How To Make Your Gainesville, GA Home Insurance Cheaper
Gainesville, GA, homeowners insurance is about $995. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Gainesville, GA Home Insurance Rates with the Hall County Average
| Place | Hall County Average: $1,229.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Gainesville, GA | $995.0 | -234.0 | -0.19 | 87,882 | 153,800 |
Cost of Gainesville, GA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Gillsville | 183,300 | 142,527 | $1,092 |
| Maysville | 144,800 | 16,323 | $961 |
| Carl | 150,000 | 25,090 | $981 |
| Berkeley Lake | 376,800 | 12,678 | $1,596 |
Homeowners Insurance Comparison for the Cheapest Premiums in Gainesville, GA
| Liberty Mutual | GEICO | Allstate | |
| Median Home Value ($) | 153,800 | 153,800 | 153,800 |
| Age of Home | Year 40 Old | Newly Constructed Home | Year 40 Old |
| Home Coverage ($) | $500,000 -$749,999 | $1500,000 -$2000,000 | $1000,000 -$1499,999 |
| Total Premium ($) | $4,937.4 | $4,519.3 | $6,287.5 |
Cost of Gainesville, GA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| American National Property and Casualty Company | 2500 | $250,000-$299,999 | 1,373.0 |
| Nationwide | 1500 | $500,000-$749,999 | 3,682.1 |
| Safeco Insurance | 1000 | $1000,000-$1499,999 | 4,955.4 |
| State Farm | 500 | $200,000-$249,999 | 1,327.0 |
| Horace Mann Educators Corporation | 2500 | $300,000-$399,999 | 1,832.2 |
| Farmer's Insurance | 2000 | $750,000-$999,999 | 3,967.2 |
| MAPFRE Insurance | 1500 | $175,000-$199,999 | 992.0 |
| Country Financial | 2000 | $300,000-$399,999 | 2,086.7 |
| Progressive | 1500 | $150,000-$174,999 | 895.8 |
| Donegal Mutual Insurance Company | 500 | $1000,000-$1499,999 | 5,168.5 |