Galion Insurance Rates:

Galion, OH homeowners insurance is roughly $573 to $777, about $47-$64/month. Our in depth research indicates shoppers can save upto $270 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Galion, OH Homeowners Insurance By Home Value

Galion, OH Home Value Total Homes % of Total Average Galion, OH Homeowners Insurance
Less than $50,000 395 16.0% $216
$50,000 to $59,999 254 10.0% $459
$60,000 to $69,999 337 14.0% $573
$70,000 to $79,999 343 14.0% $661
$80,000 to $89,999 295 12.0% $749
$90,000 to $99,999 152 6.0% $837
$100,000 to $124,999 240 10.0% $972
$125,000 to $149,999 115 4.0% $1215
$150,000 to $174,999 132 5.0% $1431
$175,000 to $199,999 59 2.0% $1653
$200,000 to $249,999 30 1.0% $1991

Top Home Insurance Agents Near Galion, OH

Home Insurance Company Near Galion, OH Homeowners Insurance Agency Near Galion, OH Address
NA Epoch Underwriting Management Agency Corp. Dba Quadrant Insurance Managers 501 W Schrock Rd Ste 301, Westerville, OH, 43081
Liberty Mutual Independent Lindsey Insurance Agency Po Box 149 , Willard, OH, 44890
Erie M J Knapp Insurance Agency Inc. 6 S Franklin Street, Richwood, OH, 43344
State Farm Nathan Hinesman 564 S Sandusky Ave, Bucyrus, OH, 44820-2626
Liberty Mutual Tamar Heard 5080 Tuttle Crossing Blvd. Ste. 320, Dublin, OH, 43016

Cost Of Homeowners Insurance By Street Near Galion, OH

Streets in Galion Area Homeowners Insurance Cost
Co Rd 51, Texter Rd, Co Hwy 8, State Rte 19, Co Rd 20, Donna Dr, Marion-Williamsport Rd, Eckert Rd, Seif Rd, Co Rd 30$708
N Bloomfield, Twp Rd 55, Twp Rd 20, Williamsport-Bloomingrove Rd, Twp Hwy 45, Twp Rd 59, Town Hwy 76, Co Hwy 47, State Rte 309, Hindman Rd$707
Co Hwy 38, State Rte 97, Texter, Ross Rd, Sassafras Dr, Haldeman Rd, Co Rd 56, Foos Rd, Twp Hwy 52, Co Hwy 37$711
Twp Hwy 249, Twp Rd 45, Lexington Steam Corners Rd, Co Rd 9, Twp Hwy 55, Chestnut Ridge Rd, Twp Rd 56, Co Hwy 57, Home Rd, Bloomingrove-New Winchester Rd$712
Steam Corners-Lexington Rd, Twp Hwy 32, Twp Hwy 38, Co Rd 47, Mt Gilead-Iberia Galion Rd, St James Rd, Co Hwy 30, W Point-Bellville Rd, Denman Rd, Clase Rd$705

Galion, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Galion$100 to $103
Polk$103
Crestline$101
Iberia$104

Galion, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Polk township, Crawford County, Ohio $87 $115 $173
Crestline village, Ohio $85 $113 $169
Iberia CDP, Ohio $87 $116 $174

Galion, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Galion, OH6.3%13.9%
Polk4.8%12.81%
Crestline5.85%16.17%
Iberia5.14%11.95%

Galion Renters Insurance as a Percentage of Rent

Galion Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 121 7.0% $367
$200 to $299 44 2.0% $817
$300 to $499 302 18.0% $1267
$500 to $749 631 38.0% $1942
$750 to $999 417 25.0% $2692
$1,000 to $1,499 137 8.0% $3817

Galion, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Galion Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,400$8,600
Net Savings to Galion Home Owner from High Deductible Plan $800

Galion, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Galion, OH Home Replacement Value MORE than Home Value Galion, OH Home Replacement Value LESS than Home Value
Replacement Value $160,000 $104,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Galion Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 502024
Year Built 198519451964
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$75000-$100000$75000-$100000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Galion, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 125,000 Membrane Roof 1,790 4 $1000-$2500 Deductible 380 12 Brick siding yes
1969 190,000 Shingles Roof 3,320 5 $1000-$2500 Deductible 490 10 Wood siding yes
1944 175,000 Metal Roof 2,510 5 $500 Deductible 190 4 Brick siding No
1948 80,000 Slate Shingles Roof 1,520 3 $2500-$5000 Deductible 80 6 Wood siding No
1979 125,000 Composition Roof 1,810 5 $500- $1000 Deductible 470 12 Fiber-Cement Siding No
1961 75,000 Slate Shingles Roof 1,180 2 $500 Deductible 70 3 Wood siding No
1985 85,000 Composition Roof 1,210 3 $500- $1000 Deductible 30 1 Wood siding yes
1944 145,000 Tile Roof 2,260 4 $500 Deductible 60 1 Wood siding yes
1970 100,000 Slate Shingles Roof 1,480 2 $1000-$2500 Deductible 70 3 Stone Siding yes
1988 180,000 Shingles Roof 2,960 5 $500- $1000 Deductible 280 5 Stucco siding yes
1949 65,000 Wood Shake Roof 910 2 $500- $1000 Deductible 20 1 Brick siding No
1989 225,000 Slate Shingles Roof 3,250 4 $500- $1000 Deductible 410 6 Stone Siding No
1970 215,000 Composition Roof 3,230 4 $500- $1000 Deductible 190 2 Brick siding No
1963 170,000 Composition Roof 2,730 4 $5000 to $10,000 Deductible 160 5 Wood siding No
1945 65,000 Slate Shingles Roof 1,070 2 $500- $1000 Deductible 180 6 Wood siding yes
1981 115,000 Tile Roof 2,190 3 $1000-$2500 Deductible 300 9 Wood siding yes
1968 100,000 Shingles Roof 1,470 2 $500 Deductible 250 10 Stone Siding No
1987 185,000 Shingles Roof 3,380 4 $5000 to $10,000 Deductible 300 8 Fiber-Cement Siding No
1940 85,000 Asphalt Shingles Roof 1,460 3 $500 Deductible 240 10 Fiber-Cement Siding No
1989 175,000 Wood Shake Roof 3,000 4 $5000 to $10,000 Deductible 30 1 Brick siding No
1966 100,000 Metal Roof 2,020 4 $500- $1000 Deductible 20 1 Stucco siding yes
1982 55,000 Tile Roof 1,130 2 $2500-$5000 Deductible 100 10 Vinyl siding yes
1961 65,000 Slate Shingles Roof 1,060 2 $2500-$5000 Deductible 190 12 Wood siding yes
1944 100,000 Asphalt Shingles Roof 1,510 3 $1000-$2500 Deductible 330 10 Vinyl siding No
1985 150,000 Asphalt Shingles Roof 2,610 5 $2500-$5000 Deductible 170 5 Wood siding yes
1983 80,000 Wood Shake Roof 1,150 2 $500- $1000 Deductible 200 9 Brick siding yes
1983 120,000 Membrane Roof 2,170 5 $500- $1000 Deductible 150 3 Stone Siding yes
1980 155,000 Slate Shingles Roof 2,150 3 $500- $1000 Deductible 190 4 Stucco siding No
1982 140,000 Shingles Roof 2,200 4 $500- $1000 Deductible 140 3 Wood siding No
1946 50,000 Slate Shingles Roof 1,020 2 $1000-$2500 Deductible 20 1 Fiber-Cement Siding yes
1980 95,000 Asphalt Shingles Roof 1,570 2 $500- $1000 Deductible 100 4 Stone Siding yes
1944 130,000 Slate Shingles Roof 2,050 3 $2500-$5000 Deductible 150 5 Fiber-Cement Siding yes
1943 210,000 Wood Shake Roof 2,990 4 $5000 to $10,000 Deductible 300 8 Vinyl siding yes
1960 140,000 Slate Shingles Roof 1,990 3 $1000-$2500 Deductible 140 3 Fiber-Cement Siding yes