Garfield Heights Insurance Rates:

Garfield Heights, OH homeowners insurance is about $581 to $787, about $48-$65/month. Our complete guide indicates shoppers can save as much as $273 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Their customer service is excellent and they are available to answer your questions 24 hours a day. they also provide customer service via email
Allstate
While my insurance agent is friendly, and non-pushy, he also doesn't maintain a normal contact. if i have questions regarding my policy, i normally have to get questions answered from someone else in the office because he is unavailable.
American National Property And Casualty Company
Anpac's rates are very reasonable for the market in nm, the state in which we reside. in additional to affordable rates, anpac offers a cash back incentive. if you remain claim free for the first five years, you will receive a cheque as a rebate for part of the premiums you paid out during that time. after the five years, you will receive yearly cheques, as long as your account remains claim-free.
Allstate
What I like about the company, are the cool benefits that they offer discounts on game tickets and cheap electronic deals and other cool things.
American Family
Good rates, customer service at my local office is excellent.
American Family
The customer service has been exceptional and helpful in every situation.
State Farm
It's a little high but in the range. This is something that I have done some shopping but admittedly have not done full research.
American Modern Insurance
Because of the fact that I live what they consider a mobile home a trailer and actually it's a doublewide that's why I have to pay such high rates.
Travelers
I really like the communication with the insurance company.

Garfield Heights, OH Homeowners Insurance By Home Value

Garfield Heights, OH Home Value Total Homes % of Total Average Garfield Heights, OH Homeowners Insurance
Less than $50,000 621 7.0% $184
$50,000 to $59,999 345 4.0% $389
$60,000 to $69,999 619 7.0% $478
$70,000 to $79,999 903 10.0% $554
$80,000 to $89,999 1,474 17.0% $629
$90,000 to $99,999 1,470 17.0% $704
$100,000 to $124,999 1,708 20.0% $820
$125,000 to $149,999 700 8.0% $1026
$150,000 to $174,999 187 2.0% $1210
$175,000 to $199,999 156 1.0% $1395
$200,000 to $249,999 141 1.0% $1682

Top Home Insurance Agents Near Garfield Heights, OH

Home Insurance Company Near Garfield Heights, OH Homeowners Insurance Agency Near Garfield Heights, OH Address
NA Jones & Wenner Insurance Agency Inc. 3030 W Market St Akron, Fairlawn, OH, 44333
NA Strachan-Casale, Inc. 2190 E Enterprise Pkwy, Twinsburg, OH, 44087
Farmers C Blake Fischer 34 N Aurora Rd Ste 1, Aurora, OH, 44202
Erie First Liberty Insurance Agency Llc 4200 Rockside Road Suite 202, Independence, OH, 44131
Nationwide Randall D Miller 3937 Waterloo Rd, Randolph, OH, 44265

Cost Of Homeowners Insurance By Street Near Garfield Heights, OH

Streets in Garfield Heights Area Homeowners Insurance Cost
Ohio Ave, Darlington Rd, Chester Rd, Garland Ave, Saxon Dr, Cooper Ct, Grannis Rd, Lilac Ave, Meadowbrook Rd, Darlington Ave$688
Danbury Ave, Wolf Ave, Forestdale Dr, Joliet Rd, Burleigh Rd, Orme Rd, S Parkway Dr, David Rd, Bangor Ave, Crudele Dr$685
Shady Oak Blvd, Cherie, Briarcliff Dr, Crofton Rd, Rosewood Ave, S Highland Ave, Hillside Ave, Borges Ave, Maple Leaf Dr, Donovan Dr$681
Carpenter Rd, Orme Rd, Sherwood Cir, Maplerow Ave, Thornhurst Ave, Grove Dr, Blythin Rd, Maple Leaf Dr, Avondale Ave, Rosalie Dr$687
Rybak Ave, Birchwood Rd, Park Knoll Dr, Brookhill Dr, Alice Ct, Hy Court St, Fairlawn Blvd, Chaincraft Rd, Garfield Blvd, Thornhurst Ave$686

Garfield Heights, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Garfield Heights$102 to $104
Maple Heights$102
Valley View$116
Cuyahoga Heights$106

