Gallatin, TN homeowners insurance is nearly $696 to $946, about $58-$78/month. Our comprehensive analysis indicates shoppers can save upto $328 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Gallatin, TN | Homeowners Insurance Agency Near Gallatin, TN | Address |
|---|---|---|
| Travelers | Aaa Auto Club South-Murfreesboro | 1970 OLD FORT PKWY STE 2, MURFREESBORO, TN, 37129 |
| Erie | Abc Insurance Group Inc. | 7009 Lenox Village Drive Suite 107, Nashville, TN, 37211 |
| Travelers | Allee Agency Inc | 9005 OVERLOOK BLVD 1ST FL, BRENTWOOD, TN, 37027 |
| Allstate | Amanda O Neal | 3046 Columbia Ave Ste 206, Franklin, TN, 37064 |
| State Farm | David St. Charles | 5083 Main St Ste 4, Spring Hill, TN, 37174-2773 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cottontown CDP, Tennessee | $100 | $133 | $199 |
| Sumner County, Tennessee | $104 | $138 | $207 |
| Shackle Island CDP, Tennessee | $109 | $145 | $218 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Gallatin, TN | 5.5% | 17.7% |
| Cottontown | 4.86% | 22.49% |
| Sumner County | 4.91% | 17.51% |
| Shackle Island | 4.67% | 16.61% |
| Gallatin Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 103 | 2.0% | $346 |
| $200 to $299 | 196 | 3.0% | $796 |
| $300 to $499 | 357 | 7.0% | $1246 |
| $500 to $749 | 1,555 | 30.0% | $1921 |
| $750 to $999 | 2,062 | 40.0% | $2671 |
| $1,000 to $1,499 | 548 | 10.0% | $3796 |
| $1,500 or more | 239 | 4.0% | $5446 |
| Streets in Gallatin Area | Homeowners Insurance Cost |
|---|---|
| Phillips Hollow Rd, Lees Ln, Callie Ave, Plantation Pass, N Rocky Top St, W Lori Lee Dr, Woods Ferry Rd, Porter Ct, Wavecrest Cir Pvt, Oxford Pl | $818 |
| Allen Dr, Liberty Pt, Scottsville Pike, Mulberry Grove, W Schell St, W Gray St, Paisley Way, Savannah Ct, Northshore Dr, Canoe Ln | $829 |
| Woods Ferry Cir, Worthington Dr, Barren Rd, Hunters Horn, Steam Plant Rd, N Ford St, Countryside Dr, Lindsey Hollow Rd, Quail Ct, Littleton Ranch Rd | $825 |
| Winston Ln, Potter Ln, Chambers Cir, Newton Ln, Old Dobbins No 2 Pike, Scarbrough Ct N, Martha Ave, Chipman Rd, Watson St, Flaxton St | $836 |
| Wyncrest Ct, Dawn Dr, Lavergne Cir, Briarcliff Ct, Green Mountain Ln, Stoddard St, Hinton Dr, Hillview Dr, Brights Ln, Bothwell Pl | $887 |
| Upper Station Camp Creek Rd, Public Sq, Crenshaw Rd, Dickerson Bay Dr, W Lee Etta Dr, Anna Dr, Longboat Dr, Rock House Hollow Rd, Stalbridge Ct, Hinton Rd | $859 |
| Morningside Dr, Canoe Branch Ln, Higginson Pl S, Giles Ln, Scarbrough Ct S, Old Hwy 31 No 4 E, Devon Chase Pvt Hill, Barton Dr, Roosevelt Cir, Hix Ln | $844 |
| McDougal Ln, Mount Vernon Rd, Livingfield Ct, Lauderdale Ln, Brave Hill, Vantrease Ln, W Franklin St, Lt Gibson Cir, Bushs Ln, Baker Ln | $832 |
| Hale Ave, Langwood Dr, Albright Ln, Jason Ct, Hearn St, Dirt Rd, Langwood Ct, Lake Ct, Vaughn St, Flynn Rd | $800 |
| Trina St, Lower Station Camp Creek Rd, Pruitt Ln, Simpson St, Lane St, Lone Oak Dr, Kraft St, Shagbark Way, Gateway Dr, Wallace Rd | $819 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Gallatin | $122 to $125 |
| Cottontown | $119 |
| Sumner County | $124 |
| Graball | $121 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Gallatin Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,900 | $6,300 |
| Net Savings to Gallatin Home Owner from High Deductible Plan | $600 | |
| Scenario | Gallatin, TN Home Replacement Value MORE than Home Value | Gallatin, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $105,000 | $64,500 |
| Insurance Premium based on Replacement Value | $550 | $350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,000 | Risk Exposure from Under Insuring Coverage is $21,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | Liberty Mutual | State Farm | Allstate |
| Monthly Premium | 16 | 154 | 104 |
| Year Built | 2005 | 1974 | 1998 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $50000-$75000 | $500000-$600000 | $250000-$300000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | $1000-$2500 Deductible |