Fullerton, CA Home Insurance - Analysis On Quotes, Rates & Agents
Fullerton Insurance Rates:
Fullerton, CA homeowners insurance is approximately $548 to $744, about $45-$62/month. Our all inclusive analysis indicates shoppers can save as much as $258 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
They make it easy to make payments. you can pay online, by phone or they can draft it automatically from your account.
It's not easy getting a quote online. you have to call and speak with someone then wait for them to get back to you.
We have had allstate for just a short period of time, but they defiantly came through for our family in a time of crisis.
I like that it covers what I would need it to cover in order for me to rebuild. I trust that they will care about me and that they will work with me to make sure that if something happened to my home that they wouldn't try to slide out of paying me to rebuild.
My premium is really low, but I think that it should be even lower because I have no history of claims.
I haven't had to use the company's customer service a great number of times. But the few times I’ve used it, I found it to be prompt and very much adequate. I've been able to speak with a live person and have got the services I need.
I chose not to compare other insurances because the trust factor was all I was looking for and I wasn't going to consider a door to door salesman.
There really aren't any complaints that I can think of.
There is nothing I dislike about this company. They have been great in every way and I would recommend them to anyone looking for a new home insurance provider.
THERE IS NOTHING DISLIKE ABOUT THE COMPANY
I really can't say there are many things that I dislike about my insurance company. If anything, I wish the rates were cheaper, but for what I'm getting and what others in my neighborhood with similar houses pay, it's a very reasonable and fair rate.
Look maybe we are detecting a theme here but I don't think much about my home insurance company and I haven't ever had to make a claim so I don't know what else to tell ya.
Something that I dislike about this company is that the staff could be better trained as far as customer service. I need to feel that I am talking to actual humans and not robotic androids.
I would recommend Allied to everyone. They have easily covered our home and belongings and we have had no issues with making claims or being paid for those said claims.
I would and have recommended this company to all my friends and family. The insurance agents explain all the policies in a way any one can understand, they answer your phone calls or emails in a timely manner, and they process all your claims very fast.
I would absolutely recommend Allstate to anyone who asks me about insurance. We had been with our other provider for over 30 years and Allstate is a much better product.
I like this insurance company. In the future, I will recommend this company to my friends and family. This company can make people become able to buy a good house.
I like that they are a reputable nationwide company, with solid customer support both on the phone and through email, and they have capable reps who can help me through the entire process.
I like that it was easy to obtain over the phone with having to answer only a few questions.
Fullerton, CA Homeowners Insurance By Home Value
|Fullerton, CA Home Value||Total Homes||% of Total||Average Fullerton, CA Homeowners Insurance|
|Less than $50,000||303||3.0%||$32|
|$50,000 to $59,999||146||1.0%||$64|
|$60,000 to $69,999||146||1.0%||$83|
|$100,000 to $124,999||129||1.0%||$142|
|$125,000 to $149,999||129||1.0%||$174|
|$150,000 to $174,999||206||2.0%||$206|
