Gallatin Insurance Rates:

Gallatin, TN homeowners insurance is nearly $696 to $946, about $58-$78/month. Our comprehensive analysis indicates shoppers can save upto $328 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
The app is easy and very helpful i can use it for almost all of my needs no need to call geico
Allstate
They withdrew money from my account when they weren't authorize to do so. so, i am disappointed with them. they seem to take longer to solve a claim.
American General
This company is very affordable and easy to get approved. i was able to get setup and insured very fast.
Grange Insurance
They do not communicate very often and they do not explain things well in advance when they make changes. They do have communications that tell you about the politics of the company such as who is getting what position.
Grange Insurance
As most companies are nowadays all customer service is pretty much in India and I really don't like dealing with them on the phone anymore
Erie Insurance
I HAVE NOTHING BAD TO SAY ABOUT THIS COMPANY AND I WILL BE STAYING AS A CUSTOMER FOR A LONG TIME INTO THE FUTURE.
Erie Insurance
I HAVE BEEN EXTREMELY HAPPY WITH ERIE. THE COST HAS ALWAYS BEEN COMPETITIVE AND THE CUSTOMER SERVICE IS EXCELLENT. I FEEL LIKE I AM TREATED LIKE FAMILY AND NOT ANOTHER CUSTOMER
Liberty Mutual
the only thing i dislike about liberty mutual is that their permium is too high i guess that they have a high premium is because they provide good service
State Farm
Here’s an overview of the basics of homeowners insurance for single-family houses. Note that apartment insurance, or condo insurance, has some key differences that we’ll cover below.

Gallatin, TN Homeowners Insurance By Home Value

Gallatin, TN Home Value Total Homes % of Total Average Gallatin, TN Homeowners Insurance
Less than $50,000 478 7.0% $123
$50,000 to $59,999 95 1.0% $262
$60,000 to $69,999 144 2.0% $328
$70,000 to $79,999 145 2.0% $377
$80,000 to $89,999 184 2.0% $435
$90,000 to $99,999 373 6.0% $484
$100,000 to $124,999 742 11.0% $558
$125,000 to $149,999 844 13.0% $697
$150,000 to $174,999 1,022 16.0% $829
$175,000 to $199,999 622 10.0% $960
$200,000 to $249,999 821 13.0% $1149
$250,000 to $299,999 261 4.0% $1403
$300,000 to $399,999 473 7.0% $1789

Top Home Insurance Agents Near Gallatin, TN

Home Insurance Company Near Gallatin, TN Homeowners Insurance Agency Near Gallatin, TN Address
Travelers Aaa Auto Club South-Murfreesboro 1970 OLD FORT PKWY STE 2, MURFREESBORO, TN, 37129
Erie Abc Insurance Group Inc. 7009 Lenox Village Drive Suite 107, Nashville, TN, 37211
Travelers Allee Agency Inc 9005 OVERLOOK BLVD 1ST FL, BRENTWOOD, TN, 37027
Allstate Amanda O Neal 3046 Columbia Ave Ste 206, Franklin, TN, 37064
State Farm David St. Charles 5083 Main St Ste 4, Spring Hill, TN, 37174-2773

Cost Of Homeowners Insurance By Street Near Gallatin, TN

Streets in Gallatin Area Homeowners Insurance Cost
Phillips Hollow Rd, Lees Ln, Callie Ave, Plantation Pass, N Rocky Top St, W Lori Lee Dr, Woods Ferry Rd, Porter Ct, Wavecrest Cir Pvt, Oxford Pl$818
Allen Dr, Liberty Pt, Scottsville Pike, Mulberry Grove, W Schell St, W Gray St, Paisley Way, Savannah Ct, Northshore Dr, Canoe Ln$829
Woods Ferry Cir, Worthington Dr, Barren Rd, Hunters Horn, Steam Plant Rd, N Ford St, Countryside Dr, Lindsey Hollow Rd, Quail Ct, Littleton Ranch Rd$825
Winston Ln, Potter Ln, Chambers Cir, Newton Ln, Old Dobbins No 2 Pike, Scarbrough Ct N, Martha Ave, Chipman Rd, Watson St, Flaxton St$836
Wyncrest Ct, Dawn Dr, Lavergne Cir, Briarcliff Ct, Green Mountain Ln, Stoddard St, Hinton Dr, Hillview Dr, Brights Ln, Bothwell Pl$887
Upper Station Camp Creek Rd, Public Sq, Crenshaw Rd, Dickerson Bay Dr, W Lee Etta Dr, Anna Dr, Longboat Dr, Rock House Hollow Rd, Stalbridge Ct, Hinton Rd$859
Morningside Dr, Canoe Branch Ln, Higginson Pl S, Giles Ln, Scarbrough Ct S, Old Hwy 31 No 4 E, Devon Chase Pvt Hill, Barton Dr, Roosevelt Cir, Hix Ln$844
McDougal Ln, Mount Vernon Rd, Livingfield Ct, Lauderdale Ln, Brave Hill, Vantrease Ln, W Franklin St, Lt Gibson Cir, Bushs Ln, Baker Ln$832
Hale Ave, Langwood Dr, Albright Ln, Jason Ct, Hearn St, Dirt Rd, Langwood Ct, Lake Ct, Vaughn St, Flynn Rd$800
Trina St, Lower Station Camp Creek Rd, Pruitt Ln, Simpson St, Lane St, Lone Oak Dr, Kraft St, Shagbark Way, Gateway Dr, Wallace Rd$819

