Garland Insurance Rates:

Garland, TX homeowners insurance is about $874 to $1,184, about $72-$98/month. Our exhaustive guide indicates shoppers can save upto $411 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
It is very nice to have a local agent very close and convenient to our area. it makes it very easy to get service
Liberty Mutual
They aren't the best at providing easily accessible coverage documents. they should modernize their internet preference so that basic questions can be answered on the web.
Farmer's Insurance
Farmers insurance has agents available in most cities and towns which makes it easy to find information when you need it.
Allstate
Allstate's pricing is difficult to understand sometimes. My rates increase yearly, even though I've never filed a claim. It's frustrating to keep needing to pay more and more each year for the same coverage.
Travelers
The only communication I get from my insurance company is when my premium is due or getting updated. I guess I am satisfied with the level of communication because it has not been excessive.
Rvos Insurance
I feel it's about average but I still feel like it's a really good deal. I'm overall fairly satisfied with it.
Progressive
I have not had to deal with a customer service rep from the company once. I have done everything online and I haven't had any problems at my house.
Geico
I like that the company is very fast and responsive. The website is another plus detailing everything you need to know in order to make a decision.
American National Property And Casualty Company
Their rates are just too high and we're going to change companies this fall, after 25 years with them
State Farm
I like State Farm for their friendliness, knowledge of insurance, customer service, different types of insurance and their rates. They treat you with respect and do not try to rip you off.
Allstate
So far the price and the ease of setting up have been a positive. Insurance is one of those things where you don't know how good it is until you need it.
Progressive
Overall, the coverage provided, the deductibles and premium are all satisfactory and because of this I would recommend this company to others. I feel insurance is a big scam - you must have it but then you are subject to whatever rates they propose.
Geico
I really do not have anything bad to say or anything I dislike about the company overall. They have always treated me well and stayed in communication with me.
State Auto
I do not dislike anything about the company yet. I have not had a claim so I can not attest to that process. That will be when I can have a true opinion about the company.
American Summit Insurance
Overall we dislike their lack of organization within the office and their horrible website. I enjoy doing things online, so this part sucks.
American Summit Insurance
Overall, they are a local company and do community outreach programs. We do appreciate that.
Geico
I like that I can bundle it along with my car insurance. Their customer service is also of a high caliber.
Allstate
There service is better than compared to other company , so I recommend this home insurance
Blue Cross Blue Shield
I like we have a lot of doctors offices that accept it near us. for our usual visits, we can stay close to home.

Garland, TX Homeowners Insurance By Home Value

Garland, TX Home Value Total Homes % of Total Average Garland, TX Homeowners Insurance
Less than $50,000 1,128 2.0% $216
$50,000 to $59,999 991 2.0% $452
$60,000 to $69,999 1,486 3.0% $565
$70,000 to $79,999 2,274 4.0% $658
$80,000 to $89,999 4,026 8.0% $740
$90,000 to $99,999 5,436 11.0% $833
$100,000 to $124,999 12,418 26.0% $967
$125,000 to $149,999 7,589 16.0% $1203
$150,000 to $174,999 4,481 9.0% $1430
$175,000 to $199,999 1,984 4.0% $1646
$200,000 to $249,999 2,846 6.0% $1975
$250,000 to $299,999 1,190 2.0% $2418
$300,000 to $399,999 963 2.0% $3076

Top Home Insurance Agents Near Garland, TX

Home Insurance Company Near Garland, TX Homeowners Insurance Agency Near Garland, TX Address
Nationwide Djafar Bakhshodeh 2100 N Main St Suite 105, Ft Worth, TX, 76164-8576
Allstate Frank Sarmiento 2727 S Hampton Rd, Dallas, TX, 75224
Travelers Roach Howard Smith & Barton 8750 N. Central Expwy, Ste.500, Dallas, TX, 75231
Farmers Sonia Martinez 3530 Forest Ln Ste 162, Dallas, TX, 75234
NA Twfg Insurance Services 5787 S. Hampton 5787 S. Hampton, Dallas, TX, 75327

Garland, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Garland, TX

Streets in Garland Area Homeowners Insurance Cost
Creekside Dr, Murifield Ave, Meadows Dr, Eganridge Ln, Mont Cascades, Meadow Bluff Dr, Wind Hill Cir, Americas Cup, Meandering Way, Peninsula Dr$1,081
Azzurra Dr, Intrepid Ln, Brookhollow Dr, Southern Pines Dr, Bunny Ln, Prairie Ct, Troy Rd, Islemere Dr, Misty Way, Chimneywood Dr$1,081
Meadows Cir, Ridge Road Ct, Plummer Dr, Grandview Dr, FM 1152, Gold Coast Ct, Oak Hollow Ln, Tall Oaks, Westhaven Dr, Shores Cir$1,084
Green Gables Ct, Weatherly Dr, Whitney Bay Dr, Defender Ln, Betty St, Potter Ave, Pacific Pearl Dr, Avonlea Dr, Pheasant Creek Dr, Pinehurst Dr$1,077
Gold Coast Dr, Harlan Dr, Ashbourne Dr, Dalton Rd, Golden Pond Dr, Cedarbluff Dr, Mirage Ln, Clearmeadow Ct, Huntcliff Dr, Scarboro Hills Dr$1,084

