Gaffney Insurance Rates:

Gaffney, SC homeowners insurance is roughly $669 to $908, about $55-$75/month. Our in depth analysis indicates shoppers can save as much as $315 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I would prefer that the rates be lower, or course. i do feel that home owner's insurance in general costs too much and rates should be lowered to be more affordable because the company's are making way too much profit.
Farmer's Insurance
I have to say farmers is not all that easy to use. when i was with state farm i could count on getting my insurance cards in the mail, but now i have to remember and beg for them.
Liberty Mutual
I like how the website is laid out. Everything is easy to locate and they offer chat support if you can't find what you are looking for. I've never had any problems with the website. I haven't used the mobile app.
St. Johns Insurance Company
I have no idea if their customer service is good or not since I have never had a need to call them or place a claim during the time that I’ve had them as my insurer.
State Farm
I like the people and have made a claim on my auto insurance from a deer strike. They were really nice about the whole thing.
State Farm
I dislike it because it's UI and interface is very leggy and not very well formatted like the website. I have no reason to use the app if I can just use my PC browser.
State Farm
I have always been able to get a hold of my agent and get prompt answers to my questions and concerns.

Gaffney, SC Homeowners Insurance By Home Value

Gaffney, SC Home Value Total Homes % of Total Average Gaffney, SC Homeowners Insurance
Less than $50,000 1,990 24.0% $220
$50,000 to $59,999 494 6.0% $473
$60,000 to $69,999 433 5.0% $583
$70,000 to $79,999 648 8.0% $670
$80,000 to $89,999 683 8.0% $765
$90,000 to $99,999 357 4.0% $852
$100,000 to $124,999 798 9.0% $994
$125,000 to $149,999 822 10.0% $1238
$150,000 to $174,999 744 9.0% $1467
$175,000 to $199,999 262 3.0% $1688
$200,000 to $249,999 403 5.0% $2035
$250,000 to $299,999 259 3.0% $2485
$300,000 to $399,999 119 1.0% $3156

Top Home Insurance Agents Near Gaffney, SC

Home Insurance Company Near Gaffney, SC Homeowners Insurance Agency Near Gaffney, SC Address
NA The Worth Agency 421 Minuet Ln Ste 203-A, Charlotte, NC, 28217
Allstate Charles Hitchcock 7940 Williams Pond Ln Ste 275, Charlotte, NC, 28277
State Farm Joe Kirby 918 W Main St, Laurens, SC, 29360-2645
State Farm Sig Holcomb Iii 3314 16th Ave SE Ste 102, Conover, NC, 28613-9694
State Farm Tracy Little 8351 Charlotte Hwy Ste 300, Fort Mill, SC, 29707-6553

Cost Of Homeowners Insurance By Street Near Gaffney, SC

Streets in Gaffney Area Homeowners Insurance Cost
Victory Trail Rd, Nations Ave, Summer Dr, Lionshead Way, Hillsdale St, McCoy Cir, Lemaster Rd, State Rd S-11-285, Cabin Creek Rd, Cherokee Creek Rd$809
Grubb St, Dogwood Dr, Patrick Rd, Elliott Dr, Phillips Farm Rd, Carroll Estate Rd, Durham Aly, W Frederick St, Jefferson St, W Montgomery St$770
State Hwy 11, Hopewell Ferry Rd, Greene Bud Rd, Bluestone Dr, E Jefferies St, State Rd S-11-300, Sardis Rd, Cherokee Ave Exd, W 9th St, Claiborne Dr$784
Gordon Rd, Oakview Dr, Filter Plant Rd, State Hwy 211, 2nd Ave, Lincoln St, Stephenson St, Lane Dr, Garrison St, Burnt Gin Rd$797
Buckson St, Concord Hts, Vine St, Elm St, College Dr, W Nott St, Magnolia St, Gardner St, Valley Pond Rd, Walnut St$796
Lemeul Rd, Factory Shops Blvd, N Oliver St, State Rd S-11-24, Maple Dr, Holly Hill Dr, York Dr, Noble Rd, Forest Hill Dr, Hackberry Cir$812
Self Dr, State Rd S-11-296, Robb School Rd, Ellis Ferry Ave, State Rd S-11-298, Silverton Rd, 7th St, Elbethel Rd, State Rd S-11-63, S-11-365$787
Camelot Dr, Florence St, Alpine Dr, Wood St, S-11-89, Blake Rd, Los Pinos Rd, Big Oak Dr, W Jefferies St, Red Wood Cir$789
Gold Ridge Rd, Tammy Dr, Bates Rd, N Poplar Springs Dr, Bostic Rd, E Nott St, 11th St, Sandy Ln, Oliver St, Whites Rd$796
Lipscomb Farm Rd, Providence Creek Rd, Oakview St, State Rd S-11-436, Crosby St, Hopper Dr, Phillips Ln, 3rd Ave, Nursery Rd, Mabry Cir$774