Gallatin, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gallatin$122 to $125
Cottontown$119
Sumner County$124
Graball$121

Gallatin, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cottontown CDP, Tennessee $100 $133 $199
Sumner County, Tennessee $104 $138 $207
Shackle Island CDP, Tennessee $109 $145 $218

Gallatin, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gallatin, TN5.5%17.7%
Cottontown4.86%22.49%
Sumner County4.91%17.51%
Shackle Island4.67%16.61%

Gallatin Renters Insurance as a Percentage of Rent

Gallatin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 103 2.0% $346
$200 to $299 196 3.0% $796
$300 to $499 357 7.0% $1246
$500 to $749 1,555 30.0% $1921
$750 to $999 2,062 40.0% $2671
$1,000 to $1,499 548 10.0% $3796
$1,500 or more 239 4.0% $5446

Gallatin, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Gallatin Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Gallatin Home Owner from High Deductible Plan $600

Gallatin, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gallatin, TN Home Replacement Value MORE than Home Value Gallatin, TN Home Replacement Value LESS than Home Value
Replacement Value $105,000 $64,500
Insurance Premium based on Replacement Value $550 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Gallatin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAllstate
Monthly Premium 16154104
Year Built 200519741998
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $50000-$75000$500000-$600000$250000-$300000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Gallatin, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 515,000 Wood Shake Roof 4,700 5 $1000-$2500 Deductible 1340 9 Fiber-Cement Siding yes
1998 220,000 Membrane Roof 2,240 3 $1000-$2500 Deductible 180 2 Wood siding No
2010 250,000 Slate Shingles Roof 3,180 4 $2500-$5000 Deductible 750 10 Brick siding yes
1974 160,000 Shingles Roof 1,940 4 $500- $1000 Deductible 770 12 Brick siding yes
1987 205,000 Shingles Roof 2,120 3 $500- $1000 Deductible 80 1 Stucco siding No
2010 285,000 Slate Shingles Roof 2,930 4 $500 Deductible 250 2 Stucco siding yes
1970 130,000 Wood Shake Roof 1,260 3 $1000-$2500 Deductible 300 8 Brick siding No
2013 385,000 Membrane Roof 3,330 5 $2500-$5000 Deductible 730 6 Fiber-Cement Siding No
1986 250,000 Wood Shake Roof 2,270 3 $5000 to $10,000 Deductible 620 7 Fiber-Cement Siding No
1983 205,000 Membrane Roof 1,810 3 $500- $1000 Deductible 420 7 Stucco siding yes
1989 125,000 Wood Shake Roof 1,290 3 $1000-$2500 Deductible 350 9 Wood siding yes
1996 315,000 Shingles Roof 3,490 5 > $10,000 Deductible 620 9 Brick siding No
2001 105,000 Metal Roof 1,280 3 $500 Deductible 380 7 Stucco siding yes
1998 300,000 Asphalt Shingles Roof 2,660 4 $2500-$5000 Deductible 1210 10 Brick siding No
2002 270,000 Wood Shake Roof 3,080 4 > $10,000 Deductible 640 9 Stucco siding yes
2006 160,000 Tile Roof 1,630 4 $1000-$2500 Deductible 410 10 Wood siding yes
2014 470,000 Asphalt Shingles Roof 4,480 5 $1000-$2500 Deductible 1340 6 Stone Siding yes
1979 290,000 Asphalt Shingles Roof 2,530 4 $2500-$5000 Deductible 590 6 Fiber-Cement Siding No
1975 105,000 Tile Roof 1,040 2 $1000-$2500 Deductible 30 1 Wood siding No
2000 330,000 Tile Roof 3,530 5 $2500-$5000 Deductible 1040 10 Stone Siding No
1989 120,000 Membrane Roof 1,530 5 $1000-$2500 Deductible 290 7 Stucco siding yes
2003 165,000 Asphalt Shingles Roof 1,440 2 $5000 to $10,000 Deductible 150 3 Vinyl siding yes
2005 165,000 Membrane Roof 1,940 3 $500- $1000 Deductible 390 7 Fiber-Cement Siding No
1978 215,000 Composition Roof 2,030 4 > $10,000 Deductible 370 8 Wood siding yes
1985 140,000 Composition Roof 1,780 4 $500 Deductible 120 3 Wood siding No
1981 160,000 Composition Roof 1,740 2 $5000 to $10,000 Deductible 360 7 Stucco siding yes
2010 180,000 Shingles Roof 2,230 4 $500 Deductible 350 7 Stucco siding yes
1974 210,000 Metal Roof 2,040 4 $500- $1000 Deductible 750 10 Vinyl siding yes
1982 260,000 Slate Shingles Roof 2,470 5 $500 Deductible 720 7 Wood siding No
1985 350,000 Composition Roof 4,010 5 > $10,000 Deductible 140 2 Vinyl siding No
1993 140,000 Wood Shake Roof 1,430 3 $500 Deductible 260 4 Stone Siding yes
2000 250,000 Asphalt Shingles Roof 2,540 4 $5000 to $10,000 Deductible 680 9 Stone Siding yes