Galloway Insurance Rates:

Galloway, NJ homeowners insurance is nearly $707 to $959, about $58-$79/month. Our thorough analysis indicates shoppers can save upto $333 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like state farm because they were fluid throughout the whole transition of buying a home. they provided me with clear instructions and details about how to tackle home insurance. this was my first home and home buying experience so they helped guy me through everything.
Esurance
I wish my annual rates were lower!
State Farm
I honestly do not dislike anything as of yet. I have yet to have a bad experience with the company. If anything, I wish their car insurance was lower in cost so I could bundle.
American National Property And Casualty Company
I guess it is okay, but I don't really know that much about it. I don't really know that much about other insurance companies either.
Travelers
It is easy for me to navigate to where I want to go on the website. I find the log-in section quickly and am able to find my policy documents quickly as well. It is also very easy to file a claim on the website and app.
Allstate
sometimes my bill payments were supposadly never recieved which is very odd becuase i i know that i send them at the correct dates every month.
Geico
Every time I talk to them they are courteous and very helpful. There are not any long hold times or speaking only to an automated system.

Galloway, NJ Homeowners Insurance By Home Value

Galloway, NJ Home Value Total Homes % of Total Average Galloway, NJ Homeowners Insurance
Less than $50,000 280 3.0% $74
$80,000 to $89,999 138 1.0% $274
$90,000 to $99,999 104 1.0% $308
$100,000 to $124,999 213 2.0% $358
$125,000 to $149,999 239 3.0% $449
$150,000 to $174,999 596 7.0% $533
$175,000 to $199,999 841 10.0% $616
$200,000 to $249,999 2,034 25.0% $741
$250,000 to $299,999 1,753 22.0% $907
$300,000 to $399,999 1,657 20.0% $1157

Top Home Insurance Agents Near Galloway, NJ

Home Insurance Company Near Galloway, NJ Homeowners Insurance Agency Near Galloway, NJ Address
NA Mcmahon Agency, Inc. 2131 Asbury Ave Ocean City, Ocean City, NJ, 8226
Farmers Douglas Leap 1622 Tilton Rd Ste 1, Northfield, NJ, 8225
State Farm Essie Migala 10501 Academy Rd Ste H, Philadelphia, PA, 19114-1137
Allstate Samuel Graisbery 4 Shoppers Ln Ste 4, Turnersville, NJ, 8012
Allstate Susan Hyman 17-10 River Rd, Fair Lawn, NJ, 7410

Cost Of Homeowners Insurance By Street Near Galloway, NJ

Streets in Galloway Area Homeowners Insurance Cost
S Reeds Rd, E Grist Mill Way, Apple Dr, N Leipzig Ave, E Navesink Dr, Falling Leaf Ct, Howard St, S Zurich Ave, Dover Ct, W Herschel St$852
E Jimmie Leeds Rd, Ethan Ln, Co Hwy 647, Kelly Dr, Co Hwy 686, S Cape May Ave, E Key Dr, Donna Dr, W Rene Ave, E Collins Rd$851
Bobwhite Dr, Blakes Ln, Leeds Point Rd, S Bella Ct, Sawmill Rd, Plainfield Ave, Fisler Ave, Old Shore Rd, Victoria Dr, Sylvania Ave$802
Shell Landing Rd, S English Creek Rd, Crestview Ave, Old Mays Landing Rd, Anthony Ln, 7th Ave, Buerger St, Harwich Way, W Fairmont Ave, Hastings Dr$838
S Fairview Ave, Oak Dr, N Pembrooke Way, Clarks Landing Rd, Belladonna Ave, E Nightingale Way, Blue Spruce Ave, S Asbury Ave, W Liebig Ave, E Crestview Ave$846

Galloway, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Galloway$124 to $127
Smithville$124
Port Republic$128
Pomona$125

Galloway, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Smithville CDP, New Jersey $104 $138 $207
Port Republic city, New Jersey $107 $143 $214
Pomona CDP, New Jersey $104 $139 $208

Galloway, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Galloway, NJ3.6%8.2%
Smithville4.02%8.11%
Port Republic3.31%8.39%
Pomona3.24%8.92%

Galloway Renters Insurance as a Percentage of Rent

Galloway Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 1.0% $341
$200 to $299 28 1.0% $791
$300 to $499 96 3.0% $1241
$500 to $749 114 4.0% $1916
$750 to $999 339 13.0% $2666
$1,000 to $1,499 1,362 53.0% $3791
$1,500 or more 598 23.0% $5441

Galloway, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Galloway Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,600$12,400
Net Savings to Galloway Home Owner from High Deductible Plan $1,200

Galloway, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Galloway, NJ Home Replacement Value MORE than Home Value Galloway, NJ Home Replacement Value LESS than Home Value
Replacement Value $329,000 $195,500
Insurance Premium based on Replacement Value $1,975 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,500 Risk Exposure from Under Insuring Coverage is $72,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $375/year

Example Galloway Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceFarmers Insurance
Monthly Premium 5269243
Year Built 200819811996
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$600000-$700000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Galloway, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 475,000 Wood Shake Roof 4,110 5 $1000-$2500 Deductible 1320 8 Stucco siding yes
2005 200,000 Wood Shake Roof 1,520 2 $5000 to $10,000 Deductible 250 6 Stone Siding yes
1994 255,000 Composition Roof 2,150 3 $500 Deductible 110 1 Brick siding No
2000 205,000 Asphalt Shingles Roof 1,720 2 > $10,000 Deductible 430 9 Vinyl siding yes
1986 595,000 Slate Shingles Roof 4,220 5 $2500-$5000 Deductible 1250 7 Vinyl siding No
1991 385,000 Metal Roof 2,780 5 $2500-$5000 Deductible 120 1 Stucco siding yes
1983 255,000 Tile Roof 1,730 3 $1000-$2500 Deductible 440 6 Wood siding No
2009 220,000 Asphalt Shingles Roof 1,370 2 > $10,000 Deductible 230 5 Vinyl siding yes
2012 270,000 Slate Shingles Roof 2,220 4 $1000-$2500 Deductible 890 10 Stucco siding yes
1983 320,000 Metal Roof 2,740 4 > $10,000 Deductible 560 10 Stone Siding No
2005 310,000 Metal Roof 2,050 3 $5000 to $10,000 Deductible 800 8 Vinyl siding yes
1992 290,000 Metal Roof 2,210 3 > $10,000 Deductible 240 4 Stucco siding No
1997 250,000 Asphalt Shingles Roof 1,690 4 $1000-$2500 Deductible 280 4 Stone Siding No
1981 255,000 Wood Shake Roof 1,850 4 > $10,000 Deductible 110 2 Fiber-Cement Siding No
1985 150,000 Asphalt Shingles Roof 1,320 2 $1000-$2500 Deductible 410 8 Vinyl siding yes
1982 180,000 Asphalt Shingles Roof 1,260 3 $500 Deductible 60 1 Vinyl siding yes
2013 235,000 Slate Shingles Roof 2,110 4 $500 Deductible 740 9 Brick siding yes
2007 210,000 Asphalt Shingles Roof 1,360 3 > $10,000 Deductible 700 10 Stone Siding No
2006 215,000 Membrane Roof 1,760 2 $5000 to $10,000 Deductible 410 8 Stone Siding No
2011 255,000 Composition Roof 1,870 4 $1000-$2500 Deductible 700 9 Fiber-Cement Siding yes
2008 225,000 Composition Roof 1,770 4 $500 Deductible 320 3 Stucco siding yes
2011 190,000 Slate Shingles Roof 1,340 2 $500- $1000 Deductible 780 12 Fiber-Cement Siding yes
1991 195,000 Asphalt Shingles Roof 1,610 3 $500- $1000 Deductible 200 2 Stone Siding No
1993 235,000 Slate Shingles Roof 1,660 5 $1000-$2500 Deductible 410 5 Brick siding No
2007 250,000 Asphalt Shingles Roof 1,630 2 $500- $1000 Deductible 100 1 Stucco siding yes
2012 175,000 Membrane Roof 1,100 2 $500 Deductible 110 1 Brick siding No
2003 380,000 Metal Roof 2,750 4 $2500-$5000 Deductible 860 5 Brick siding No
1981 340,000 Composition Roof 2,360 4 $1000-$2500 Deductible 800 9 Stone Siding yes