|$175,000 to $199,999||223||2.0%||$245|
|$200,000 to $249,999||746||9.0%||$290|
|$250,000 to $299,999||1,162||14.0%||$355|
|$300,000 to $399,999||4,730||58.0%||$452|
Top Home Insurance Agents Near Fullerton, CA
|Home Insurance Company Near Fullerton, CA||Homeowners Insurance Agency Near Fullerton, CA||Address|
|NA||The Rule Company Inc.||3620 Birch Street, 1St Floor Newport Beach, Newport Beach, CA, 90266|
|State Farm||Bill Solberg||401 Brookside Avenue, Redlands, CA, 92373-4609|
|State Farm||Jorge Alonzo||2675 Zoe Ave, Huntington Pk, CA, 90255-4144|
|Travelers||Louis Barnett & Associates||2601 AIRPORT DR STE 100, TORRANCE, CA, 90505|
|State Farm||Steve Hs||818 N Hacienda Blvd Ste D, La Puente, CA, 91744-2806|
Cost Of Homeowners Insurance By Street Near Fullerton, CA
|Streets in Fullerton Area||Homeowners Insurance Cost|
|Ridgetop Ln, Moonstone, Viking Ave, N Bradford Ave, Jade Cir, E Evergreen Ave, Victoria Dr, W Moro Pl, Riedel Ave, E Pebble Beach Pl||$628|
|Greenleaf Ave, W Palm Dr, W Poppy Hills Ct, Holly Way, E 3rd Ave, Arnold Way, Clairmont Ave, Fairview Cir, W Player Ave, Park Vista Ct||$629|
|Innisfree Ct, Louise Pl, E Winchester St, Doria St, Sherwood Ave, Greenmeadow Dr, Keith Green, Links Rd, Peach Ave, S Armour Ct||$653|
|Vu Ave, Cheyenne Way, Birch Pl, Wilderness Cir, Periwinkle St, Loganberry Ct, Mimosa Pl, Mountain Ridge Dr, W Pioneer Ave, Ferrier Ct||$670|
|W Romneya Dr, Garnet Ln, Greenwich Dr, Pine Dr, W Parkdale Dr, N Avondale Ave, N Derek Dr, Gateway Ct, Miramonte Dr, W Rosslynn Ave||$622|
|N Hilltop Ct, Cooper Ct, Poinsettia Dr, N Fairford Dr, S Locust Dr, Camino la Vis, N Hanover Pl, N Florence Pl, Carmel Cir, Ladera Vista Dr||$650|
|W Cobblestone Rd, Bonnie Brae Dr, N Avolencia Dr, E Canfield Ln, S Richman Ave, S Puente St, Ave Santa Domingo, W Fir St, Birch Tree Ct, W Greenacre Ave||$665|
|McFadden Dr, Egerer Pl, Winchester St, Ximeno Dr, Firethorne Ave, Mariner St, Riviera Ct, Hickory Dr, N Catalpa Ave, W Country Hills Dr||$675|
|Burning Tree Rd, Brookline Pl, Lakeview Dr, N Montague Ave, Ladera Vista Dr, Norwich Ln, Wilson Ave, W Glenoaks Ave, Via Los Altos, Fender Ave||$652|
|N Tunales Dr, E Erna Ave, Parkhaven Ct, Elizabeth Way, Milton Ave, Loma Verde Dr, Pso Grande, Hastings Ave, S Augusta Ct, Balboa Rd||$674|
Fullerton, CA Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Fullerton||$96 to $99|
Fullerton, CA Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|La Habra city, California||$95||$126||$189|
|Placentia city, California||$98||$130||$195|
|East Whittier CDP, California||$95||$126||$189|
Fullerton, CA Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
Fullerton Renters Insurance as a Percentage of Rent
|Fullerton Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$300 to $499||285||1.0%||$1225|
|$500 to $749||628||3.0%||$1900|
|$750 to $999||2,228||11.0%||$2650|
|$1,000 to $1,499||9,794||48.0%||$3775|
|$1,500 or more||6,955||34.0%||$5425|
Average Cost Of Home Insurance By Company In Areas Nearby Fullerton For Different Scenarios
|Coverage ($)||Deductible ($)||Age of home||Company||Average homeowners insurance premium ($)|
|150000||500||New||First American Ins||348|
|400000||1000||New||First American Ins||778|
|150000||250||1-3 Years||Stillwater Ins Co||420|
|250000||1000||1-3 Years||Universal North America||379|
|400000||1000||1-3 Years||Mercury Ins Group||431|
|400000||1000||1-3 Years||Privilege Underwriters Exch||2086|
|500000||2500||1-3 Years||Bankers Standard||2027|
|500000||2500||1-3 Years||Oregon Mutual||786|
|150000||500||4-6 Years||CSE Safeguard||420|
|150000||500||4-6 Years||Privilege Underwriters Exch||1082|
|200000||500||4-6 Years||Bankers Standard||2363|
