Garden City Insurance Rates:

Garden City, GA homeowners insurance is nearly $731 to $999, about $60-$83/month. Our comprehensive research indicates shoppers can save as much as $346 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Garden City, GA Homeowners Insurance By Home Value

Garden City, GA Home Value Total Homes % of Total Average Garden City, GA Homeowners Insurance
Less than $50,000 471 31.0% $216
$50,000 to $59,999 26 1.0% $449
$60,000 to $69,999 36 2.0% $562
$80,000 to $89,999 37 2.0% $735
$90,000 to $99,999 189 12.0% $821
$100,000 to $124,999 190 12.0% $951
$125,000 to $149,999 148 9.0% $1185
$150,000 to $174,999 179 12.0% $1401
$175,000 to $199,999 99 6.0% $1617
$200,000 to $249,999 69 4.0% $1946
$250,000 to $299,999 19 1.0% $2387

Top Home Insurance Agents Near Garden City, GA

Home Insurance Company Near Garden City, GA Homeowners Insurance Agency Near Garden City, GA Address
NA National Insurance Services Bld. 200 Main St., Ste 201-M , Hilton Head Island, SC, 29925
Travelers Lee Hill & Rowe Insurors 7031 HODGSON MEMORIAL DR, SAVANNAH, GA, 31406
Liberty Mutual Independent Remer Lane Insurance 8401 WATERS AVE, SAVANNAH, GA, 31406
Travelers Sherrill & Company 7805 WATERS AVE STE 10A, SAVANNAH, GA, 31406
Allstate Thomas Palmer 110 Pipemakers Cir, Pooler, GA, 31322

Cost Of Homeowners Insurance By Street Near Garden City, GA

Streets in Garden City Area Homeowners Insurance Cost
Oberlin Dr, Sweetwater Ln, Birkenhead Rd, Chapel Lake S, Park of Commerce Dr, Flonnel Ave, Pine Lakes Ave, Kane St, Old Buckhalter Rd, Waycross Rd$935
Davis Ave, Summer Lake Way, Vireo Ln, Ansford Dr, Circle Dr, Cleland St, Coldstream Rd, Live Oak Ln, Flat Rock Trce, Overland Cove$906
Pink Dogwood Ln, 1st St, White Oak Bluff, Blluegrass Ln, Wax Myrtle Way, Sawgrass Dr, Osteen St, Grove Point Rd, Cumberland Way, Copper Creek Cir$908
Village Lake Dr, Krenson St, Ballasalla Loop, Bob Harmon Rd, Moor Hen Lndg, Capella Cir, Shale Ct, Harley Dr, Mainhouse Ln, Rowan Pl$903
Telfair Rd, Slate Cir, Milsey Bay Cir, Vidalia Rd, Seaboard Coastline Dr, Nelson Ave, Beaufort Rd, Rostrum Ln, Nicholson Dr, 4th St$825

Garden City, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Garden City$128 to $130
Pooler$137
Port Wentworth$135
Henderson$139

Garden City, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pooler city, Georgia $114 $152 $228
Port Wentworth CCD, Chatham County, Georgia $113 $151 $226
Pooler-Bloomingdale CCD, Chatham County, Georgia $113 $151 $226

Garden City, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Garden City, GA7.1%19.4%
Pooler4.74%20.7%
Port Wentworth5.06%18.24%
Pooler-Bloomingdale5.15%17.96%

Garden City Renters Insurance as a Percentage of Rent

Garden City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 1.0% $378
$200 to $299 41 2.0% $828
$300 to $499 98 5.0% $1278
$500 to $749 672 36.0% $1953
$750 to $999 756 40.0% $2703
$1,000 to $1,499 235 12.0% $3828
$1,500 or more 25 1.0% $5478

Average Cost Of Home Insurance By Company In Areas Nearby Garden City For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $585.79
$250,000 frame American National General Insurance Company N/A $1312 $1274
$350,000 veneer Foremost Signature Insurance Company $3574 $3549 N/A
$400,000 veneer Georgia Farm Bureau Casualty Insurance Company $2928 $2806 $2536
$250,000 veneer Grange Mutual Casualty Company N/A N/A N/A
$250,000 veneer Lm Insurance Corporation N/A $2478 $2366
$250,000 veneer Old Dominion Insurance Company $2056 $1708 $1582
$300,000 frame State Farm Fire & Casualty Company N/A N/A $3084.00
$100,000 frame The Armed Forces Insurance Corporation $740 $673 $568
$250,000 frame The Armed Forces Insurance Corporation $1640 $1571 $1449

