How Much Does Gainesville, VA Home Insurance Cost?

Compare Quotes from Top Providers and Save now!


Gainesville, VA Average Homeowners Insurance Cost

$1,232

Homeowners Insurance Cost - Gainesville, VA

$411,800

Median Home Value - Gainesville, VA


Gainesville, VA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$14.78 $1,217.22
$1000 Deductible -$130.84 $1,101.16
$1500 Deductible -$195.4 $1,036.6
$2000 Deductible -$291.0 $941.0
$2500 Deductible -$347.42 $884.58

Gainesville, VA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$320 $912
30 year old +$18 $1,250
40 year old +$32 $1,264
50 year old +$47 $1,279
Above 50 year old +$59 $1,291

Gainesville, VA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$172 $1,060
Superior -$111 $1,121
Masonry -$62 $1,170
Brick -$62 $1,170
Hail Resistant Roof -$37 $1,195


Gainesville, VA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$25 $1,257
Swimming Pool With A Diving Board +$62 $1,294
Swimming Pool With Slide +$74 $1,306

Gainesville, VA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $37 $1,195
Police Department $12 $1,220

Gainesville, VA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$517.44 $1,749
Filing a Second Liability Claim +$468.16 $1,700
Filing a Second Theft Claim +$468.16 $1,700
Filing a Second Water Claim +$406.56 $1,639
Filing a Fire Claim +$246.4 $1,478
Filing a Liability Claim +$234.08 $1,466
Filing a Theft Claim +$234.08 $1,466
Filing a Water Claim +$197.12 $1,429
Filing a Weather Claim +$197.12 $1,429

Gainesville, VA Home Insurance - Analysis On Quotes, Rates & Agents

Gainesville, VA Home Insurance Agents for Top Companies

Visual Guide for Gainesville, VA Home Insurance Buyers on Insurance Companies and Rates