Gallatin Insurance Rates:

Gallatin, MO homeowners insurance is nearly $831 to $1,127, about $69-$93/month. Our complete guide shows customers can save upto $391 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I think Geico's customer service is one of the company's best selling points; the phone representative was always friendly and to-the-point when I asked them questions.
Geico
The main reason we went with Geico was because it was the cheapest quote that we received, while still providing the same amount of coverage.
Allstate
The website is well put together and they make it easy to make payments! they also offer discounts for paying in one lump sum instead of making monthly payments!
Aaa
The extra monthly payments could seem like a waste of money if someone feels these accidents wouldn't occur at their home
State Farm
I love that state farm was there for me during my car crash, and they covered the bulk of the costs.
Shelter
I like that the company goes out of its way to provide superior customer service. I feel like they save me a lot of time and hassle by taking care of things without me having to stay on top of them for it to happen.
Shelter
I have no complaints to report with the minimum amount of time that I have had to deal with this insurance company. The rates seem fair and I am ignorantly bliss about the payouts.
Liberty Mutual
Same as above, pretty okay besides the one time I had a minor issue getting updates on my claim payout.
American Family
I wish that our premium didn't go up so much every year, but it could be worse. It could always be higher.
Progressive
its included in my rent is and is handled by my landlord. I'm completely satisfied by it. i lie that it covers me in case of a natural disaster
Geico
I would highly recommend Geico for home insurance.They are a big company with a good reputation.They are not a small company without the resources to cover your insurance needs.

Gallatin, MO Homeowners Insurance By Home Value

Gallatin, MO Home Value Total Homes % of Total Average Gallatin, MO Homeowners Insurance
Less than $50,000 1,020 6.0% $176
$50,000 to $59,999 220 1.0% $381
$60,000 to $69,999 416 2.0% $479
$70,000 to $79,999 460 2.0% $548
$80,000 to $89,999 835 4.0% $626
$90,000 to $99,999 1,156 6.0% $695
$100,000 to $124,999 3,557 21.0% $812
$125,000 to $149,999 3,194 19.0% $1018
$150,000 to $174,999 2,317 13.0% $1204
$175,000 to $199,999 1,045 6.0% $1380
$200,000 to $249,999 1,606 9.0% $1664
$250,000 to $299,999 617 3.0% $2036
$300,000 to $399,999 347 2.0% $2584

Top Home Insurance Agents Near Gallatin, MO

Home Insurance Company Near Gallatin, MO Homeowners Insurance Agency Near Gallatin, MO Address
Farmers Christopher Chris Grant 10800 Farley St Ste 240, Overland Park, KS, 66210
Liberty Mutual Independent Flury-Hinderks Ins Agency Inc 4601 COLLEGE BLVD STE 120, Gil Garden Avetrani Insurance Group, KS, 66211
State Farm Jim Hallam 1225 NE Douglas Street, Lees Summit, MO, 64086
State Farm Ron Culp 9407 W 87th Street, Overland Park, KS, 66212-3755
Travelers Tozier Parkway Housh Jones 13606 WASHINGTON, KANSAS CITY, MO, 64145

Gallatin, MO Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Gallatin, MO

Streets in Gallatin Area Homeowners Insurance Cost
NE 86th Ter, E 25 Ave, NE Oaktree Ln, S Woodland Dr, NW 85th St, NW 96th St, Cowden Dr, NW 71st St, Cheyenne Cir, NW 54 St$1,018
N Oak St, NW 70 Ct, NW 73 St, NE 34th St, NE 47 Ter, NE 82nd Ter, NE Doniphan Ln, NE 38 St, NE 43rd, NE 64 Ter$981
Pursell Rd, Fayette St, NE Milan Ave, N Wyandotte Ave, NE Briarcliff Rd, W 14th Ave, NE 69th St, NE 58 Ter, E 23rd Ave, NE 32 St$973
I- 29, NW 51 St, NE 41st Ter, NE 36th St, NE Englewood Rd, NW 67th Ter, NE Kelsey Rd, N Winchester Ave, NW 60th St, N Baltimore Ct$951
N Highland Ct, NE 39th Ter, E 16th Ave, NW 72nd St, NW 61st Ter, N Holly St, NW 63rd St, NW 51st Ter, NW 68th Pl, NW 67th Ter$982
NE Lindberg Dr, State Hwy 210, NW Plaza Dr, NE 68 St, NE Gladstone Ln, N Wayne St, N Jarboe Dr, NE 58th Ter, NW 88th Ter, NW 83rd St$955
NE Scandia Ln, NE Park St, NW Greentree Ln, NW 63 Ter, NW 64 St, Bell St, NE 61st Ter, NW 41st St, N Purdin Rd, NE 52 Ter$991
NW Briar Point Dr, N Hickory Ct, Doris St, NE Circle Dr, NW 51 Ter, Riverboat Dr, NE Younger Rd, NW 52nd St, NW 47th St, NW Englewood Ct$982
NW 66th Ter, NW 56th St, N Oaktree Ln, NW 68 St, NE 69th Ter, NE 40th St, State Hwy 9, NE 65th Ter, NE 54th Ter, NE 50 Ter$984
N Poplar Ave, N Pursell Rd, NE Rock Creek Dr, N Fuller Ave, NE 32nd Ter, N Mohawk Ln, NW 68th St, NE 67 Ter, Armour Rd, Gladstone Waterworks Rd$961

