Galesburg Insurance Rates:

Galesburg, IL homeowners insurance is approximately $611 to $827, about $50-$68/month. Our extensive guide indicates shoppers can save upto $288 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I have allstate for my home and my car. i like the fact that i can go to an allstate office and have a chat with them about my insurance plan and review it for errors and modify the options.
Allstate
I really like that all of my interactions with allstate have been able to be done over the phone. it was very convenient to not have to go into an office. i do wish they would let me know of different things we can do to cut down on our insurance costs.
Homesite Insurance
Homesite allows multi-policy discounts to bundle your home and auto insurances since they are partnered with progressive insurance company.
Meemic Insurance
I like the discounts available and the overall low premiums. I also like their support for educators in the community and the benefits they provide for us.
Erie Insurance
There is always someone available to help you with this claims you reported. But, sometimes they didn't solve the issue very well. The interaction is somehow painful.
Allstate
My premium is fine, however, I am always open to paying a lower amount, I think it can reduce
Allstate
When we signed up for the policy we did research and we were right in line with a couple other companies. Then we got a discount for combining with the auto insurance and it was better.
Geico
geico is completely trash, annoying advertisements everywhere, 15 minutes can save you nothing for your home insurance bro

Galesburg, IL Homeowners Insurance By Home Value

Galesburg, IL Home Value Total Homes % of Total Average Galesburg, IL Homeowners Insurance
Less than $50,000 1,837 23.0% $237
$50,000 to $59,999 896 11.0% $511
$60,000 to $69,999 815 10.0% $626
$70,000 to $79,999 845 10.0% $727
$80,000 to $89,999 801 10.0% $828
$90,000 to $99,999 364 4.0% $921
$100,000 to $124,999 694 9.0% $1065
$125,000 to $149,999 392 5.0% $1339
$150,000 to $174,999 389 5.0% $1576
$175,000 to $199,999 156 2.0% $1821
$200,000 to $249,999 304 3.0% $2196
$250,000 to $299,999 100 1.0% $2678
$300,000 to $399,999 98 1.0% $3405

Top Home Insurance Agents Near Galesburg, IL

Home Insurance Company Near Galesburg, IL Homeowners Insurance Agency Near Galesburg, IL Address
NA The Liddle Agency, Inc. 3100 N Knoxville Ave., Ste 218, Peoria, IL, 61603
NA Mid Illinois Ins Svcs Inc 1524 W Glen Ave Ste B, Peoria, IL, 61614
Allstate Brian Strode 2004 Sunset Dr, Pekin, IL, 61554
Allstate Greater Midstat Agy 114 S Broadway St, Stronghurst, IL, 61480
State Farm Scott Peet 1978 N Henderson St, Galesburg, IL, 61401-1325

Cost Of Homeowners Insurance By Street Near Galesburg, IL

Streets in Galesburg Area Homeowners Insurance Cost
Elmore Ave, Knox Road 670 E, Oren Ln, Loraine Dr, Knox Road 1025 E, Knox Road 1800 N, W Ferris St, Parkview Rd, Brentwood Ave, Washington Ave$748
Liberty St, Spruce Ave, Knox Highway 32, Saint Andrews Rd, W 3rd St, Westview Dr, E 6th Ave, 1150 N, Knox Road 1450 N, Fremont St$698
Cedar Ave, Co Hwy 26, Lyman St, Dayton Dr, Twp Rd 18A, W Co Hwy 7, W Douglas St, Iowa Ct, Lincoln St, Knox Road 560 E$745
Sunnyview Ave, Mayberry Ln, 750 E, Barefoot Rd, Imperial Dr, 1850 N, Division St, Kenwick Dr, Knox Road 1850 N, Co Rd 800 N$743
Knox Road 1200 N, Pleasant Dr, Knox Hwy 40, Lindsay Ln, 1200 N, S Henderson St, Knox Station Rd, County Line Rd, Indiana Ct, Erma Dr$729
Jefferson St, Co Hwy 21, Log City Trl, N Whitesboro St, W Grove St, Imperial Ave, Knox Road 700 N, Knox Road 1075 E, E Carl Sandburg Dr, Kreigh Ln$746
W Brooks St, Adams St, N Pearl St, Carr St, S Timber St, Knox Road 940 N, Arnold St, 975 N, Knox Road 1200 N, E Tompkins St$751
800 E, W Knox St, Laurel Ave, Oxford Ln, Knox Highway 8, S Seminary St, N Pearl St, Knox Road 1000 N, Jefferson St, N Henderson St$721
W Ann St, Harrison St, E Losey St, E Grove St, Isle Royale Rd, N Broad St, Circle Dr, Tradewinds Ave, McMasters Ave, Veterans Dr$716
Pine St, Co Rd 5, Co Hwy 14, Monroe St, Knox Road 1080 N, Herring Ave, Knox Highway 9, Abingdon St, Water St, Knox Highway 21$748

Galesburg, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Galesburg$107 to $110
East Galesburg$109
Henderson$110
Coldbrook$112

