Garden Grove Insurance Rates:

Garden Grove, CA homeowners insurance is nearly $539 to $728, about $44-$60/month. Our detailed research reveals consumers can save as much as $253 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Century National
My only complaint on this company is that the earthquake policy is very expensive. my house is made of cinder blocks, which is probably why it is expensive.
State Farm
I do not shop for insurance because we have used Statefarm for over 25 years and haven't had a reason to switch.
We had to call a while ago to inquire about moving the policy to a different location. The person on the end of the line emailed us the form we would be required to fill out prior to the call ending.
They will work with you as much as they can. they are upfront and will tell you every single thing you need to know.
State Farm
Company forces me to keep multiple policies with them to get a discount, even though i could get individual policies elsewhere that would cost less.
The Hartford
All of the staff that i have spoken to over the phone or in the office, have been beyond friendly.
State Farm
The customer service is excellent. They respond to claims quickly and do not give you the runaround. They inform you quickly if there is any problem they detect from their end. For example, if there was an overcharge. In this instance, they refunded the amount in a reasonable time period.
Allstate's app/website are great in my opinion. They have everything I need and make it easy for me to manage my policy.
Easy to work with and very good when I call about communicating. I like their premium prices and the fact that they are consistently the lowest, even though I don't bundle my care insurance through them.
State Farm
They are just an insurance company, and all insurance companies are in the same boat in my eyes. But this one offers the local connection with my agent and I can get reports from my neighbors on their interactions with them. I like the lack of anonymity.
State Farm
I don't have any glaring issues. Maybe lowering the premium for a while or offering a discount for not having a claim in five years would help customers to save their premium
Liberty Mutual
Whenever I have sent them an email query, I have received a response within a day. Not just that they also follow up to find out if I had any additional concerns.
Liberty Mutual
The app is the most user-friendly app I've encountered. I love that I can access all of my policy documents on the app and send them out via email if needed. The coverage calculator tool is great for assessing if we need more or less coverage. I also love that I can add items to my policy right from their site/app.
State Farm
I like the prices of State Farm and the amount of coverage they provide. Their coverage feels comprehensive and beneficial.
State Farm
They are responsive and quick to get things done. I don't care for phone trees, but everyone has those now. All in all, they have been very helpful.
Mercury Insurance Group
If I had to choose something I dislike it is the technology the company uses. They basically only have a website with minimal features. You even need to make a call to make a payment. They need to add chat, the mobile app with payment features.
I dislike the insincerity when it comes to purchasing home insurance. It seems like they're only out for themselves in this part of their business.
Saferoad Insurance
Nothing I dislike about the company I can say 20 more times lol I love the company I really do it's quite good better than most, to be honest with you
Safeco Insurance
I would recommend anyone looking for new coverage to seek out quotes from my carrier. I have been satisfied with the premiums and coverage and have actually moved all of my insurance needs to this carrier. When you bundle plans, you save money.
State Farm
I would recommend State Farm. I've been with them for over 20 years so obviously I think they are a good company. I do shop around every year or so to see if there is better coverage at lower rates, but so far haven't been tempted to change.
Farmer's Insurance
When I had damage to my home from a severe wind storm, they responded quickly and were very efficient at all points during the claim process. My claim was paid quickly and was fair
Farmer's Insurance
I would think my home owners. Is about the same as other ins rates. I would rate them as a 5 .
State Farm
Really the only negative thing I don't like about the company is the mobile app, it's difficult to navigate to the point where I just deleted the app from my phone altogether.
I dislike that certain policies must still be handled by a person and not over the phone. Some things even need to be handled in writing and have to be faxed to the agent.
i would recommend great service low premiums low deductibles fast payment on claims

Garden Grove, CA Homeowners Insurance By Home Value

Garden Grove, CA Home Value Total Homes % of Total Average Garden Grove, CA Homeowners Insurance
Less than $50,000 890 7.0% $37
$60,000 to $69,999 127 1.0% $94
$150,000 to $174,999 309 2.0% $246
$175,000 to $199,999 207 1.0% $284
$200,000 to $249,999 1,102 9.0% $341
$250,000 to $299,999 1,572 13.0% $417
$300,000 to $399,999 7,236 60.0% $531

