Galax Insurance Rates:

Galax, VA homeowners insurance is about $590 to $810, about $49-$67/month. Our comprehensive guide shows customers can save as much as $280 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Galax, VA Homeowners Insurance By Home Value

Galax, VA Home Value Total Homes % of Total Average Galax, VA Homeowners Insurance
Less than $50,000 499 24.0% $161
$50,000 to $59,999 57 2.0% $343
$70,000 to $79,999 105 5.0% $490
$80,000 to $89,999 234 11.0% $553
$90,000 to $99,999 128 6.0% $616
$100,000 to $124,999 181 8.0% $714
$125,000 to $149,999 197 9.0% $896
$150,000 to $174,999 228 11.0% $1057
$175,000 to $199,999 160 7.0% $1225
$200,000 to $249,999 193 9.0% $1470
$300,000 to $399,999 52 2.0% $2289

Top Home Insurance Agents Near Galax, VA

Home Insurance Company Near Galax, VA Homeowners Insurance Agency Near Galax, VA Address
NA Helsabeck-Hall Insurance Agency, Inc. 321 S Main St, King, NC, 27021
NA Swails Ins Agcy Inc P O Box 72, Stuart, VA, 24171
Travelers Cook Insurance Agency 119 Valley Drive, Jonesville, NC, 28642
Liberty Mutual Independent Stroud-Miller Insurance Servic 103 S BRIDGE ST, WILKESBORO, NC, 28697
State Farm Wes Hinkle 492 Courthouse Rd, Princeton, WV, 24740-2422

Cost Of Homeowners Insurance By Street Near Galax, VA

Streets in Galax Area Homeowners Insurance Cost
Cedar St, Martin Ln, State Rte 887, Pine Knoll Dr, Walnut Hill Dr, Long St, Hayzee Rd, US Hwy 221, Rosenwald Felts Dr, Spring St$704
Windsock Ridge, Bona Vista Ln, Evergreen St, Pine Cone Pointe, S Givens St, E Virginia St, Magnolia Ct, W Washington St, S Jefferson St, Shaw St$699
Prospect Ave, Madison St, Locust St, Kipling Ln, Marshall St, Edgewood Dr, Poplar Knob Rd, E Webster St, Caldwell St, Crestview St$702
Camp Zion Rd, Taylorwood Rd, Glade St, Lineberry Rd, Greentree Ln, Cox St, Brookwood Rd, State Rte 882, Williams St, Russell Ln$701
Fairway Dr, Elm St, Country Club Ln, Gentry St, S Main St, Calloway St, Ivywood Dr, Highland Ave, Barger St, Forest Ave$694

Galax, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Galax$103 to $106
Fries$104
Lowgap$86
Glade Creek$89

Galax, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fries town, Virginia $87 $116 $174
Old Town district, Grayson County, Virginia $87 $116 $174
Piper Gap district, Carroll County, Virginia $87 $115 $173

Galax, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Galax, VA6.6%18.6%
Fries7.42%20.64%
Old Town7.88%25.55%
Piper Gap6.89%20.25%

Galax Renters Insurance as a Percentage of Rent

Galax Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 43 4.0% $355
$200 to $299 156 14.0% $805
$300 to $499 410 38.0% $1255
$500 to $749 353 33.0% $1930
$750 to $999 75 7.0% $2680
$1,000 to $1,499 15 1.0% $3805
$1,500 or more 12 1.0% $5455

Galax, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Galax Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,200$10,000
Net Savings to Galax Home Owner from High Deductible Plan $1,200