Garden City, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Garden City Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Garden City Home Owner from High Deductible Plan $600

Garden City, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Garden City, GA Home Replacement Value MORE than Home Value Garden City, GA Home Replacement Value LESS than Home Value
Replacement Value $141,500 $88,500
Insurance Premium based on Replacement Value $800 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Garden City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualState Farm
Monthly Premium 346647
Year Built 201219831976
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$100000-$125000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Garden City, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 85,000 Tile Roof 1,470 3 $1000-$2500 Deductible 100 3 Wood siding No
1968 215,000 Metal Roof 2,730 4 $5000 to $10,000 Deductible 140 3 Stone Siding No
1982 130,000 Composition Roof 1,670 3 $500 Deductible 650 10 Stucco siding yes
1989 140,000 Membrane Roof 1,990 4 $1000-$2500 Deductible 490 9 Wood siding No
2011 250,000 Composition Roof 3,100 4 $2500-$5000 Deductible 110 2 Stucco siding yes
1968 170,000 Wood Shake Roof 2,270 4 $2500-$5000 Deductible 50 1 Vinyl siding yes
1958 125,000 Composition Roof 1,630 4 $500- $1000 Deductible 190 5 Fiber-Cement Siding yes
1955 140,000 Membrane Roof 1,850 3 $2500-$5000 Deductible 510 10 Stucco siding No
1988 130,000 Slate Shingles Roof 2,120 4 $500- $1000 Deductible 500 8 Fiber-Cement Siding No
1997 170,000 Tile Roof 2,030 3 $5000 to $10,000 Deductible 470 10 Stucco siding yes
2014 175,000 Composition Roof 2,960 4 $500- $1000 Deductible 800 12 Fiber-Cement Siding yes
1961 160,000 Metal Roof 2,120 3 $500- $1000 Deductible 290 6 Stucco siding yes
2002 195,000 Composition Roof 3,380 4 $2500-$5000 Deductible 430 7 Stucco siding yes
2004 105,000 Membrane Roof 1,600 3 $2500-$5000 Deductible 460 12 Stucco siding yes
1972 155,000 Tile Roof 2,270 3 $500- $1000 Deductible 280 5 Wood siding No
1961 105,000 Membrane Roof 1,380 3 $1000-$2500 Deductible 370 10 Vinyl siding No
1965 170,000 Composition Roof 2,640 4 $5000 to $10,000 Deductible 140 3 Brick siding No
1976 140,000 Composition Roof 1,940 3 $500- $1000 Deductible 400 7 Fiber-Cement Siding yes
1995 135,000 Composition Roof 1,690 3 $500 Deductible 150 2 Stone Siding yes
1963 250,000 Composition Roof 3,200 4 $1000-$2500 Deductible 950 9 Stone Siding yes
1999 150,000 Tile Roof 2,080 3 $500 Deductible 90 2 Fiber-Cement Siding yes
1991 205,000 Composition Roof 3,030 4 $2500-$5000 Deductible 560 8 Wood siding yes
1984 95,000 Membrane Roof 1,490 3 $500 Deductible 240 8 Stucco siding No
1981 135,000 Metal Roof 1,740 4 $500 Deductible 280 5 Fiber-Cement Siding No
2010 115,000 Composition Roof 1,730 3 $2500-$5000 Deductible 30 1 Vinyl siding No
1955 130,000 Slate Shingles Roof 1,670 3 $2500-$5000 Deductible 270 10 Wood siding yes
1956 125,000 Metal Roof 1,890 4 $1000-$2500 Deductible 160 4 Stucco siding No
1953 180,000 Membrane Roof 2,200 3 $5000 to $10,000 Deductible 170 3 Wood siding yes
1983 155,000 Metal Roof 2,260 4 $1000-$2500 Deductible 110 2 Stucco siding yes
1967 90,000 Slate Shingles Roof 1,450 3 $500 Deductible 220 7 Fiber-Cement Siding yes
2011 175,000 Wood Shake Roof 2,680 4 $500- $1000 Deductible 910 12 Vinyl siding yes
1978 115,000 Composition Roof 1,410 3 $2500-$5000 Deductible 260 8 Vinyl siding yes
1969 155,000 Tile Roof 2,420 4 $5000 to $10,000 Deductible 50 1 Stucco siding No
2012 165,000 Metal Roof 2,270 4 $500- $1000 Deductible 290 5 Stone Siding No