Gahanna Insurance Rates:

Gahanna, OH homeowners insurance is approximately $626 to $852, about $52-$71/month. Our all inclusive analysis shows customers can save as much as $295 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate was very helpful and made adding my photography equipment to our insurance plan very easy and painless. the cost was reasonable and i feel adequately covered.
Progressive
Another negative thing that i don't really like about progressive insurance is the fact that for claims, it takes multiple attempts to get a claims rep to send us the paperwork needed.
Nationwide
I like nationwide because i have a local agent that i can call directly. i do not have to call a 1-800 number and work through a million prompts and still not be able to speak to a human.
Farmer's Insurance
I know for a fact that I pay more than the average homeowner given my lack of claims and things that are bundled in with my home.
State Farm
It was one of the lowest estimates we received when searching for homeowners insurance. They gave us good coverage when the other companies did not.
Grange Insurance
For the most part, the only thing I would use the online form is to make a bill payment so it was pretty easy to use.
Mapfre Insurance
The website isn't on par with some other insurance companies but the price is right. I haven't had any claims so I can't speak to that.

Gahanna, OH Homeowners Insurance By Home Value

Gahanna, OH Home Value Total Homes % of Total Average Gahanna, OH Homeowners Insurance
Less than $50,000 263 2.0% $96
$80,000 to $89,999 126 1.0% $332
$90,000 to $99,999 120 1.0% $369
$100,000 to $124,999 1,033 11.0% $428
$125,000 to $149,999 1,216 13.0% $539
$150,000 to $174,999 1,477 15.0% $642
$175,000 to $199,999 1,239 13.0% $739
$200,000 to $249,999 1,668 17.0% $886
$250,000 to $299,999 924 9.0% $1086
$300,000 to $399,999 1,224 13.0% $1381

Top Home Insurance Agents Near Gahanna, OH

Home Insurance Company Near Gahanna, OH Homeowners Insurance Agency Near Gahanna, OH Address
Liberty Mutual Independent Haughn & Associates Inc 6050 Tain Drive, DUBLIN, OH, 43017
State Farm Keith Shrider 12979 Stonecreek Dr, Pickerington, OH, 43147-8424
Nationwide Nolan Ins Services Inc 7520 E Main St, Reynoldsburg, OH, 43068-1208
NA Associated Risk Managers Of Ohio Agency Po Box 175 , Galena, OH, 43021
NA Burnham & Flower Agcy Of Ohio 6500 Taylor Rd Ste C , Blacklick, OH, 43004

Cost Of Homeowners Insurance By Street Near Gahanna, OH

Streets in Gahanna Area Homeowners Insurance Cost
Osborn Ave, Forest Pointe, Sweet Basil Dr, Rovilla Rd, Trilby Ct, Oxford Oak Dr, Marquis Ct, Blacklick Ridge Blvd, Coldwell Dr, Streamwater Ct$719
Fawndale Pl, Rice Ave, Santa Rosa, Grandlin Park Dr, Glabra Dr, Waybaugh Dr, Zander Ln, Yonkers Dr, Greylag St, Douglas Dr$711
Eastway Ct, Dale Dr, Limited Pkwy, White Swan Ct, Thornbush Dr, Oak Hill Rd, Crooked Maple Dr, Timothy Ct, Camrose Ct, Hallowell$740
Bent Oak Dr, Keilach Ave, Granite Pointe Dr, Watling Rd, Tally Ho Dr, Easton Oval, Cannock Ln, McDonell Dr, Walnut Woods Ct, Meadowside Ct$744
Harrow Ct, St Stephens Ct, Shumaker Ln, Zodiac Ave, Littlebury Way, Borel Ct, Rocky Fork Blvd, Phlox Ave, Hume Ct, Lincolnshire Rd$754
Wishing Well Ln, Bannockburn Blvd, Sandbar Dr, Macandrews Way, Kemperwood Dr, Turret Dr, Walbridge Pl, Three Oak Ct, Benedetti Ave, Elgate Pl$716
Oberlin Ct N, Clemson St, Stockton Trail Way, King George Ave, Old Ivory Ct, Highmeadow Dr, River Pebble Dr, Biretta Ave, Merdon Dr, Hazelton St$712
Lost River Dr, Morrison Rd, Keltonhurst Dr, Kirkdale Dr, Dellfield Way, Hemston Ct, Chadwood Dr, Santa Barbara Ct, Milan Dr, Highbury Cres$748
Garey Valley Ave, Windsome Dr, Haversham Dr, Swisher Creek Xing, Wills Run Ln, Finny Ave, Haymarket Pl, Dunoon Dr, Villa Pointe Dr, Dovewood Dr$711
Bollingen, Goshen Ln, Affirmed Ct, Sycamore Mill Dr, Santa Catalina Ct, Dover Ridge Dr, Santa Clara, Jefferson Run, Waggoner Run Dr, Malabar St$713