Galax, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Galax, VA Home Replacement Value MORE than Home Value Galax, VA Home Replacement Value LESS than Home Value
Replacement Value $136,500 $82,000
Insurance Premium based on Replacement Value $625 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Galax Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceLiberty Mutual
Monthly Premium 455673
Year Built 195619881961
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$125000-$150000$175000-$200000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Galax, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 85,000 Metal Roof 1,200 2 $500 Deductible 210 8 Fiber-Cement Siding yes
1997 110,000 Asphalt Shingles Roof 1,910 3 $500- $1000 Deductible 380 9 Vinyl siding yes
1953 235,000 Shingles Roof 3,140 4 $1000-$2500 Deductible 900 10 Stone Siding No
1997 100,000 Shingles Roof 1,300 2 $2500-$5000 Deductible 130 6 Stone Siding yes
1970 145,000 Tile Roof 2,040 3 $500- $1000 Deductible 210 4 Stone Siding No
1964 140,000 Membrane Roof 1,750 4 $500- $1000 Deductible 190 5 Brick siding yes
1960 140,000 Composition Roof 1,820 4 $500- $1000 Deductible 880 12 Stone Siding No
1990 135,000 Metal Roof 1,650 3 $1000-$2500 Deductible 370 6 Brick siding yes
1990 165,000 Shingles Roof 2,000 3 $500 Deductible 780 9 Brick siding yes
1994 60,000 Composition Roof 970 2 $2500-$5000 Deductible 80 4 Wood siding yes
1955 170,000 Shingles Roof 2,730 4 $500- $1000 Deductible 60 1 Brick siding No
1968 75,000 Membrane Roof 950 2 $1000-$2500 Deductible 40 2 Stone Siding yes
1971 195,000 Metal Roof 2,290 3 $1000-$2500 Deductible 270 4 Fiber-Cement Siding yes
1991 160,000 Shingles Roof 2,180 3 $2500-$5000 Deductible 110 2 Stucco siding No
1995 110,000 Slate Shingles Roof 1,620 2 $500 Deductible 60 2 Stone Siding No
1957 75,000 Asphalt Shingles Roof 940 2 $500 Deductible 60 3 Brick siding No
1995 185,000 Tile Roof 2,460 4 $500- $1000 Deductible 770 12 Brick siding No
1989 190,000 Wood Shake Roof 2,600 4 $1000-$2500 Deductible 70 1 Vinyl siding yes
1965 90,000 Asphalt Shingles Roof 1,480 2 $500 Deductible 50 1 Vinyl siding yes
1991 95,000 Composition Roof 1,290 2 $2500-$5000 Deductible 50 2 Fiber-Cement Siding No
1978 200,000 Membrane Roof 3,010 4 $5000 to $10,000 Deductible 270 5 Wood siding No
1993 265,000 Slate Shingles Roof 3,070 4 $5000 to $10,000 Deductible 550 10 Fiber-Cement Siding yes
1953 140,000 Shingles Roof 1,590 3 $500- $1000 Deductible 80 2 Stucco siding yes
1991 90,000 Shingles Roof 1,340 3 $500 Deductible 40 1 Fiber-Cement Siding yes
1986 210,000 Shingles Roof 3,300 4 $500 Deductible 360 5 Wood siding yes
1997 175,000 Membrane Roof 2,100 4 $500 Deductible 460 8 Stucco siding yes
1998 100,000 Tile Roof 1,200 2 $500- $1000 Deductible 310 9 Fiber-Cement Siding No
1957 65,000 Membrane Roof 990 2 $500 Deductible 160 6 Brick siding No
1974 135,000 Shingles Roof 1,700 3 $500 Deductible 460 10 Brick siding No
1965 100,000 Slate Shingles Roof 1,480 2 $1000-$2500 Deductible 40 1 Wood siding yes
1998 235,000 Composition Roof 2,930 4 $500 Deductible 650 7 Vinyl siding No
1976 130,000 Slate Shingles Roof 1,810 4 $500- $1000 Deductible 560 10 Stone Siding No
1984 265,000 Asphalt Shingles Roof 3,210 4 $1000-$2500 Deductible 720 8 Fiber-Cement Siding No
1984 195,000 Composition Roof 2,210 4 $500- $1000 Deductible 610 7 Fiber-Cement Siding No