Top Home Insurance Agents Near Garden Grove, CA

Home Insurance Company Near Garden Grove, CA Homeowners Insurance Agency Near Garden Grove, CA Address
State Farm Carlos Luy 9146 Telegraph Rd, Downey, CA, 90240-2467
Allstate Jennifer Bell 1021 E Imperial Hwy Ste G2, Brea, CA, 92821
Allstate Jose Soberanes 7710 Limonite Ave Ste B, Riverside, CA, 92509
Travelers Kinecta Financial & Insurance Services Llc 13920 CITY CENTER DR STE 220, CHINO HILLS, CA, 91709
NA Carmack Ins 4000 Westerly Place, Suite 200 Newport Beach, Newport Beach, CA, 92660

Garden Grove, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Garden Grove, CA

Streets in Garden Grove Area Homeowners Insurance Cost
Valencia Way, Jane Way, Eugene St, Barker St, Raffia Ct, Penn Way, la Dona Ave, W Henderson Pl, Jenny Ln, Anawood Way$626
S Willowbrook Ln, Johnston Rd, Haileigh St, Perrin Dr, Hardee Way, Rochelle Ave, Roselee Dr, Shapell St, Laird St, Kedge Ave$661
Ellery Dr, W Lorane Way, Finchley Ave, Ale Ln, Starboard St, Monte Carlo Dr, Balos Dr, Wickham Pl, W Sim Pl, Poes St$619
Tristan Dr, Dove Ct, Casa Grande Ave, Iris Dr, Samura Ln, Almondine Dr, Seacrest Cir, Stonegate Ln, Marble Cir, Dorothy Ave$649
Ravenna Ln, Libby Ln, Melody Cir, Hibiscus Dr, Kent St, Boyd Ave, Elizabeth Ln, Belfast Dr, Glen Cove Dr, Bay Hill Ct$622
Juniper Ct, Jola Ln, Earle Dr, Richmond Ave, Eleanor Dr, Whitney Cir, W Convention Way, Autumn Ln, W Tonia Pl, Poppy Dr$623
Dapplegrey Rd, Haven Ln, Troy St, Camo Bluff Ct, Banner Dr, Bradford St, Deanann Pl, Firebrand Cir, Arden St, Richmond Ave$625
Seneca Dr, Medina Dr, Aldgate Ave, Bobby Ln, Tobie St, Pearce St, Los Altos St, Strathmore Dr, Olympus Dr, Heidi St$631
Biscayne Blvd, Persimmons Cir, Agnes Stanley St, Stratford Way, Bently Ave, Capri Dr, Andy Reese, Elizabeth St, Orrway Dr, Cobalt Ct$635
Topaz Cir, McKinley Cir, Reva Dr, Linnell Ave, Malibu Dr, N Newhope St, Garden Dr, Stratford Ave, Pleasant Pl, Spinnaker St$631

Garden Grove, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Garden Grove$94 to $97
Midway City$93

Garden Grove, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stanton city, California $77 $102 $153
Westminster city, California $80 $107 $160
Midway City CDP, California $78 $104 $156

Garden Grove, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Garden Grove, CA2.4%13.9%
Midway City2.66%17.1%

Garden Grove Renters Insurance as a Percentage of Rent

Garden Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 550 2.0% $782
$300 to $499 699 3.0% $1232
$500 to $749 705 3.0% $1907
$750 to $999 2,300 11.0% $2657
$1,000 to $1,499 8,656 44.0% $3782
$1,500 or more 6,403 32.0% $5432

Average Cost Of Home Insurance By Company In Areas Nearby Garden Grove For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewHartford (Sentinel)474
200000500NewTokio Marine America232
2500001000NewAmerican Modern898
4000001000NewIDS Property Casualty693
5000001000NewAmerican Security995
5000001000NewCalifornia Capital927
7500002500NewStillwater Ins Co737
2000005001-3 YearsHorace Mann P & C530
2000005001-3 YearsUniversal North America363
25000010001-3 YearsCalifornia Casualty445
25000010001-3 YearsHomesite792
2500005001-3 YearsTravelers442
3000005001-3 YearsMercury Ins Group387
40000010001-3 YearsGrange991
40000010001-3 YearsMAPFRE Group751
50000025001-3 YearsGeneral Ins445
75000025001-3 YearsMercury Ins Group750
1500002504-6 YearsHorace Mann407
2000005004-6 YearsQBE (Balboa)571
25000010004-6 YearsAmica Mutual736
25000010004-6 YearsFirst American Ins557
2500005004-6 YearsMercury Ins Group414
50000010004-6 YearsSafeco1020
75000025004-6 YearsAmerican Security1921

