How Much Does Gainesville, FL Home Insurance Cost?

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Gainesville, FL Average Homeowners Insurance Cost

$1,507

Homeowners Insurance Cost - Gainesville, FL

$163,900

Median Home Value - Gainesville, FL


Gainesville, FL Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$18.08 $1,488.92
$1000 Deductible -$160.04 $1,346.96
$1500 Deductible -$239.01 $1,267.99
$2000 Deductible -$355.95 $1,151.05
$2500 Deductible -$424.97 $1,082.03

Gainesville, FL Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$347 $1,160
30 year old +$23 $1,530
40 year old +$39 $1,546
50 year old +$57 $1,564
Above 50 year old +$72 $1,579

Gainesville, FL Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$151 $1,356
Superior -$151 $1,356
Masonry -$75 $1,432
Brick -$75 $1,432
Hail Resistant Roof -$45 $1,462


Gainesville, FL Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$30 $1,537
Swimming Pool With A Diving Board +$60 $1,567
Swimming Pool With Slide +$90 $1,597

Gainesville, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $45 $1,462
Police Department $15 $1,492

Gainesville, FL Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$632.94 $2,140
Filing a Second Liability Claim +$572.66 $2,080
Filing a Second Theft Claim +$572.66 $2,080
Filing a Second Water Claim +$497.31 $2,004
Filing a Fire Claim +$301.4 $1,808
Filing a Liability Claim +$286.33 $1,793
Filing a Theft Claim +$286.33 $1,793
Filing a Water Claim +$241.12 $1,748
Filing a Weather Claim +$241.12 $1,748

Gainesville, FL Home Insurance - Analysis On Quotes, Rates & Agents

Gainesville, FL Home Insurance Agents for Top Companies

Visual Guide for Gainesville, FL Home Insurance Buyers on Insurance Companies and Rates