Gaffney, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gaffney$118 to $120
Cherokee County$117
East Gaffney$116
Earl$86

Gaffney, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cherokee County, South Carolina $118 $157 $236
East Gaffney CDP, South Carolina $116 $155 $233
Blacksburg CCD, Cherokee County, South Carolina $117 $156 $234

Gaffney, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gaffney, SC7.1%22.1%
Gaffney7.11%22.06%
East Gaffney8.52%26.91%
Blacksburg7.27%23.78%

Gaffney Renters Insurance as a Percentage of Rent

Gaffney Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 191 4.0% $356
$200 to $299 226 5.0% $806
$300 to $499 1,130 25.0% $1256
$500 to $749 1,808 40.0% $1931
$750 to $999 879 19.0% $2681
$1,000 to $1,499 186 4.0% $3806

Gaffney, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Gaffney Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,200$8,000
Net Savings to Gaffney Home Owner from High Deductible Plan $1,200

Gaffney, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gaffney, SC Home Replacement Value MORE than Home Value Gaffney, SC Home Replacement Value LESS than Home Value
Replacement Value $74,500 $58,000
Insurance Premium based on Replacement Value $700 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,500 Risk Exposure from Under Insuring Coverage is $7,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Gaffney Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceLiberty Mutual
Monthly Premium 607977
Year Built 196219832011
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$175000-$200000$100000-$125000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Gaffney, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 65,000 Wood Shake Roof 1,260 3 $1000-$2500 Deductible 160 5 Wood siding yes
1979 115,000 Membrane Roof 1,670 4 $1000-$2500 Deductible 380 8 Stone Siding No
1969 95,000 Membrane Roof 1,700 4 $1000-$2500 Deductible 250 6 Stone Siding No
1972 180,000 Asphalt Shingles Roof 3,380 4 $1000-$2500 Deductible 520 8 Fiber-Cement Siding No
1972 110,000 Wood Shake Roof 1,870 3 $1000-$2500 Deductible 220 3 Wood siding yes
1972 155,000 Slate Shingles Roof 2,160 3 $500- $1000 Deductible 880 9 Stucco siding yes
1981 100,000 Composition Roof 1,480 3 $1000-$2500 Deductible 840 12 Wood siding No
2000 145,000 Wood Shake Roof 1,900 4 $500- $1000 Deductible 590 5 Vinyl siding No
1963 185,000 Asphalt Shingles Roof 3,390 4 $500- $1000 Deductible 170 2 Vinyl siding No
1986 120,000 Wood Shake Roof 2,280 4 $500- $1000 Deductible 660 8 Stucco siding No
1992 115,000 Metal Roof 1,860 3 $2500-$5000 Deductible 510 9 Stucco siding No
2001 130,000 Membrane Roof 1,920 4 $500- $1000 Deductible 200 3 Brick siding No
1990 155,000 Metal Roof 2,370 3 $500 Deductible 530 6 Fiber-Cement Siding yes
1967 110,000 Metal Roof 1,500 3 $500 Deductible 620 8 Fiber-Cement Siding yes
1982 160,000 Wood Shake Roof 2,390 3 $500 Deductible 340 4 Vinyl siding yes
2005 115,000 Asphalt Shingles Roof 2,110 3 $500- $1000 Deductible 550 7 Stone Siding No
2003 205,000 Wood Shake Roof 3,250 4 $5000 to $10,000 Deductible 390 4 Fiber-Cement Siding No
1979 195,000 Tile Roof 3,130 4 $1000-$2500 Deductible 400 4 Wood siding No
2000 85,000 Tile Roof 1,200 3 $500 Deductible 250 4 Fiber-Cement Siding yes
1978 215,000 Slate Shingles Roof 2,870 4 > $10,000 Deductible 710 10 Stone Siding No