Garden Grove, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Garden Grove Homeowner Insurance Premium Example $2,600$1,600
Out of Pocket Expense During Claim$1,200$5,200
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,200$13,200
Net Savings to Garden Grove Home Owner from High Deductible Plan $1,000

Garden Grove, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Garden Grove, CA Home Replacement Value MORE than Home Value Garden Grove, CA Home Replacement Value LESS than Home Value
Replacement Value $494,500 $337,500
Insurance Premium based on Replacement Value $1,575 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $102,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $175/year

Example Garden Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceAllstate
Monthly Premium 317857
Year Built 199219761963
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $175000-$200000$500000-$600000$250000-$300000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Garden Grove, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 825,000 Wood Shake Roof 4,180 5 $500 Deductible 1230 6 Brick siding yes
1988 935,000 Metal Roof 4,090 5 $500 Deductible 700 3 Brick siding yes
1995 280,000 Tile Roof 1,730 2 > $10,000 Deductible 40 1 Fiber-Cement Siding No
1975 310,000 Wood Shake Roof 1,680 2 $500 Deductible 340 6 Stucco siding yes
1987 500,000 Slate Shingles Roof 2,580 4 $2500-$5000 Deductible 710 10 Wood siding yes
1993 335,000 Asphalt Shingles Roof 1,860 5 $2500-$5000 Deductible 450 9 Stone Siding No
1980 580,000 Shingles Roof 2,770 4 $2500-$5000 Deductible 980 10 Wood siding yes
1987 515,000 Asphalt Shingles Roof 2,270 5 $1000-$2500 Deductible 920 7 Vinyl siding yes
1991 300,000 Tile Roof 1,460 2 $1000-$2500 Deductible 370 7 Fiber-Cement Siding No
1986 370,000 Asphalt Shingles Roof 2,310 3 $500- $1000 Deductible 1010 12 Stucco siding No
1967 455,000 Wood Shake Roof 2,750 5 $5000 to $10,000 Deductible 280 4 Brick siding yes
1968 585,000 Shingles Roof 2,540 5 $500 Deductible 580 4 Brick siding yes
1996 305,000 Slate Shingles Roof 1,310 3 $5000 to $10,000 Deductible 430 7 Stone Siding yes
1983 625,000 Slate Shingles Roof 3,230 4 $2500-$5000 Deductible 810 8 Brick siding yes
1967 235,000 Shingles Roof 1,460 2 $2500-$5000 Deductible 400 9 Wood siding yes
1990 265,000 Shingles Roof 1,600 3 $500- $1000 Deductible 730 10 Stone Siding No
1968 360,000 Composition Roof 1,660 2 $5000 to $10,000 Deductible 660 12 Brick siding yes
1963 475,000 Composition Roof 2,350 3 > $10,000 Deductible 390 6 Stucco siding yes
1974 365,000 Asphalt Shingles Roof 1,890 4 > $10,000 Deductible 240 4 Wood siding yes
1966 725,000 Composition Roof 4,020 5 $5000 to $10,000 Deductible 1160 9 Stucco siding yes
1985 520,000 Composition Roof 2,850 4 $1000-$2500 Deductible 1010 10 Fiber-Cement Siding yes
1965 1,015,000 Slate Shingles Roof 4,800 5 $2500-$5000 Deductible 1010 7 Brick siding No
1963 195,000 Tile Roof 1,220 2 $500- $1000 Deductible 560 10 Wood siding yes
1983 465,000 Asphalt Shingles Roof 2,030 5 $500- $1000 Deductible 250 3 Brick siding yes
1989 440,000 Composition Roof 2,010 3 $500 Deductible 560 6 Wood siding yes
1980 270,000 Membrane Roof 1,280 3 $500- $1000 Deductible 480 8 Stucco siding yes
1969 460,000 Composition Roof 2,180 4 $1000-$2500 Deductible 1120 12 Vinyl siding yes
1984 845,000 Metal Roof 4,750 5 $500- $1000 Deductible 300 2 Fiber-Cement Siding No
1979 195,000 Shingles Roof 930 2 $500 Deductible 280 5 Stucco siding No
1975 510,000 Composition Roof 1,787 4 $1000-$2500 Deductible 930 7 Brick siding yes

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