Garfield Heights, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Maple Heights city, Ohio $86 $114 $171
Valley View village, Ohio $97 $129 $194
Cuyahoga Heights village, Ohio $89 $118 $177

Garfield Heights, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Garfield Heights, OH4.9%12.7%
Maple Heights4.87%12.98%
Valley View3.72%12.08%
Cuyahoga Heights4.33%17.74%

Garfield Heights Renters Insurance as a Percentage of Rent

Garfield Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 66 2.0% $360
$200 to $299 75 2.0% $810
$300 to $499 193 6.0% $1260
$500 to $749 1,205 39.0% $1935
$750 to $999 698 22.0% $2685
$1,000 to $1,499 665 21.0% $3810
$1,500 or more 134 4.0% $5460

Garfield Heights, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Garfield Heights Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,100$4,500
Net Savings to Garfield Heights Home Owner from High Deductible Plan $600

Garfield Heights, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Garfield Heights, OH Home Replacement Value MORE than Home Value Garfield Heights, OH Home Replacement Value LESS than Home Value
Replacement Value $124,000 $79,000
Insurance Premium based on Replacement Value $575 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Garfield Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceAmerican Family Insurance
Monthly Premium 273556
Year Built 196819501978
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Garfield Heights, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1958 170,000 Shingles Roof 2,530 4 $500 Deductible 350 7 Stone Siding No
1942 250,000 Wood Shake Roof 3,430 5 > $10,000 Deductible 300 8 Brick siding yes
1950 235,000 Wood Shake Roof 4,010 5 $2500-$5000 Deductible 970 12 Brick siding No
1979 190,000 Wood Shake Roof 2,470 5 $500- $1000 Deductible 400 7 Fiber-Cement Siding No
1950 110,000 Composition Roof 2,000 4 $2500-$5000 Deductible 20 1 Stone Siding No
1977 225,000 Tile Roof 2,870 5 $1000-$2500 Deductible 400 6 Brick siding yes
1972 95,000 Asphalt Shingles Roof 1,440 3 $500 Deductible 160 5 Stone Siding No
1975 120,000 Metal Roof 1,700 3 $500- $1000 Deductible 480 12 Brick siding No
1945 360,000 Metal Roof 4,540 5 $2500-$5000 Deductible 1180 12 Brick siding No
1968 175,000 Slate Shingles Roof 2,330 4 $500- $1000 Deductible 370 7 Stone Siding yes
1965 120,000 Tile Roof 2,130 5 $500 Deductible 440 10 Brick siding yes
1964 310,000 Slate Shingles Roof 4,030 5 $1000-$2500 Deductible 700 8 Stucco siding No
1960 95,000 Slate Shingles Roof 1,370 3 $500- $1000 Deductible 180 8 Stucco siding No
1967 225,000 Asphalt Shingles Roof 4,000 5 $5000 to $10,000 Deductible 90 2 Stucco siding yes
1961 200,000 Wood Shake Roof 3,140 4 $500- $1000 Deductible 610 12 Stucco siding No
1949 300,000 Membrane Roof 4,490 5 $500- $1000 Deductible 890 10 Vinyl siding yes
1948 125,000 Asphalt Shingles Roof 1,630 3 $500- $1000 Deductible 400 10 Stone Siding No
1960 245,000 Shingles Roof 4,460 5 $5000 to $10,000 Deductible 180 4 Fiber-Cement Siding yes
1962 105,000 Metal Roof 1,580 3 $500 Deductible 130 5 Stucco siding yes
1940 225,000 Slate Shingles Roof 3,150 4 > $10,000 Deductible 40 1 Vinyl siding yes
1961 170,000 Composition Roof 2,720 5 $500- $1000 Deductible 480 8 Stucco siding No
1956 220,000 Asphalt Shingles Roof 2,880 4 $5000 to $10,000 Deductible 560 10 Stone Siding No
1970 145,000 Shingles Roof 2,020 3 $1000-$2500 Deductible 70 2 Wood siding yes
1949 215,000 Metal Roof 2,940 4 $500- $1000 Deductible 1010 12 Vinyl siding yes
1947 120,000 Wood Shake Roof 1,630 4 $500- $1000 Deductible 40 1 Wood siding yes