How Much Does Gainesville, FL Home Insurance Cost?
Gainesville, FL Average Homeowners Insurance Cost
$1,507
Homeowners Insurance Cost - Gainesville, FL
$163,900
Median Home Value - Gainesville, FL
Gainesville, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.08 | $1,488.92 |
| $1000 Deductible | -$160.04 | $1,346.96 |
| $1500 Deductible | -$239.01 | $1,267.99 |
| $2000 Deductible | -$355.95 | $1,151.05 |
| $2500 Deductible | -$424.97 | $1,082.03 |
Gainesville, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$347 | $1,160 |
| 30 year old | +$23 | $1,530 |
| 40 year old | +$39 | $1,546 |
| 50 year old | +$57 | $1,564 |
| Above 50 year old | +$72 | $1,579 |
Gainesville, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$151 | $1,356 |
| Superior | -$151 | $1,356 |
| Masonry | -$75 | $1,432 |
| Brick | -$75 | $1,432 |
| Hail Resistant Roof | -$45 | $1,462 |
Gainesville, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,537 |
| Swimming Pool With A Diving Board | +$60 | $1,567 |
| Swimming Pool With Slide | +$90 | $1,597 |
Gainesville, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $45 | $1,462 |
| Police Department | $15 | $1,492 |
Gainesville, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$632.94 | $2,140 |
| Filing a Second Liability Claim | +$572.66 | $2,080 |
| Filing a Second Theft Claim | +$572.66 | $2,080 |
| Filing a Second Water Claim | +$497.31 | $2,004 |
| Filing a Fire Claim | +$301.4 | $1,808 |
| Filing a Liability Claim | +$286.33 | $1,793 |
| Filing a Theft Claim | +$286.33 | $1,793 |
| Filing a Water Claim | +$241.12 | $1,748 |
| Filing a Weather Claim | +$241.12 | $1,748 |