Fullerton Insurance Rates:

Fullerton, CA homeowners insurance is approximately $548 to $744, about $45-$62/month. Our all inclusive analysis indicates shoppers can save as much as $258 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

The customer service experience I have with Allstate has always been satisfactory. Their expertise of products and recommendation is outstanding.
I do recommend this company to family and friends. They are quick to give you answers to questions and you get someone on the phone to help you quickly. If you ever have a claim there are no hassles. They send adjusters out quickly also and you receive payment in a timely manner as well.
State Farm
I'd rate State farm a 5 because the few times I've contacted customer service, they've been extremely nice and courtesy to me.
They make it easy to make payments. you can pay online, by phone or they can draft it automatically from your account.
State Farm
It's not easy getting a quote online. you have to call and speak with someone then wait for them to get back to you.
We have had allstate for just a short period of time, but they defiantly came through for our family in a time of crisis.
State Farm
I like that it covers what I would need it to cover in order for me to rebuild. I trust that they will care about me and that they will work with me to make sure that if something happened to my home that they wouldn't try to slide out of paying me to rebuild.
My premium is really low, but I think that it should be even lower because I have no history of claims.
State Farm
I haven't had to use the company's customer service a great number of times. But the few times I’ve used it, I found it to be prompt and very much adequate. I've been able to speak with a live person and have got the services I need.
Liberty Mutual
I chose not to compare other insurances because the trust factor was all I was looking for and I wasn't going to consider a door to door salesman.
Safeco Insurance
There really aren't any complaints that I can think of.
There is nothing I dislike about this company. They have been great in every way and I would recommend them to anyone looking for a new home insurance provider.
State Farm
Liberty Mutual
I really can't say there are many things that I dislike about my insurance company. If anything, I wish the rates were cheaper, but for what I'm getting and what others in my neighborhood with similar houses pay, it's a very reasonable and fair rate.
Look maybe we are detecting a theme here but I don't think much about my home insurance company and I haven't ever had to make a claim so I don't know what else to tell ya.
State Farm
Something that I dislike about this company is that the staff could be better trained as far as customer service. I need to feel that I am talking to actual humans and not robotic androids.
Allied Insurance
I would recommend Allied to everyone. They have easily covered our home and belongings and we have had no issues with making claims or being paid for those said claims.
I would and have recommended this company to all my friends and family. The insurance agents explain all the policies in a way any one can understand, they answer your phone calls or emails in a timely manner, and they process all your claims very fast.
I would absolutely recommend Allstate to anyone who asks me about insurance. We had been with our other provider for over 30 years and Allstate is a much better product.
State Farm
I would highly recommend State Farm. My State Farm rep is very attentive. I have been with State Farm for over 15 years and they have never let me down.
The people at our company are very friendly and competent. They helped us work with our bank to insure our home loan and keep communication flowing smoothly.
State Farm
I like this insurance company. In the future, I will recommend this company to my friends and family. This company can make people become able to buy a good house.
I like that they are a reputable nationwide company, with solid customer support both on the phone and through email, and they have capable reps who can help me through the entire process.
I like that it was easy to obtain over the phone with having to answer only a few questions.

Fullerton, CA Homeowners Insurance By Home Value

Fullerton, CA Home Value Total Homes % of Total Average Fullerton, CA Homeowners Insurance
Less than $50,000 303 3.0% $32
$50,000 to $59,999 146 1.0% $64
$60,000 to $69,999 146 1.0% $83
$100,000 to $124,999 129 1.0% $142
$125,000 to $149,999 129 1.0% $174
$150,000 to $174,999 206 2.0% $206
$175,000 to $199,999 223 2.0% $245
$200,000 to $249,999 746 9.0% $290
$250,000 to $299,999 1,162 14.0% $355
$300,000 to $399,999 4,730 58.0% $452

Top Home Insurance Agents Near Fullerton, CA

Home Insurance Company Near Fullerton, CA Homeowners Insurance Agency Near Fullerton, CA Address
State Farm Bill Solberg 401 Brookside Avenue, Redlands, CA, 92373-4609
State Farm Jorge Alonzo 2675 Zoe Ave, Huntington Pk, CA, 90255-4144
Travelers Louis Barnett & Associates 2601 AIRPORT DR STE 100, TORRANCE, CA, 90505
State Farm Steve Hs 818 N Hacienda Blvd Ste D, La Puente, CA, 91744-2806
NA The Rule Company Inc. 3620 Birch Street, 1St Floor Newport Beach, Newport Beach, CA, 90266

