Gainesville, GA homeowners insurance is about $758 to $1,029, about $63-$85/month. Our complete guide shows customers can save upto $357 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Gainesville, GA | Homeowners Insurance Agency Near Gainesville, GA | Address |
|---|---|---|
| Travelers | Brown & Brown Insurance Of Georgia | 1165 Northchase Pkwy Se 1165 Northchase Pkwy Se, Marietta, GA, 30067 |
| Travelers | Equity Ins Partners Llc | 2160 WHITTINGHAM CT, ROSWELL, GA, 30075 |
| Liberty Mutual Independent | Public Entities Of America Llc | 1720 Windward Concourse Ste 325, ALPHARETTA, GA, 30005 |
| Travelers | Risk & Insurance Consultants Inc | 5416 GLENRIDGE DR, ATLANTA, GA, 30342 |
| State Farm | Tim Hutcheson | 306 Village Cir, Social Circle, GA, 30025-3234 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hall County, Georgia | $113 | $150 | $225 |
| Oakwood CCD, Hall County, Georgia | $112 | $149 | $224 |
| Talmo town, Georgia | $115 | $153 | $230 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Gainesville, GA | 5.8% | 20.0% |
| Hall County | 5.35% | 19.85% |
| Oakwood | 5.72% | 21.03% |
| Talmo | 2.56% | 19.73% |
| Gainesville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 163 | 1.0% | $360 |
| $200 to $299 | 343 | 3.0% | $810 |
| $300 to $499 | 622 | 5.0% | $1260 |
| $500 to $749 | 3,041 | 26.0% | $1935 |
| $750 to $999 | 4,591 | 40.0% | $2685 |
| $1,000 to $1,499 | 2,375 | 20.0% | $3810 |
| $1,500 or more | 234 | 2.0% | $5460 |
| Streets in Gainesville Area | Homeowners Insurance Cost |
|---|---|
| Lake End, Andrew St, Retreat Dr, Pennington Trl, Bolman Rd, Elatchee Dr, Heritage Glen Dr, Paul Dr, Mango Ct, Renee Cir | $888 |
| Antioch Rd, Travis Dr, Springview Dr, Calvary Church Rd, Ridgewood Ter, Tumblewood Trl, E Main St, Skyview Ter, Myrtle St SW, Lakeview Ln | $912 |
| Palmetto Dune Dr, Long Oak Dr, Old Oakwood Rd, Elm Ridge Ct, Smith Rd, Wayside Dr, Sugar Hill Way, Woodland Cir, Tall Oaks Dr, Baker Rd | $886 |
| Hollywood Ave, Edgewater Ter, W Dennis Dr, Beach Haven Dr, Campground Dr, Brands Ct, Woodstream Ct, Sawyer Mill Dr, Cato Rd, Sagebrook Ct | $874 |
| Partridge Ln, Saint Charles Ave, W Academy St, Brookton Ln, Pendley Dr, Poplar Springs Frk, Bliss Dr, Farmhouse Rd, Mountcrest Pl, Gilleland Cir | $905 |
| Longstreet Way, Village Preserve Way, Broome Rd, 5th St, Lake Dr, Barn St, Piedmont Way, Mike Dr, Mimosa St, Garden Dr | $955 |
| Amber Dawn Way, Hobbs Aly, Dorsey Peek Rd, Belmont Hwy, Pearce Cir, Gay Ln, Lamp Post Ln, Dorsey Cir, Summit St SE, Green Street Cir | $874 |
| J Ave, Ashford Ct, Westgate Pl, Wisteria Dr, Park St, Vinings Walk, Sherwood Rd, Dorothy Dr, Cooley Dr, Silver Wood Walk | $873 |
| Cloverdale St SE, Noble Ct, Reed Farm Rd, Collins Dr, J J Lott Rd, Medical Park Ln, Crescent Cir, Melinda Ln, Tommy Aaron Dr, Crystal Dr | $904 |
| Pierce Dr, Ruth Ct, West Dr, Memorial Dr, New Bridge Church Rd, Glen Rdg, Tower St Exd, Summerset Dr, Timber Ridge Cir, Mountain Crest Pl | $888 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Gainesville | $133 to $136 |
| Hall County | $135 |
| Oakwood | $134 |
| Talmo | $138 |
| Coverage | Construction type | Company | Premium | ||
|---|---|---|---|---|---|
| $250 Deductible | $500 Deductible | $1000 Deductible | |||
| $150,000 | frame | American National General Insurance Company | N/A | $607 | $579 |
| $350,000 | veneer | Bankers Standard Insurance Company | N/A | $2134 | $1890 |
| $350,000 | veneer | Esurance Insurance Company | N/A | N/A | N/A |
| $300,000 | veneer | Foremost Insurance Company | $3418.00 | $3373.00 | $3328.00 |
| $300,000 | veneer | Foremost Property And Casualty Insurance Company | $2022 | $2002 | $1967 |
| $100,000 | veneer | Foremost Signature Insurance Company | $912 | $887 | N/A |
| $300,000 | veneer | Grange Mutual Casualty Company | N/A | N/A | N/A |
| $75,000 | veneer | Hanover Insurance Company | $648 | $513 | $446 |
| $400,000 | frame | Owners Insurance Company | $1209.66 | $1130.51 | $1028.77 |
| $150,000 | frame | Preserver Insurance Company | N/A | $1044 | $897.00 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Gainesville Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,800 | $8,200 |
| Net Savings to Gainesville Home Owner from High Deductible Plan | $600 | |
| Scenario | Gainesville, GA Home Replacement Value MORE than Home Value | Gainesville, GA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $144,000 | $84,500 |
| Insurance Premium based on Replacement Value | $775 | $450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,500 | Risk Exposure from Under Insuring Coverage is $28,000 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $175/year |
| Insurance Company | GEICO Insurance | Farmers Insurance | Allstate |
| Monthly Premium | 86 | 100 | 46 |
| Year Built | 1987 | 2013 | 1976 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $200000-$250000 | $175000-$200000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible |