Gardena Insurance Rates:

Gardena, CA homeowners insurance is about $529 to $718, about $44-$59/month. Our detailed analysis indicates shoppers can save upto $249 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Old Republic Home Protection
I unfortunately had a very poor experience with old republic home protection. however, something i did like about them was the fact that they had been providing good after sales service
Progressive
Since I get to pick my coverage and deductible I control how much I want to pay for a deductible, that being said ,they are lower then most.
Allstate
In Allstate insurance company in experience with home insurance is best. So its also good.
Allstate
Our deductible with our current home insurance company is pretty comparable to other insurance companies. We did our research into many other companies and we felt that our final decision was the best for our budget and our needs.
Allstate
I like how well they handle claims. they have fast service who are there to help you at any time of the day. they are very friendly and helpful and are sure to get you back on track.
Allstate
When i call or email to request a document or estimate from them they make sure to get back to me within that same day, it's kind of unbelievable how punctual they are.
Liberty Mutual
The staff is very friendly and helpful, IÃḃ€™ve never had any issues with their service. It is easy to get in touch with help on the phone or the website. I've never had to wait more than 10 minutes on the phone for help. They don't put you on hold for a long amount of time and they call back very quickly.
Aig
I think it’s fair. A good middle ground within the insurance field. Other insurance companies offered more discounts with higher premiums, which is just a way to charge more for what you're already getting. Overall, I'm neutral on the topic.
Allstate
I only talk to her when I need help... She doesn't pester me trying to upsell me.
Nationwide
the base policy is a little bit higher but i taked on some other policies and i feel i got a good overall rate

Gardena, CA Homeowners Insurance By Home Value

Gardena, CA Home Value Total Homes % of Total Average Gardena, CA Homeowners Insurance
Less than $50,000 843 12.0% $43
$50,000 to $59,999 72 1.0% $87
$100,000 to $124,999 74 1.0% $193
$150,000 to $174,999 196 3.0% $280
$175,000 to $199,999 222 3.0% $324
$200,000 to $249,999 626 9.0% $393
$250,000 to $299,999 1,040 15.0% $480
$300,000 to $399,999 3,239 49.0% $611

Top Home Insurance Agents Near Gardena, CA

Home Insurance Company Near Gardena, CA Homeowners Insurance Agency Near Gardena, CA Address
State Farm Al Lopez 208 S Glendale Ave, Glendale, CA, 91205-1714
State Farm Howard Blumberg 31244 P Verdes Dr W Ste 221, Rch Palos Vrd, CA, 90275-5370
State Farm Jason Hobbs 18351 Beach Blvd Ste B, Huntingtn Bch, CA, 92648-1346
State Farm John Hernandez 13631 Van Nuys Blvd Ste B, Pacoima, CA, 91331-3613
Farmers Rita Sorfazian 5711 Lankershim Blvd # 101, N Hollywood, CA, 91601

Gardena, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Gardena, CA

Streets in Gardena Area Homeowners Insurance Cost
Galaxy Pl, Nuanu Dr, Apollo Pl, S Dalton Ave, 141st Pl, W 172nd St, 155th Ct, W 186th St, W 146th Pl, Sutro Ave$623
Pebblecreek Way, Van Buren Ct, W 154th Pl, W 185th St, Arcturus Ave, Stonecreek Ln, Amethyst Cir, Dublin Ave, Opal Way, Komori Cir$622
Cobblestone Ln, W 165th Pl, Arcturus Ave, W 150th St, W 141st Pl, Wadkins Ave, 141st Pl, 156th Ct, Harvard Pl, 172nd Pl$617
W 183rd St, Venus Pl, W 143rd Pl, Jupiter Pl, W 167th St, W 180th St, W 145th Pl, W 150th St, Daleside Ave, Electric St$622
Saint Andrews Pl, Merit Park Dr, W 170th St, Ruthelen Ave, W 165th Pl, Kingsley Dr, S Dalton Ave, Garnet Ln, W 150th St, 144th Pl$618

Gardena, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gardena$93 to $95
Alondra Park$95
West Athens$93
West Rancho Dominguez$91

Gardena, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Alondra Park CDP, California $95 $127 $191
West Athens CDP, California $94 $125 $188
West Rancho Dominguez CDP, California $92 $122 $183

Gardena, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gardena, CA2.6%13.8%
Alondra Park2.44%13.18%
West Athens2.52%13.95%
West Rancho Dominguez2.91%15.74%

Gardena Renters Insurance as a Percentage of Rent

Gardena Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 199 1.0% $1237
$500 to $749 1,055 9.0% $1912
$750 to $999 2,775 26.0% $2662
$1,000 to $1,499 4,763 44.0% $3787
$1,500 or more 1,657 15.0% $5437

