Fultondale, AL homeowners insurance is about $812 to $1,107, about $67-$92/month. Our all inclusive analysis reveals consumers can save as much as $383 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Fultondale, AL | Homeowners Insurance Agency Near Fultondale, AL | Address |
|---|---|---|
| Travelers | Bracey & Bracey Insurance Service | 106 Oxmoor Rd. Ste 146, Birmingham, AL, 35209 |
| Travelers | Briggs Insurance Agency Inc | 5245 OLD SPRINGVILLE RD STE 101, PINSON, AL, 35126 |
| State Farm | David Pember | 7327 Highway 75 Ste 105, Pinson, AL, 35126-4908 |
| Farmers | Sheridan Hill | 1329 Forestdale Blvd Ste 306, Birmingham, AL, 35214 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Tarrant city, Alabama | $116 | $155 | $232 |
| Gardendale CCD, Jefferson County, Alabama | $122 | $163 | $244 |
| Mount Olive CDP (Jefferson County), Alabama | $124 | $165 | $247 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Fultondale, AL | 6.9% | 24.4% |
| Tarrant | 8.23% | 25.52% |
| Gardendale | 6.31% | 23.24% |
| Mount Olive | 6.1% | 21.86% |
| Fultondale Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 53 | 4.0% | $358 |
| $200 to $299 | 34 | 2.0% | $808 |
| $300 to $499 | 43 | 3.0% | $1258 |
| $500 to $749 | 287 | 24.0% | $1933 |
| $750 to $999 | 541 | 45.0% | $2683 |
| $1,000 to $1,499 | 236 | 19.0% | $3808 |
| Streets in Fultondale Area | Homeowners Insurance Cost |
|---|---|
| Campbell Ln, Willowridge Cir, Valley East Industrial Dr, Thomas Ave, Co Rd 124, 42nd Ln N, Hunters Run, Omaha Dr, Highcroft Dr, Odum Cir | $964 |
| Hall St, Ash Ave, Poplar Cir, Westwood Rd, 42nd Ter N, Dave Cliff Dr, Co Rd 123, Blackstone Way, Belcher Hill Rd, 30th Pl N | $988 |
| Lenora Dr, Frankfort Ln, Potts Hollow Rd, Myrtle St, Draper Way, Cedar Rd, Willow St, Castle Dr, Pine Hill Dr, Embry Rd | $965 |
| Twin Lawn Dr, Donna Dr, Nena Cir, Hathaway Ln, Bill Noble Dr, Hooper City Garden-Dale Rd, Dean Ln, Wooddale Dr, Donna Dr, Ebenezer Ln | $973 |
| Oakhurst St, Co Rd 121, Garden Dr, Robin Dr, Sunflower St N, Locust Dr, Calvary Cir, Burgin Dr, Oak Forest Dr, Mountain View Ln | $970 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Fultondale | $143 to $146 |
| Tarrant | $139 |
| Gardendale | $146 |
| Mount Olive | $148 |
| Deductible | Coverage | Company | Premium ($) |
|---|---|---|---|
| $500 | $150,000 | Allstate Vehicle And Property Insurance Company | 627 |
| $500 | $150,000 | Travelers Home And Marine Insurance Company | 403 |
| $500 | $150,000 | United Services Automobile Association | 921 |
| $500 | $150,000 | Usaa Casualty Insurance Company | 1003 |
| $500 | $300,000 | Allstate Vehicle And Property Insurance Company | 1076 |
| $500 | $300,000 | Esurance Insurance Company | 1167 |
| $500 | $300,000 | Guideone Specialty Mutual Insurance Co | 1530 |
| $500 | $300,000 | Nationwide Mutual Fire Ins Company | 1899 |
| $500 | $300,000 | United Services Automobile Association | 1415 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $2,800 |
| Yearly Fultondale Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $1,800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,000 | $8,400 |
| Net Savings to Fultondale Home Owner from High Deductible Plan | $600 | |
| Scenario | Fultondale, AL Home Replacement Value MORE than Home Value | Fultondale, AL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $195,500 | $140,500 |
| Insurance Premium based on Replacement Value | $975 | $700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,000 | Risk Exposure from Under Insuring Coverage is $24,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $150/year |
| Insurance Company | Liberty Mutual | Chubb Group of Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 47 | 62 | 33 |
| Year Built | 1975 | 1983 | 2006 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $150000-$175000 | $175000-$200000 | $75000-$100000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |