How Much Does Gainesville, GA Home Insurance Cost?
Gainesville, GA Average Homeowners Insurance Cost
$995
Homeowners Insurance Cost - Gainesville, GA
$153,800
Median Home Value - Gainesville, GA
Gainesville, GA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.94 | $983.06 |
| $1000 Deductible | -$105.67 | $889.33 |
| $1500 Deductible | -$157.81 | $837.19 |
| $2000 Deductible | -$235.02 | $759.98 |
| $2500 Deductible | -$280.59 | $714.41 |
Gainesville, GA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$199 | $796 |
| 30 year old | +$15 | $1,010 |
| 40 year old | +$26 | $1,021 |
| 50 year old | +$38 | $1,033 |
| Above 50 year old | +$48 | $1,043 |
Gainesville, GA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$119 | $876 |
| Superior | -$100 | $896 |
| Masonry | -$50 | $945 |
| Brick | -$50 | $945 |
| Hail Resistant Roof | -$30 | $965 |
Gainesville, GA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$20 | $1,015 |
| Swimming Pool With A Diving Board | +$50 | $1,045 |
| Swimming Pool With Slide | +$60 | $1,055 |
Gainesville, GA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $30 | $965 |
| Police Department | $10 | $985 |
Gainesville, GA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$417.9 | $1,413 |
| Filing a Second Liability Claim | +$378.1 | $1,373 |
| Filing a Second Theft Claim | +$378.1 | $1,373 |
| Filing a Second Water Claim | +$328.35 | $1,323 |
| Filing a Fire Claim | +$199.0 | $1,194 |
| Filing a Liability Claim | +$189.05 | $1,184 |
| Filing a Theft Claim | +$189.05 | $1,184 |
| Filing a Water Claim | +$159.2 | $1,154 |
| Filing a Weather Claim | +$159.2 | $1,154 |