Garland, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Garland$154 to $156
Rowlett$158
Sachse$160
Northeast Dallas$156

Garland, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rowlett city, Texas $158 $211 $317
Sachse city, Texas $160 $213 $320
Richardson city, Texas $160 $213 $320

Garland, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Garland, TX6.2%16.1%
Rowlett5.06%13.57%
Sachse4.85%13.35%
Richardson5.13%13.04%

Garland Renters Insurance as a Percentage of Rent

Garland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 300 1.0% $801
$300 to $499 582 2.0% $1251
$500 to $749 5,510 22.0% $1926
$750 to $999 7,882 32.0% $2676
$1,000 to $1,499 7,751 31.0% $3801
$1,500 or more 2,393 9.0% $5451

Garland, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Garland Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,900$14,400
Net Savings to Garland Home Owner from High Deductible Plan $500

Garland, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Garland, TX Home Replacement Value MORE than Home Value Garland, TX Home Replacement Value LESS than Home Value
Replacement Value $246,000 $142,500
Insurance Premium based on Replacement Value $1,950 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $475/year

Example Garland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 35689108
Year Built 201319932003
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$100000-$125000$125000-$150000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Garland, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 175,000 Metal Roof 2,210 3 $1000-$2500 Deductible 1390 12 Vinyl siding yes
2013 135,000 Tile Roof 1,700 2 $500 Deductible 110 1 Fiber-Cement Siding No
1989 310,000 Wood Shake Roof 4,850 5 > $10,000 Deductible 300 2 Vinyl siding yes
1963 190,000 Wood Shake Roof 2,390 3 $500- $1000 Deductible 860 7 Stone Siding yes
1966 75,000 Asphalt Shingles Roof 1,150 2 $500 Deductible 60 1 Stone Siding No
2005 145,000 Composition Roof 2,320 4 $500 Deductible 1040 10 Fiber-Cement Siding yes
2014 160,000 Shingles Roof 2,280 4 $500 Deductible 100 1 Stucco siding yes
2008 90,000 Slate Shingles Roof 1,050 2 $500 Deductible 490 8 Stone Siding No
2014 275,000 Shingles Roof 3,170 5 $2500-$5000 Deductible 1240 8 Stone Siding yes
1996 165,000 Membrane Roof 2,120 4 $500- $1000 Deductible 1260 12 Brick siding yes
1995 175,000 Wood Shake Roof 1,920 4 $500- $1000 Deductible 910 7 Vinyl siding yes
1987 135,000 Shingles Roof 1,590 5 $500- $1000 Deductible 320 3 Vinyl siding yes
1973 370,000 Shingles Roof 4,840 5 $2500-$5000 Deductible 2180 7 Fiber-Cement Siding yes
1999 240,000 Composition Roof 3,070 4 $500- $1000 Deductible 500 3 Wood siding No
1999 105,000 Metal Roof 1,530 2 $500 Deductible 300 3 Vinyl siding yes
2014 150,000 Metal Roof 2,110 3 $5000 to $10,000 Deductible 490 8 Stone Siding yes
1981 125,000 Slate Shingles Roof 1,370 2 $1000-$2500 Deductible 380 5 Fiber-Cement Siding yes
1996 60,000 Metal Roof 910 2 $2500-$5000 Deductible 180 5 Vinyl siding yes
2012 295,000 Asphalt Shingles Roof 3,620 5 > $10,000 Deductible 1020 8 Brick siding yes
1998 130,000 Asphalt Shingles Roof 1,630 3 $500- $1000 Deductible 810 8 Fiber-Cement Siding No
1968 105,000 Slate Shingles Roof 1,290 2 $1000-$2500 Deductible 540 8 Brick siding No
1960 75,000 Metal Roof 920 2 $500- $1000 Deductible 90 2 Fiber-Cement Siding yes
1976 70,000 Slate Shingles Roof 1,080 2 $500 Deductible 250 5 Stucco siding yes
2013 140,000 Membrane Roof 1,790 2 $500- $1000 Deductible 830 9 Wood siding yes
1980 100,000 Tile Roof 1,350 2 $500 Deductible 480 7 Stucco siding No
1978 220,000 Tile Roof 2,680 4 $500 Deductible 110 1 Wood siding yes
2009 75,000 Asphalt Shingles Roof 1,130 2 $500 Deductible 510 8 Stone Siding No
1984 75,000 Slate Shingles Roof 940 2 $500 Deductible 230 6 Brick siding yes
2013 100,000 Wood Shake Roof 1,530 2 $500- $1000 Deductible 640 9 Stucco siding yes
1988 280,000 Tile Roof 3,830 5 $500- $1000 Deductible 2050 9 Vinyl siding No
2009 105,000 Wood Shake Roof 1,364 3 $500- $1000 Deductible 800 9 Stone Siding No

Find Visual Guide for Garland, TX Home Insurance Buyers on Insurance Companies and Rates