Fullerton, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Fullerton, CA

Streets in Fullerton Area Homeowners Insurance Cost
Ridgetop Ln, Moonstone, Viking Ave, N Bradford Ave, Jade Cir, E Evergreen Ave, Victoria Dr, W Moro Pl, Riedel Ave, E Pebble Beach Pl$628
Greenleaf Ave, W Palm Dr, W Poppy Hills Ct, Holly Way, E 3rd Ave, Arnold Way, Clairmont Ave, Fairview Cir, W Player Ave, Park Vista Ct$629
Innisfree Ct, Louise Pl, E Winchester St, Doria St, Sherwood Ave, Greenmeadow Dr, Keith Green, Links Rd, Peach Ave, S Armour Ct$653
Vu Ave, Cheyenne Way, Birch Pl, Wilderness Cir, Periwinkle St, Loganberry Ct, Mimosa Pl, Mountain Ridge Dr, W Pioneer Ave, Ferrier Ct$670
W Romneya Dr, Garnet Ln, Greenwich Dr, Pine Dr, W Parkdale Dr, N Avondale Ave, N Derek Dr, Gateway Ct, Miramonte Dr, W Rosslynn Ave$622
N Hilltop Ct, Cooper Ct, Poinsettia Dr, N Fairford Dr, S Locust Dr, Camino la Vis, N Hanover Pl, N Florence Pl, Carmel Cir, Ladera Vista Dr$650
W Cobblestone Rd, Bonnie Brae Dr, N Avolencia Dr, E Canfield Ln, S Richman Ave, S Puente St, Ave Santa Domingo, W Fir St, Birch Tree Ct, W Greenacre Ave$665
McFadden Dr, Egerer Pl, Winchester St, Ximeno Dr, Firethorne Ave, Mariner St, Riviera Ct, Hickory Dr, N Catalpa Ave, W Country Hills Dr$675
Burning Tree Rd, Brookline Pl, Lakeview Dr, N Montague Ave, Ladera Vista Dr, Norwich Ln, Wilson Ave, W Glenoaks Ave, Via Los Altos, Fender Ave$652
N Tunales Dr, E Erna Ave, Parkhaven Ct, Elizabeth Way, Milton Ave, Loma Verde Dr, Pso Grande, Hastings Ave, S Augusta Ct, Balboa Rd$674

Fullerton, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fullerton$96 to $99
La Habra$94
East Whittier$95

Fullerton, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
La Habra city, California $95 $126 $189
Placentia city, California $98 $130 $195
East Whittier CDP, California $95 $126 $189

Fullerton, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fullerton, CA2.0%11.8%
La Habra2.29%12.71%
East Whittier2.25%15.27%

Fullerton Renters Insurance as a Percentage of Rent

Fullerton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 285 1.0% $1225
$500 to $749 628 3.0% $1900
$750 to $999 2,228 11.0% $2650
$1,000 to $1,499 9,794 48.0% $3775
$1,500 or more 6,955 34.0% $5425

Average Cost Of Home Insurance By Company In Areas Nearby Fullerton For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmica Mutual411
150000500NewFirst American Ins348
4000001000NewFirst American Ins778
4000001000NewMAPFRE Group846
5000001000NewCentury National1079
1500002501-3 YearsStillwater Ins Co420
2000005001-3 YearsKemper668
2000005001-3 YearsTravelers406
25000010001-3 YearsUniversal North America379
40000010001-3 YearsMercury Ins Group431
40000010001-3 YearsPrivilege Underwriters Exch2086
50000025001-3 YearsBankers Standard2027
50000025001-3 YearsOregon Mutual786
1500005004-6 YearsCSE Safeguard420
1500005004-6 YearsPrivilege Underwriters Exch1082
2000005004-6 YearsBankers Standard2363
2000005004-6 YearsMercury Ins Group360
2500005004-6 YearsPrivilege Underwriters Exch1803
50000010004-6 YearsState Farm1130
50000025004-6 YearsQBE (Balboa)766
75000025004-6 YearsHorace Mann1745
2000005007-15 YearsChubb/Federal2057
25000010007-15 YearsChubb/Federal2293

