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Garland, TX Home Values & Insurance Rates

Garland, TX Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,128 2.0% $216
$50,000 to $59,999 991 2.0% $452
$60,000 to $69,999 1,486 3.0% $565
$70,000 to $79,999 2,274 4.0% $658
$80,000 to $89,999 4,026 8.0% $740
$90,000 to $99,999 5,436 11.0% $833
$100,000 to $124,999 12,418 26.0% $967
$125,000 to $149,999 7,589 16.0% $1203
$150,000 to $174,999 4,481 9.0% $1430
$175,000 to $199,999 1,984 4.0% $1646
$200,000 to $249,999 2,846 6.0% $1975
$250,000 to $299,999 1,190 2.0% $2418
$300,000 to $399,999 963 2.0% $3076

Top Home Insurance Agents Near Garland, TX

Home Insurance Company Near Garland, TX Homeowners Insurance Agency Near Garland, TX Address
NA Twfg Insurance Services 5787 S. Hampton 5787 S. Hampton, Dallas, TX, 75327
Nationwide Djafar Bakhshodeh 2100 N Main St Suite 105, Ft Worth, TX, 76164-8576
Allstate Frank Sarmiento 2727 S Hampton Rd, Dallas, TX, 75224
Travelers Roach Howard Smith & Barton 8750 N. Central Expwy, Ste.500, Dallas, TX, 75231
Farmers Sonia Martinez 3530 Forest Ln Ste 162, Dallas, TX, 75234

Estimated Home Insurance By Street Area Near Garland, TX

Garland Area Estimated House Insurance
Creekside Dr, Murifield Ave, Meadows Dr, Eganridge Ln, Mont Cascades, Meadow Bluff Dr, Wind Hill Cir, Americas Cup, Meandering Way, Peninsula Dr$1,081
Azzurra Dr, Intrepid Ln, Brookhollow Dr, Southern Pines Dr, Bunny Ln, Prairie Ct, Troy Rd, Islemere Dr, Misty Way, Chimneywood Dr$1,081
Meadows Cir, Ridge Road Ct, Plummer Dr, Grandview Dr, FM 1152, Gold Coast Ct, Oak Hollow Ln, Tall Oaks, Westhaven Dr, Shores Cir$1,084
Green Gables Ct, Weatherly Dr, Whitney Bay Dr, Defender Ln, Betty St, Potter Ave, Pacific Pearl Dr, Avonlea Dr, Pheasant Creek Dr, Pinehurst Dr$1,077
Gold Coast Dr, Harlan Dr, Ashbourne Dr, Dalton Rd, Golden Pond Dr, Cedarbluff Dr, Mirage Ln, Clearmeadow Ct, Huntcliff Dr, Scarboro Hills Dr$1,084

Savings on home insurance for senior occupied homes

PlaceSavings
Garland$154 to $156
Rowlett$158
Sachse$160
Northeast Dallas$156

Garland, TX Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Garland, TX6.2%16.1%
Rowlett5.06%13.57%
Sachse4.85%13.35%
Richardson5.13%13.04%

Garland Renters Insurance as a Percentage of Rent

Garland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 300 1.0% $801
$300 to $499 582 2.0% $1251
$500 to $749 5,510 22.0% $1926
$750 to $999 7,882 32.0% $2676
$1,000 to $1,499 7,751 31.0% $3801
$1,500 or more 2,393 9.0% $5451

Garland, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Garland Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,900$14,400
Net Savings to Garland Home Owner from High Deductible Plan $500

Garland, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Garland, TX Home Replacement Value MORE than Home Value Garland, TX Home Replacement Value LESS than Home Value
Replacement Value $246,000 $142,500
Insurance Premium based on Replacement Value $1,950 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $475/year

Example Garland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 35689108
Year Built 201319932003
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$100000-$125000$125000-$150000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Garland, TX Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Rowlett city, Texas $158 $211 $317
Sachse city, Texas $160 $213 $320
Richardson city, Texas $160 $213 $320

Sample Home Insurance Rates for Garland, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 75,000 Metal Roof 920 2 $500- $1000 Deductible 90 2 Fiber-Cement Siding yes
1976 70,000 Slate Shingles Roof 1,080 2 $500 Deductible 250 5 Stucco siding yes
2013 140,000 Membrane Roof 1,790 2 $500- $1000 Deductible 830 9 Wood siding yes
1980 100,000 Tile Roof 1,350 2 $500 Deductible 480 7 Stucco siding No
1978 220,000 Tile Roof 2,680 4 $500 Deductible 110 1 Wood siding yes
2009 75,000 Asphalt Shingles Roof 1,130 2 $500 Deductible 510 8 Stone Siding No
1984 75,000 Slate Shingles Roof 940 2 $500 Deductible 230 6 Brick siding yes
2013 100,000 Wood Shake Roof 1,530 2 $500- $1000 Deductible 640 9 Stucco siding yes
1988 280,000 Tile Roof 3,830 5 $500- $1000 Deductible 2050 9 Vinyl siding No
2009 105,000 Wood Shake Roof 1,364 3 $500- $1000 Deductible 800 9 Stone Siding No