Gahanna, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gahanna$110 to $113
Mifflin$110
Huber Ridge$105
Blendon$106

Gahanna, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mifflin township, Franklin County, Ohio $110 $147 $221
Huber Ridge CDP, Ohio $105 $140 $210
Blendon township, Franklin County, Ohio $107 $142 $213

Gahanna, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gahanna, OH3.6%10.3%
Mifflin3.68%10.53%
Huber Ridge4.53%11.13%
Blendon4.3%10.87%

Gahanna Renters Insurance as a Percentage of Rent

Gahanna Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 73 2.0% $771
$300 to $499 178 5.0% $1221
$500 to $749 503 16.0% $1896
$750 to $999 1,127 36.0% $2646
$1,000 to $1,499 885 28.0% $3771
$1,500 or more 344 11.0% $5421

Gahanna, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Gahanna Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Gahanna Home Owner from High Deductible Plan $600

Gahanna, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gahanna, OH Home Replacement Value MORE than Home Value Gahanna, OH Home Replacement Value LESS than Home Value
Replacement Value $276,500 $202,500
Insurance Premium based on Replacement Value $1,225 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Gahanna Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceFarmers Insurance
Monthly Premium 5684177
Year Built 200919902010
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$600000-$700000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Gahanna, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 315,000 Shingles Roof 2,780 4 > $10,000 Deductible 540 10 Brick siding yes
1971 175,000 Asphalt Shingles Roof 2,000 3 $500 Deductible 100 2 Brick siding No
1978 155,000 Metal Roof 1,430 3 $5000 to $10,000 Deductible 350 9 Wood siding yes
1970 205,000 Shingles Roof 1,930 4 $500 Deductible 320 6 Brick siding yes
2012 195,000 Metal Roof 2,120 4 $500- $1000 Deductible 660 12 Brick siding yes
2004 175,000 Asphalt Shingles Roof 1,740 3 $1000-$2500 Deductible 430 7 Stucco siding No
2011 340,000 Asphalt Shingles Roof 2,710 4 $5000 to $10,000 Deductible 360 6 Stone Siding No
2013 235,000 Slate Shingles Roof 2,690 4 > $10,000 Deductible 190 5 Vinyl siding yes
2005 205,000 Membrane Roof 2,190 3 $5000 to $10,000 Deductible 270 7 Brick siding yes
2007 320,000 Shingles Roof 3,380 4 $2500-$5000 Deductible 290 3 Brick siding No
2009 195,000 Asphalt Shingles Roof 1,630 3 $500 Deductible 120 2 Stone Siding yes
1988 195,000 Slate Shingles Roof 1,960 3 $500- $1000 Deductible 270 5 Stone Siding No
1972 330,000 Composition Roof 2,690 5 $5000 to $10,000 Deductible 570 10 Vinyl siding yes
1987 185,000 Slate Shingles Roof 2,090 4 $5000 to $10,000 Deductible 340 12 Stucco siding yes
1998 215,000 Membrane Roof 2,030 4 $1000-$2500 Deductible 360 6 Brick siding yes
1978 245,000 Composition Roof 2,060 3 $5000 to $10,000 Deductible 250 5 Vinyl siding yes
2011 275,000 Tile Roof 2,570 4 $2500-$5000 Deductible 180 3 Brick siding yes
2009 235,000 Membrane Roof 2,400 5 $500 Deductible 300 3 Stucco siding yes
1997 185,000 Shingles Roof 2,140 3 $500- $1000 Deductible 510 9 Brick siding yes
1977 295,000 Composition Roof 2,580 4 $2500-$5000 Deductible 600 7 Vinyl siding yes
1977 280,000 Slate Shingles Roof 3,250 4 > $10,000 Deductible 430 7 Wood siding No
2012 270,000 Wood Shake Roof 2,690 5 $500 Deductible 120 1 Wood siding yes
1987 400,000 Wood Shake Roof 4,150 5 $500 Deductible 1240 9 Wood siding yes
1982 360,000 Metal Roof 2,840 4 $2500-$5000 Deductible 470 5 Stone Siding yes