Galena Insurance Rates:

Galena, MO homeowners insurance is about $808 to $1,099, about $67-$91/month. Our complete research reveals consumers can save upto $381 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I love their ads, customer service as well as their sales people. always make me feel like i'm taken care of.
Progressive
They can have very long hold times when calling in to a representative. while the representatives are always friendly, it seems that they may be understaffing their office.
Farmer's Insurance
I feel that farmers insurance is a great company and we have been with them for over 20 years. our agent keeps us informed of any changes and it is hard to leave the company after all that time.
Shelter
I have been very happy with our experiences with our insurance company, as we have never had issues with claims or getting information to or from them.
Amica Mutual Insurance
I think that they could do a better job keeping the premium in line with industry average
State Farm
In the communication that i've had with my local agent, he's been very good, but the main lady in his office is not efficient. When we had them come out several years ago to evaluate the roof, the process was very easy and impressive.
State Farm
I really don't dislike anything. I love everything about them. Most people complain about insurance companies, but I have not had one bad interaction with them
Allstate
The company's sales representatives are relatively polite. They are very knowledgeable about their policies even if they are not adequately priced.

Galena, MO Homeowners Insurance By Home Value

Galena, MO Home Value Total Homes % of Total Average Galena, MO Homeowners Insurance
Less than $50,000 1,046 16.0% $238
$50,000 to $59,999 340 5.0% $505
$60,000 to $69,999 672 10.0% $629
$70,000 to $79,999 509 7.0% $725
$80,000 to $89,999 401 6.0% $829
$90,000 to $99,999 448 6.0% $925
$100,000 to $124,999 991 15.0% $1068
$125,000 to $149,999 661 10.0% $1345
$150,000 to $174,999 470 7.0% $1583
$175,000 to $199,999 333 5.0% $1831
$200,000 to $249,999 251 3.0% $2203
$250,000 to $299,999 208 3.0% $2690
$300,000 to $399,999 95 1.0% $3415

Top Home Insurance Agents Near Galena, MO

Home Insurance Company Near Galena, MO Homeowners Insurance Agency Near Galena, MO Address
Travelers Alliance Insurance 1318 E 7TH ST, JOPLIN, MO, 64801
State Farm Kyle Hickam 2606 E 32nd St, Joplin, MO, 64804-4304
Farmers Kyle Newbold 403 Plaza Dr, Monett, MO, 65708
State Farm Rod Burns 1501 Military Ave, Baxter Spgs, KS, 66713-2720
Farmers Steven Smith 1321 Illinois Ave, Joplin, MO, 64801

Cost Of Homeowners Insurance By Street Near Galena, MO

Streets in Galena Area Homeowners Insurance Cost
Quail Run, Heartland Ave, Faison Ln, N Wall St, S Stateline Rd, Skinner St, N Calliopi Ln, W 15th St, N Thicket Rd, S Sergeant Ave$967
W 31st Ter, W Eddy Ln, W Destiny Dr, SE 118th St, W 23rd Ter, W 27th St, Cl 292, S Parsley Ln, Icharius Ln, Co Ln 302$960
W F St, Mistflower Ln, W Elm Dr, N Upward Ln, Frontier Ln, S Sassafras Ln, Co Ln 295, Twin Hills Dr, W 22nd St, Allen St$966
Ashwood Dr, Green Ln, Festive Ln, W 23rd Street Ter, Springhill Cir, Hawthorn Rd, N Maiden Ln, Perkins St, W Robin Rd, W Well St$979
Rasberry Ln, Hill Ln, Fossil Ln, Iron Gates Rd, Mylinda Leah Ln, Lone Elm Dr, S Nebraska Ln, Co Rd 303, J J Hwy, N Mc Kinley Ave$964

Galena, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Galena$142 to $145
Airport Drive$148
Carl Junction$145
Joplin$143

Galena, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Airport Drive village, Missouri $124 $165 $247
Carl Junction city, Missouri $121 $161 $242
Joplin city, Missouri $119 $159 $238

Galena, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Galena, MO8.6%21.7%
Airport Drive6.6%19.78%
Carl Junction7.51%20.57%
Joplin8.31%22.21%

Galena Renters Insurance as a Percentage of Rent

Galena Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 69 1.0% $354
$200 to $299 182 4.0% $804
$300 to $499 687 17.0% $1254
$500 to $749 1,690 42.0% $1929
$750 to $999 843 21.0% $2679
$1,000 to $1,499 516 12.0% $3804

Galena, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Galena Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Galena Home Owner from High Deductible Plan $600

Galena, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Galena, MO Home Replacement Value MORE than Home Value Galena, MO Home Replacement Value LESS than Home Value
Replacement Value $78,000 $56,000
Insurance Premium based on Replacement Value $350 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $25/year Insurance costlier by $75/year

Example Galena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceNationwide Insurance
Monthly Premium 676325
Year Built 194419892013
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$125000-$150000$50000-$75000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Galena, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 90,000 Metal Roof 1,400 3 $500- $1000 Deductible 200 6 Stone Siding yes
2012 95,000 Asphalt Shingles Roof 1,150 2 $500 Deductible 220 4 Vinyl siding No
1987 130,000 Metal Roof 1,580 3 $500- $1000 Deductible 220 6 Fiber-Cement Siding yes
2012 195,000 Wood Shake Roof 2,520 4 $500- $1000 Deductible 710 8 Fiber-Cement Siding yes
2005 80,000 Slate Shingles Roof 1,090 2 $2500-$5000 Deductible 200 8 Stone Siding yes
1963 95,000 Asphalt Shingles Roof 1,550 2 $500- $1000 Deductible 310 9 Stucco siding yes
2014 115,000 Membrane Roof 1,990 5 $1000-$2500 Deductible 160 4 Wood siding yes
1985 85,000 Metal Roof 1,010 2 $1000-$2500 Deductible 30 1 Stone Siding No
1949 125,000 Metal Roof 1,570 2 $1000-$2500 Deductible 40 1 Stone Siding No
1989 75,000 Membrane Roof 1,090 2 $500 Deductible 250 12 Vinyl siding No
1989 115,000 Asphalt Shingles Roof 1,630 2 $500- $1000 Deductible 250 6 Stone Siding No
2005 205,000 Wood Shake Roof 2,500 5 $2500-$5000 Deductible 120 2 Stone Siding yes
2002 165,000 Asphalt Shingles Roof 2,900 5 $2500-$5000 Deductible 300 5 Fiber-Cement Siding yes
2008 115,000 Membrane Roof 2,020 3 $2500-$5000 Deductible 290 7 Fiber-Cement Siding No
1946 140,000 Membrane Roof 1,930 3 $500 Deductible 180 4 Fiber-Cement Siding yes
1987 130,000 Tile Roof 2,210 5 $2500-$5000 Deductible 100 3 Brick siding yes
1969 115,000 Composition Roof 1,630 2 $1000-$2500 Deductible 80 2 Stucco siding No
1946 145,000 Shingles Roof 2,230 3 $500 Deductible 670 10 Stucco siding No
1940 90,000 Asphalt Shingles Roof 1,270 3 $500- $1000 Deductible 330 9 Vinyl siding yes
2010 110,000 Tile Roof 1,350 2 $500 Deductible 350 6 Brick siding No
1947 100,000 Shingles Roof 1,490 2 $1000-$2500 Deductible 90 3 Vinyl siding No
1984 125,000 Composition Roof 1,560 3 $500- $1000 Deductible 450 7 Fiber-Cement Siding yes