Gallatin, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gallatin$146 to $149
Oaks$156
Oakwood$157
Oakwood Park$147

Gallatin, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oaks village, Missouri $156 $208 $312
Oakwood village, Missouri $158 $210 $315
Oakwood Park village, Missouri $147 $196 $294

Gallatin, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gallatin, MO6.4%18.0%
Oaks4.95%14.21%
Oakwood4.32%13.78%
Oakwood Park5.3%16.52%

Gallatin Renters Insurance as a Percentage of Rent

Gallatin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 264 2.0% $793
$300 to $499 774 6.0% $1243
$500 to $749 4,703 39.0% $1918
$750 to $999 3,604 30.0% $2668
$1,000 to $1,499 2,238 18.0% $3793
$1,500 or more 261 2.0% $5443

Gallatin, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Gallatin Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Gallatin Home Owner from High Deductible Plan $600

Gallatin, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gallatin, MO Home Replacement Value MORE than Home Value Gallatin, MO Home Replacement Value LESS than Home Value
Replacement Value $121,000 $77,500
Insurance Premium based on Replacement Value $725 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Gallatin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceNationwide Insurance
Monthly Premium 284788
Year Built 199519711980
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Gallatin, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 295,000 Membrane Roof 3,940 5 $500- $1000 Deductible 590 4 Vinyl siding No
1999 160,000 Slate Shingles Roof 1,710 2 $500 Deductible 550 7 Stucco siding No
1966 145,000 Asphalt Shingles Roof 1,530 3 $1000-$2500 Deductible 210 5 Brick siding No
1993 115,000 Asphalt Shingles Roof 1,220 2 $500 Deductible 110 3 Wood siding yes
2012 95,000 Membrane Roof 1,310 2 $500- $1000 Deductible 190 6 Vinyl siding No
2012 170,000 Wood Shake Roof 2,240 3 $5000 to $10,000 Deductible 210 5 Wood siding yes
2014 210,000 Wood Shake Roof 2,240 4 $500 Deductible 380 4 Stucco siding yes
2014 300,000 Metal Roof 4,430 5 $1000-$2500 Deductible 1210 12 Wood siding yes
1989 70,000 Asphalt Shingles Roof 930 2 $2500-$5000 Deductible 140 8 Fiber-Cement Siding yes
2014 140,000 Composition Roof 1,790 4 $1000-$2500 Deductible 300 5 Fiber-Cement Siding No
1972 335,000 Slate Shingles Roof 3,480 5 $500- $1000 Deductible 290 2 Fiber-Cement Siding yes
2012 160,000 Wood Shake Roof 1,620 5 $500- $1000 Deductible 120 2 Wood siding No
1983 365,000 Shingles Roof 3,680 5 $5000 to $10,000 Deductible 1210 10 Brick siding No
1991 200,000 Tile Roof 2,350 4 > $10,000 Deductible 240 4 Vinyl siding yes
1982 135,000 Asphalt Shingles Roof 1,370 2 $500 Deductible 240 4 Stucco siding yes
2010 90,000 Asphalt Shingles Roof 1,270 2 $500- $1000 Deductible 430 12 Stone Siding yes
1967 345,000 Membrane Roof 3,540 5 $5000 to $10,000 Deductible 970 10 Vinyl siding yes
1972 95,000 Shingles Roof 1,320 3 $500- $1000 Deductible 350 8 Stone Siding yes
1972 365,000 Membrane Roof 4,390 5 $5000 to $10,000 Deductible 1190 9 Brick siding No
2014 320,000 Slate Shingles Roof 3,690 5 $500- $1000 Deductible 380 3 Wood siding yes
1970 360,000 Asphalt Shingles Roof 4,650 5 $500- $1000 Deductible 280 2 Stone Siding No
2013 155,000 Metal Roof 2,070 3 $500- $1000 Deductible 40 1 Fiber-Cement Siding No
1993 105,000 Metal Roof 1,160 2 $1000-$2500 Deductible 180 6 Vinyl siding No
1964 165,000 Metal Roof 1,960 5 $5000 to $10,000 Deductible 270 5 Brick siding yes
1981 160,000 Membrane Roof 1,740 4 $2500-$5000 Deductible 270 7 Brick siding No
2012 105,000 Wood Shake Roof 1,190 2 $500- $1000 Deductible 200 6 Vinyl siding No
1972 95,000 Membrane Roof 1,300 2 $2500-$5000 Deductible 320 10 Stucco siding yes
1971 155,000 Composition Roof 1,690 2 $2500-$5000 Deductible 390 6 Wood siding yes
1969 75,000 Membrane Roof 1,050 2 $1000-$2500 Deductible 50 2 Brick siding No
1987 185,000 Slate Shingles Roof 1,930 4 $500 Deductible 100 2 Vinyl siding No
2011 215,000 Shingles Roof 3,130 4 > $10,000 Deductible 430 9 Brick siding yes
1995 105,000 Composition Roof 1,210 2 $500 Deductible 210 6 Vinyl siding yes
2012 160,000 Wood Shake Roof 1,750 4 $500 Deductible 390 5 Fiber-Cement Siding No
1962 160,000 Membrane Roof 1,740 2 $1000-$2500 Deductible 60 1 Wood siding No

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