Fullerton, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Fullerton Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Fullerton Home Owner from High Deductible Plan $600

Fullerton, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fullerton, CA Home Replacement Value MORE than Home Value Fullerton, CA Home Replacement Value LESS than Home Value
Replacement Value $647,500 $485,500
Insurance Premium based on Replacement Value $1,875 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $92,500 Risk Exposure from Under Insuring Coverage is $69,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $275/year

Example Fullerton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceTravelers
Monthly Premium 11029130
Year Built 198519601979
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $500000-$600000$175000-$200000$500000-$600000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Fullerton, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 700,000 Asphalt Shingles Roof 3,250 4 $1000-$2500 Deductible 950 6 Vinyl siding No
1970 440,000 Tile Roof 1,830 4 $500- $1000 Deductible 1040 8 Wood siding No
1999 655,000 Composition Roof 3,100 4 $500 Deductible 1700 9 Wood siding yes
1993 600,000 Tile Roof 2,220 5 $5000 to $10,000 Deductible 1010 10 Vinyl siding yes
1986 325,000 Composition Roof 1,630 4 $2500-$5000 Deductible 160 2 Stone Siding No
1979 355,000 Membrane Roof 1,470 2 > $10,000 Deductible 190 3 Stone Siding yes
1976 470,000 Tile Roof 1,660 2 $500- $1000 Deductible 700 10 Stucco siding yes
1990 400,000 Slate Shingles Roof 2,080 4 $2500-$5000 Deductible 500 7 Stucco siding No
1991 1,245,000 Shingles Roof 4,890 5 $2500-$5000 Deductible 1770 8 Wood siding yes
1995 480,000 Shingles Roof 1,710 4 $1000-$2500 Deductible 700 6 Vinyl siding yes
1988 605,000 Tile Roof 2,940 4 $1000-$2500 Deductible 710 5 Vinyl siding yes
1960 475,000 Slate Shingles Roof 2,160 4 $5000 to $10,000 Deductible 410 5 Fiber-Cement Siding No
1974 550,000 Slate Shingles Roof 2,310 4 $1000-$2500 Deductible 560 5 Fiber-Cement Siding yes
1974 500,000 Shingles Roof 2,040 3 $500 Deductible 540 5 Wood siding No
1973 650,000 Composition Roof 3,070 4 $500- $1000 Deductible 2410 12 Brick siding No
1997 615,000 Asphalt Shingles Roof 2,710 4 $1000-$2500 Deductible 910 6 Stone Siding No
1989 495,000 Metal Roof 1,760 4 $2500-$5000 Deductible 800 9 Stone Siding No
1961 530,000 Slate Shingles Roof 2,110 5 $5000 to $10,000 Deductible 360 5 Stone Siding No
1989 290,000 Metal Roof 1,290 3 $5000 to $10,000 Deductible 190 3 Wood siding No
1966 950,000 Shingles Roof 4,960 5 $1000-$2500 Deductible 1230 6 Brick siding yes
1990 335,000 Wood Shake Roof 1,330 2 $500- $1000 Deductible 930 9 Fiber-Cement Siding yes
1982 645,000 Metal Roof 3,350 5 $500 Deductible 670 4 Vinyl siding yes
1997 445,000 Shingles Roof 1,580 5 $500 Deductible 130 1 Wood siding No
1976 265,000 Tile Roof 1,140 2 $500 Deductible 700 9 Brick siding No
1974 800,000 Tile Roof 3,760 5 $5000 to $10,000 Deductible 450 3 Stone Siding yes
1988 265,000 Tile Roof 1,340 3 $2500-$5000 Deductible 320 7 Stucco siding No
1962 435,000 Asphalt Shingles Roof 1,740 4 > $10,000 Deductible 290 4 Stucco siding yes
1970 350,000 Metal Roof 1,580 2 $500- $1000 Deductible 250 2 Vinyl siding No
1982 780,000 Composition Roof 3,380 4 $500 Deductible 470 2 Stone Siding yes
1981 815,000 Wood Shake Roof 2,591 4 $5000 to $10,000 Deductible 1250 5 Stone Siding yes

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