Galesburg, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Galesburg village, Illinois $91 $121 $182
Henderson township, Knox County, Illinois $92 $122 $183
Knoxville city, Illinois $92 $122 $183

Galesburg, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Galesburg, IL6.5%16.0%
East Galesburg6.45%14.45%
Henderson5.23%13.58%
Knoxville5.89%13.34%

Galesburg Renters Insurance as a Percentage of Rent

Galesburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 251 4.0% $360
$200 to $299 598 11.0% $810
$300 to $499 1,168 22.0% $1260
$500 to $749 2,054 39.0% $1935
$750 to $999 732 13.0% $2685
$1,000 to $1,499 294 5.0% $3810
$1,500 or more 165 3.0% $5460

Galesburg, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Galesburg Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,200$4,600
Net Savings to Galesburg Home Owner from High Deductible Plan $600

Galesburg, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Galesburg, IL Home Replacement Value MORE than Home Value Galesburg, IL Home Replacement Value LESS than Home Value
Replacement Value $38,000 $25,500
Insurance Premium based on Replacement Value $225 $150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $4,000
Premium Impact Insurance cheaper by $25/year Insurance costlier by $50/year

Example Galesburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmerican Family InsuranceTravelers
Monthly Premium 245073
Year Built 196019811957
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $50000-$75000$100000-$125000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Galesburg, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 85,000 Composition Roof 1,710 4 $500 Deductible 260 8 Wood siding yes
1966 110,000 Tile Roof 2,330 3 $2500-$5000 Deductible 170 6 Fiber-Cement Siding yes
1957 60,000 Composition Roof 930 2 $1000-$2500 Deductible 70 3 Stone Siding yes
1985 255,000 Composition Roof 3,670 5 $2500-$5000 Deductible 650 9 Stone Siding No
1963 115,000 Asphalt Shingles Roof 2,280 4 $500 Deductible 140 3 Wood siding yes
1969 110,000 Asphalt Shingles Roof 1,820 4 $500 Deductible 50 1 Brick siding yes
1948 315,000 Wood Shake Roof 4,560 5 $5000 to $10,000 Deductible 100 1 Vinyl siding No
1951 100,000 Shingles Roof 1,740 2 $500- $1000 Deductible 480 12 Stucco siding No
1961 130,000 Asphalt Shingles Roof 2,030 5 $1000-$2500 Deductible 260 7 Fiber-Cement Siding yes
1948 150,000 Shingles Roof 2,610 4 $5000 to $10,000 Deductible 130 3 Fiber-Cement Siding yes
1966 95,000 Wood Shake Roof 1,870 4 $2500-$5000 Deductible 170 6 Fiber-Cement Siding No
1951 205,000 Membrane Roof 2,850 4 $1000-$2500 Deductible 80 1 Stone Siding yes
1980 95,000 Asphalt Shingles Roof 2,050 4 $500 Deductible 80 2 Stucco siding No
1957 355,000 Composition Roof 4,970 5 $500- $1000 Deductible 300 2 Stone Siding yes
1958 65,000 Membrane Roof 1,360 3 $2500-$5000 Deductible 120 5 Brick siding yes
1954 95,000 Asphalt Shingles Roof 1,720 4 $500 Deductible 280 7 Fiber-Cement Siding yes
1985 95,000 Shingles Roof 1,850 3 $500- $1000 Deductible 280 8 Vinyl siding No
1974 120,000 Tile Roof 1,960 3 $500- $1000 Deductible 460 10 Fiber-Cement Siding yes
1961 105,000 Shingles Roof 2,200 4 $500 Deductible 40 1 Stucco siding No
1984 225,000 Membrane Roof 4,150 5 $5000 to $10,000 Deductible 670 9 Brick siding yes
1950 100,000 Metal Roof 1,490 2 $1000-$2500 Deductible 70 3 Fiber-Cement Siding yes
1962 75,000 Membrane Roof 1,520 2 $500 Deductible 120 4 Fiber-Cement Siding No
1958 60,000 Wood Shake Roof 1,140 2 $2500-$5000 Deductible 100 6 Stone Siding yes
1960 60,000 Shingles Roof 1,010 2 $2500-$5000 Deductible 110 5 Fiber-Cement Siding No
1964 150,000 Wood Shake Roof 2,490 4 $500 Deductible 380 6 Stucco siding No
1984 155,000 Shingles Roof 3,070 5 $1000-$2500 Deductible 280 6 Brick siding No
1977 105,000 Shingles Roof 1,570 3 $2500-$5000 Deductible 30 1 Fiber-Cement Siding No
1959 105,000 Asphalt Shingles Roof 1,550 5 $500- $1000 Deductible 40 1 Stone Siding No
1952 105,000 Wood Shake Roof 2,250 3 $2500-$5000 Deductible 50 2 Wood siding yes
1943 100,000 Tile Roof 1,460 2 $500- $1000 Deductible 160 5 Fiber-Cement Siding No
1970 105,000 Asphalt Shingles Roof 1,650 4 $500- $1000 Deductible 140 3 Vinyl siding yes