Galt Insurance Rates:

Galt, CA homeowners insurance is approximately $516 to $703, about $43-$58/month. Our complete guide indicates shoppers can save upto $243 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They are very prompt and easy to deal with and are so easy to converse with.They want to upgrade the policy at least bi-yearly which I don't like because if I want any upgrades I will notify them.
Liberty Mutual
I would definitely recommend my home insurance company because they made it very easy to smoothly transition to their policy. Additionally, we saved a few hundred dollars a year.
Allstate
the insurance company compared in other company my company is very best.
Travelers
I also enjoy the fact that their customer support is top notch and accommodate any concerns i have with my current home insurance plan.
Farmer's Insurance
Farmers send me a lot of email reminders for products and services i don't need nor do i intend on ever purchasing.
Mercury
Customer service was very informative when asked about the reduction in premiums. I have not needed to have another communication.
State Farm
Good customer service, tons of local offices which is a huge plus and quite knowledgeable about their products. Really like how you can talk to people in person vs. having to do it over the phone.
Amica Mutual Insurance
The billing feature is simple, clear and easy to use with automatic payments. The website is also easy to use and has a chat feature and it is quick to submit a claim. The lost password feature is clunky though.
Allstate
I like that they offer and bundle all my insurances. I like how responsive they are whenever I need anything
Farmer's Insurance
I was looking for new insurance a few months ago and the agent was extremely fast and helpful. No problems at all

Galt, CA Homeowners Insurance By Home Value

Galt, CA Home Value Total Homes % of Total Average Galt, CA Homeowners Insurance
Less than $50,000 321 5.0% $54
$70,000 to $79,999 97 1.0% $170
$80,000 to $89,999 106 1.0% $194
$90,000 to $99,999 119 1.0% $219
$100,000 to $124,999 347 5.0% $249
$125,000 to $149,999 455 7.0% $316
$150,000 to $174,999 730 11.0% $371
$175,000 to $199,999 545 8.0% $432
$200,000 to $249,999 1,187 18.0% $517
$250,000 to $299,999 971 15.0% $633
$300,000 to $399,999 1,390 21.0% $803

Top Home Insurance Agents Near Galt, CA

Home Insurance Company Near Galt, CA Homeowners Insurance Agency Near Galt, CA Address
Travelers Cottingham & Butler Insurance Services Inc 203 LITTLETON CT, FOLSOM, CA, 95630
State Farm Doug Rowley 8908 Madison Ave Ste B, Fair Oaks, CA, 95628-4019
State Farm Greg Polley 8084 Old Auburn Rd Ste B, Citrus Hts, CA, 95610-2559
State Farm Ross Lopez 71 Sand Creek Rd Ste K, Brentwood, CA, 94513-7320
Travelers Wright Insurance Agency 2100 W KETTLEMAN LANE, LODI, CA, 95242

Galt, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Galt, CA

Streets in Galt Area Homeowners Insurance Cost
Germany Rd, Ostrander Ct, Cedar Canyon Cir, Simmerhorn Rd, Bridlerack Ct, Wendy Hope Dr, Tack Ct, Lacey Rd, Halton Ct, Harness Ln$640
Oldenburg Way, Silver Aspen Ct, Oberlin Dr, Ketcherside Ln, Dromoland Ct, Teal Ln, Kirkwood Rd, S Emerald Oak Dr, Snow Lily Ct, Oaken Aly$600
Labrador Ct, Moose Creek Way, Bergeron Rd, Strathaven Way, Hanovarian Cir, Warmwood Ct, Gay Rd, W C St, Colmore Ct, Borden Rd$603
Live Oak Ave, Partridge Dr, Manton Ct, Casado Dr, Duncraig Way, Fumasi Dr, Kirkwood St, Bennett Rd, Jeannie Ln, Darr Ln$601
Wilton Rd, Cleland Ct, Riding Trail Dr, Avondale Ct, Lauchert Pl, Cindy Ln, Simon St, Corral Pl, Saddle Crest Circle, Chabolla Ave$605

Galt, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Galt$91 to $93
Clay$94
Herald$92
Collierville$93

Galt, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clay CDP, California $79 $105 $157
Herald CDP, California $77 $102 $153
Wilton CDP, California $79 $105 $158

Galt, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Galt, CA2.4%10.6%
Clay1.75%16.13%
Herald1.91%10.5%
Wilton1.62%11.39%

Galt Renters Insurance as a Percentage of Rent

Galt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 76 2.0% $345
$200 to $299 79 2.0% $795
$300 to $499 94 3.0% $1245
$500 to $749 383 14.0% $1920
$750 to $999 454 16.0% $2670
$1,000 to $1,499 902 33.0% $3795
$1,500 or more 689 25.0% $5445