Average Cost Of Home Insurance By Company In Areas Nearby Gardena For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAIG Prop Cas877
250000500NewAmerican Reliable750
300000500NewStillwater Prop & Cas Co640
5000002500NewHomesite1148
5000002500NewSafeco720
7500002500NewGrange1238
1500002501-3 YearsCalifornia Capital455
1500005001-3 YearsUnigard Group656
25000010001-3 YearsMercury Ins Group354
3000005001-3 YearsHomesite997
3000005001-3 YearsOregon Mutual691
40000010001-3 YearsSafeco956
75000025001-3 YearsTravelers1240
1500005004-6 YearsCalifornia Capital441
1500005004-6 YearsEncompass713
1500005004-6 YearsGeneral Ins359
1500005004-6 YearsIDS Property Casualty520
1500005004-6 YearsTravelers444
25000010004-6 YearsAmco710
25000010004-6 YearsAmerican Modern898
25000010004-6 YearsGrange655
25000010004-6 YearsUniversal North America448
40000010004-6 YearsGrange1004
40000010004-6 YearsTravelers871

Gardena, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Gardena Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,600$7,100
Net Savings to Gardena Home Owner from High Deductible Plan $1,500

Gardena, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gardena, CA Home Replacement Value MORE than Home Value Gardena, CA Home Replacement Value LESS than Home Value
Replacement Value $430,500 $293,500
Insurance Premium based on Replacement Value $1,425 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $89,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $150/year

Example Gardena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 7838127
Year Built 199419881978
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $300000-$350000$250000-$300000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Gardena, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 355,000 Metal Roof 2,010 4 $500 Deductible 410 5 Stone Siding yes
1958 235,000 Slate Shingles Roof 1,630 4 > $10,000 Deductible 540 12 Vinyl siding yes
1991 490,000 Composition Roof 2,370 4 $500- $1000 Deductible 1040 9 Wood siding No
1962 335,000 Slate Shingles Roof 2,090 3 $500- $1000 Deductible 250 3 Vinyl siding yes
1956 355,000 Slate Shingles Roof 2,110 4 $500- $1000 Deductible 900 9 Stone Siding No
1980 275,000 Metal Roof 1,520 2 $500- $1000 Deductible 370 9 Stucco siding yes
1972 200,000 Tile Roof 990 2 $500- $1000 Deductible 410 10 Stone Siding No
1981 140,000 Membrane Roof 930 2 $500 Deductible 80 2 Vinyl siding No
1982 190,000 Composition Roof 1,050 2 $500 Deductible 410 9 Brick siding yes
1985 225,000 Asphalt Shingles Roof 1,520 3 > $10,000 Deductible 250 9 Brick siding No
1969 350,000 Metal Roof 2,040 4 $5000 to $10,000 Deductible 500 6 Wood siding yes
1990 445,000 Metal Roof 2,270 4 $2500-$5000 Deductible 1000 8 Vinyl siding yes
1983 310,000 Wood Shake Roof 1,650 3 $500- $1000 Deductible 700 9 Wood siding yes
1981 255,000 Shingles Roof 1,400 3 $5000 to $10,000 Deductible 440 12 Wood siding No
1969 410,000 Metal Roof 2,180 3 $5000 to $10,000 Deductible 770 9 Brick siding No
1983 315,000 Slate Shingles Roof 2,230 4 $2500-$5000 Deductible 50 1 Vinyl siding yes
1961 185,000 Shingles Roof 900 2 $1000-$2500 Deductible 90 2 Brick siding No
1973 550,000 Composition Roof 3,130 4 $500 Deductible 930 6 Fiber-Cement Siding No
1951 345,000 Composition Roof 1,720 3 $5000 to $10,000 Deductible 740 12 Fiber-Cement Siding No
1954 380,000 Asphalt Shingles Roof 1,860 4 $500- $1000 Deductible 1090 9 Stone Siding yes
1970 235,000 Composition Roof 1,190 2 > $10,000 Deductible 370 12 Brick siding yes
1991 340,000 Shingles Roof 1,750 4 $1000-$2500 Deductible 480 8 Vinyl siding yes
1977 160,000 Tile Roof 940 2 $1000-$2500 Deductible 260 7 Fiber-Cement Siding No
1989 330,000 Shingles Roof 2,010 4 $500 Deductible 280 3 Vinyl siding No
1986 190,000 Metal Roof 1,040 2 $5000 to $10,000 Deductible 170 5 Fiber-Cement Siding No
1962 425,000 Tile Roof 2,080 4 $1000-$2500 Deductible 540 9 Wood siding No
1982 300,000 Tile Roof 1,430 2 $5000 to $10,000 Deductible 160 4 Stone Siding No
1974 305,000 Metal Roof 1,940 3 $2500-$5000 Deductible 50 1 Vinyl siding No
1985 285,000 Composition Roof 1,410 2 $2500-$5000 Deductible 440 9 Stucco siding No
1988 470,000 Membrane Roof 3,020 4 $5000 to $10,000 Deductible 740 9 Brick siding yes
1951 285,000 Metal Roof 1,990 3 $2500-$5000 Deductible 210 4 Brick siding yes
1966 305,000 Wood Shake Roof 1,460 3 $2500-$5000 Deductible 190 3 Fiber-Cement Siding yes
1991 165,000 Asphalt Shingles Roof 970 2 $500- $1000 Deductible 430 12 Brick siding No

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