|200000||500||4-6 Years||Mercury Ins Group||360|
|250000||500||4-6 Years||Privilege Underwriters Exch||1803|
|500000||1000||4-6 Years||State Farm||1130|
|500000||2500||4-6 Years||QBE (Balboa)||766|
|750000||2500||4-6 Years||Horace Mann||1745|
Fullerton, CA Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Fullerton Homeowner Insurance Premium Example||$800||$600|
|Out of Pocket Expense During Claim||$600||$1,600|
|Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim||$7,000||$6,400|
|Net Savings to Fullerton Home Owner from High Deductible Plan||$600|
Fullerton, CA Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Fullerton, CA Home Replacement Value MORE than Home Value||Fullerton, CA Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$1,875||$1,400|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $92,500||Risk Exposure from Under Insuring Coverage is $69,500|
|Premium Impact||Insurance cheaper by $200/year||Insurance costlier by $275/year|
Example Fullerton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||Amica Mutual Insurance Company||Nationwide Insurance||Travelers|
|Home Details||4 Beds, 1 Baths||2 Beds, 1 Baths||5 Beds, 3 Baths|
|Deductible||$500 Deductible||$5000 to $10,000 Deductible||$2500-$5000 Deductible|
Sample Home Insurance Rates for Fullerton, CA from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|1979||355,000||Membrane Roof||1,470||2||> $10,000 Deductible||190||3||Stone Siding||yes|
|1976||470,000||Tile Roof||1,660||2||$500- $1000 Deductible||700||10||Stucco siding||yes|
|1990||400,000||Slate Shingles Roof||2,080||4||$2500-$5000 Deductible||500||7||Stucco siding||No|
|1991||1,245,000||Shingles Roof||4,890||5||$2500-$5000 Deductible||1770||8||Wood siding||yes|
|1995||480,000||Shingles Roof||1,710||4||$1000-$2500 Deductible||700||6||Vinyl siding||yes|
|1988||605,000||Tile Roof||2,940||4||$1000-$2500 Deductible||710||5||Vinyl siding||yes|
|1960||475,000||Slate Shingles Roof||2,160||4||$5000 to $10,000 Deductible||410||5||Fiber-Cement Siding||No|
|1974||550,000||Slate Shingles Roof||2,310||4||$1000-$2500 Deductible||560||5||Fiber-Cement Siding||yes|
|1974||500,000||Shingles Roof||2,040||3||$500 Deductible||540||5||Wood siding||No|
|1973||650,000||Composition Roof||3,070||4||$500- $1000 Deductible||2410||12||Brick siding||No|
|1997||615,000||Asphalt Shingles Roof||2,710||4||$1000-$2500 Deductible||910||6||Stone Siding||No|
|1989||495,000||Metal Roof||1,760||4||$2500-$5000 Deductible||800||9||Stone Siding||No|
|1961||530,000||Slate Shingles Roof||2,110||5||$5000 to $10,000 Deductible||360||5||Stone Siding||No|
|1989||290,000||Metal Roof||1,290||3||$5000 to $10,000 Deductible||190||3||Wood siding||No|
|1966||950,000||Shingles Roof||4,960||5||$1000-$2500 Deductible||1230||6||Brick siding||yes|
|1990||335,000||Wood Shake Roof||1,330||2||$500- $1000 Deductible||930||9||Fiber-Cement Siding||yes|
|1982||645,000||Metal Roof||3,350||5||$500 Deductible||670||4||Vinyl siding||yes|
|1997||445,000||Shingles Roof||1,580||5||$500 Deductible||130||1||Wood siding||No|
|1976||265,000||Tile Roof||1,140||2||$500 Deductible||700||9||Brick siding||No|
|1974||800,000||Tile Roof||3,760||5||$5000 to $10,000 Deductible||450||3||Stone Siding||yes|
|1988||265,000||Tile Roof||1,340||3||$2500-$5000 Deductible||320||7||Stucco siding||No|
|1962||435,000||Asphalt Shingles Roof||1,740||4||> $10,000 Deductible||290||4||Stucco siding||yes|
|1970||350,000||Metal Roof||1,580||2||$500- $1000 Deductible||250||2||Vinyl siding||No|
|1982||780,000||Composition Roof||3,380||4||$500 Deductible||470||2||Stone Siding||yes|
|1981||815,000||Wood Shake Roof||2,591||4||$5000 to $10,000 Deductible||1250||5||Stone Siding||yes|