Galt, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Galt Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,400$7,800
Net Savings to Galt Home Owner from High Deductible Plan $600

Galt, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Galt, CA Home Replacement Value MORE than Home Value Galt, CA Home Replacement Value LESS than Home Value
Replacement Value $275,000 $178,500
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Galt Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceTravelers
Monthly Premium 386228
Year Built 200919962011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$350000-$400000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Galt, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 435,000 Wood Shake Roof 3,090 5 $500 Deductible 180 2 Vinyl siding No
1985 265,000 Membrane Roof 1,840 4 $2500-$5000 Deductible 420 9 Stucco siding yes
1986 375,000 Membrane Roof 3,090 4 $500 Deductible 620 7 Wood siding yes
2012 320,000 Tile Roof 2,790 5 > $10,000 Deductible 290 9 Fiber-Cement Siding yes
2014 305,000 Tile Roof 1,960 3 $5000 to $10,000 Deductible 70 1 Fiber-Cement Siding yes
1994 355,000 Wood Shake Roof 2,820 4 $1000-$2500 Deductible 840 10 Stucco siding No
1986 455,000 Metal Roof 3,020 4 $500- $1000 Deductible 90 1 Fiber-Cement Siding No
2001 310,000 Tile Roof 2,160 3 > $10,000 Deductible 290 7 Wood siding No
2010 250,000 Slate Shingles Roof 1,950 3 $2500-$5000 Deductible 270 6 Vinyl siding yes
1985 175,000 Membrane Roof 1,410 3 $500 Deductible 300 7 Fiber-Cement Siding No
2014 575,000 Membrane Roof 3,560 5 $5000 to $10,000 Deductible 410 5 Fiber-Cement Siding yes
1995 220,000 Asphalt Shingles Roof 1,890 5 $2500-$5000 Deductible 540 12 Stucco siding No
1992 230,000 Tile Roof 1,700 3 $500 Deductible 480 8 Stucco siding No
1981 410,000 Tile Roof 2,470 4 $5000 to $10,000 Deductible 230 4 Wood siding yes
2002 390,000 Wood Shake Roof 3,060 5 > $10,000 Deductible 500 7 Fiber-Cement Siding No
2002 390,000 Composition Roof 3,080 5 $500 Deductible 520 6 Stone Siding No
2012 275,000 Wood Shake Roof 2,330 5 $5000 to $10,000 Deductible 40 1 Wood siding yes
1994 220,000 Metal Roof 1,620 3 $1000-$2500 Deductible 260 6 Brick siding No
2004 240,000 Tile Roof 1,780 5 $5000 to $10,000 Deductible 410 9 Vinyl siding yes
2006 400,000 Asphalt Shingles Roof 2,780 4 $1000-$2500 Deductible 260 3 Stone Siding yes
1992 235,000 Slate Shingles Roof 1,510 3 > $10,000 Deductible 60 2 Fiber-Cement Siding yes
2014 295,000 Composition Roof 1,840 4 > $10,000 Deductible 320 9 Wood siding yes
2007 310,000 Slate Shingles Roof 2,020 3 $2500-$5000 Deductible 570 9 Vinyl siding yes
2000 225,000 Slate Shingles Roof 1,930 4 $2500-$5000 Deductible 300 9 Stucco siding No
2012 365,000 Membrane Roof 2,690 5 > $10,000 Deductible 120 2 Stucco siding No
1988 165,000 Wood Shake Roof 1,370 3 $1000-$2500 Deductible 280 9 Stucco siding yes
1988 250,000 Slate Shingles Roof 1,500 3 $5000 to $10,000 Deductible 260 6 Vinyl siding No
2004 250,000 Membrane Roof 1,500 3 > $10,000 Deductible 30 1 Stucco siding No
1988 165,000 Composition Roof 1,430 3 $1000-$2500 Deductible 140 5 Fiber-Cement Siding No
1985 465,000 Slate Shingles Roof 3,470 5 $1000-$2500 Deductible 370 5 Wood siding No
2006 330,000 Asphalt Shingles Roof 2,750 4 $500- $1000 Deductible 320 4 Vinyl siding No
2007 220,000 Membrane Roof 1,700 4 $5000 to $10,000 Deductible 140 4 Stucco siding yes
1982 250,000 Shingles Roof 1,890 3 $1000-$2500 Deductible 200 5 Stone Siding yes
1981 560,000 Composition Roof 3,960 5 > $10,000 Deductible 160 2 Brick siding yes

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