Fultondale Insurance Rates:

Fultondale, AL homeowners insurance is about $812 to $1,107, about $67-$92/month. Our all inclusive analysis reveals consumers can save as much as $383 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Top Home Insurance Agents Near Fultondale, AL

Home Insurance Company Near Fultondale, AL Homeowners Insurance Agency Near Fultondale, AL Address
Travelers Bracey & Bracey Insurance Service 106 Oxmoor Rd. Ste 146, Birmingham, AL, 35209
Travelers Briggs Insurance Agency Inc 5245 OLD SPRINGVILLE RD STE 101, PINSON, AL, 35126
State Farm David Pember 7327 Highway 75 Ste 105, Pinson, AL, 35126-4908
Farmers Sheridan Hill 1329 Forestdale Blvd Ste 306, Birmingham, AL, 35214


Fultondale, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tarrant city, Alabama $116 $155 $232
Gardendale CCD, Jefferson County, Alabama $122 $163 $244
Mount Olive CDP (Jefferson County), Alabama $124 $165 $247


Fultondale, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fultondale, AL6.9%24.4%
Mount Olive6.1%21.86%

Fultondale Renters Insurance as a Percentage of Rent

Fultondale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 53 4.0% $358
$200 to $299 34 2.0% $808
$300 to $499 43 3.0% $1258
$500 to $749 287 24.0% $1933
$750 to $999 541 45.0% $2683
$1,000 to $1,499 236 19.0% $3808

Cost Of Homeowners Insurance By Street Near Fultondale, AL

Streets in Fultondale Area Homeowners Insurance Cost
Campbell Ln, Willowridge Cir, Valley East Industrial Dr, Thomas Ave, Co Rd 124, 42nd Ln N, Hunters Run, Omaha Dr, Highcroft Dr, Odum Cir$964
Hall St, Ash Ave, Poplar Cir, Westwood Rd, 42nd Ter N, Dave Cliff Dr, Co Rd 123, Blackstone Way, Belcher Hill Rd, 30th Pl N$988
Lenora Dr, Frankfort Ln, Potts Hollow Rd, Myrtle St, Draper Way, Cedar Rd, Willow St, Castle Dr, Pine Hill Dr, Embry Rd$965
Twin Lawn Dr, Donna Dr, Nena Cir, Hathaway Ln, Bill Noble Dr, Hooper City Garden-Dale Rd, Dean Ln, Wooddale Dr, Donna Dr, Ebenezer Ln$973
Oakhurst St, Co Rd 121, Garden Dr, Robin Dr, Sunflower St N, Locust Dr, Calvary Cir, Burgin Dr, Oak Forest Dr, Mountain View Ln$970

Fultondale, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fultondale$143 to $146
Mount Olive$148

Average Cost Of Home Insurance By Company In Areas Nearby Fultondale For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Allstate Vehicle And Property Insurance Company 627
$500 $150,000 Travelers Home And Marine Insurance Company 403
$500 $150,000 United Services Automobile Association 921
$500 $150,000 Usaa Casualty Insurance Company 1003
$500 $300,000 Allstate Vehicle And Property Insurance Company 1076
$500 $300,000 Esurance Insurance Company 1167
$500 $300,000 Guideone Specialty Mutual Insurance Co 1530
$500 $300,000 Nationwide Mutual Fire Ins Company 1899
$500 $300,000 United Services Automobile Association 1415


Fultondale, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Fultondale Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Fultondale Home Owner from High Deductible Plan $600


Fultondale, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fultondale, AL Home Replacement Value MORE than Home Value Fultondale, AL Home Replacement Value LESS than Home Value
Replacement Value $195,500 $140,500
Insurance Premium based on Replacement Value $975 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year


Example Fultondale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 476233
Year Built 197519832006
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$75000-$100000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible