 Wood Shake Roof 3,750 5 $2500-$5000 Deductible 60 1 Vinyl siding yes
1982 145,000 Composition Roof 2,740 4 $1000-$2500 Deductible 400 6 Stucco siding yes
2013 85,000 Metal Roof 1,530 3 $500 Deductible 150 4 Stucco siding No
1999 145,000 Membrane Roof 1,910 3 $2500-$5000 Deductible 160 4 Fiber-Cement Siding No
1997 170,000 Tile Roof 3,230 4 $1000-$2500 Deductible 210 4 Wood siding No
1941 130,000 Membrane Roof 2,070 4 $2500-$5000 Deductible 380 9 Brick siding No
2011 225,000 Wood Shake Roof 3,350 4 > $10,000 Deductible 740 10 Wood siding yes
1996 105,000 Wood Shake Roof 2,050 3 $2500-$5000 Deductible 210 10 Brick siding yes
2011 80,000 Metal Roof 1,460 3 $500 Deductible 400 10 Stone Siding yes
2014 140,000 Tile Roof 1,990 4 $500- $1000 Deductible 660 9 Stone Siding No
1984 125,000 Shingles Roof 1,950 3 $500 Deductible 90 2 Stone Siding No
1999 125,000 Asphalt Shingles Roof 1,730 5 $2500-$5000 Deductible 300 10 Stucco siding yes
1941 185,000 Metal Roof 2,520 4 $500- $1000 Deductible 380 5 Fiber-Cement Siding No
1985 150,000 Slate Shingles Roof 2,410 4 $500- $1000 Deductible 450 8 Brick siding No
1987 130,000 Wood Shake Roof 1,760 4 $1000-$2500 Deductible 380 8 Stucco siding No