Fruitville Insurance Rates:

Fruitville, FL homeowners insurance is about $1,007 to $1,372, about $83-$114/month. Our in depth research reveals consumers can save as much as $475 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Fruitville, FL Homeowners Insurance By Home Value

Fruitville, FL Home Value Total Homes % of Total Average Fruitville, FL Homeowners Insurance
Less than $50,000 109 3.0% $142
$90,000 to $99,999 70 2.0% $570
$100,000 to $124,999 294 8.0% $653
$125,000 to $149,999 312 9.0% $820
$150,000 to $174,999 410 11.0% $974
$175,000 to $199,999 604 17.0% $1117
$200,000 to $249,999 659 19.0% $1355
$250,000 to $299,999 620 18.0% $1652
$300,000 to $399,999 265 7.0% $2104

Top Home Insurance Agents Near Fruitville, FL

Home Insurance Company Near Fruitville, FL Homeowners Insurance Agency Near Fruitville, FL Address
Allstate Jeff Holman 10696 Gandy Blvd N, Saint Petersburg, FL, 33702
State Farm Jenny Martin 1001 4th St N, St Petersburg, FL, 33701-1723
Liberty Mutual Independent Most Insurance Agency 801 N ARMENIA AVE, TAMPA, FL, 33609
Travelers Rowley Insurance Agency Inc 262 S INDIANA AVE, ENGLEWOOD, FL, 34223
State Farm Tyler Jordan 3650 Erindale Drive, Valrico, FL, 33596

Cost Of Homeowners Insurance By Street Near Fruitville, FL

Streets in Fruitville Area Homeowners Insurance Cost
Secretariat Way, N Lake Dr, Bravura Lake Dr, Tatum Ridge Rd, Sandphil Rd, Lime Oak Ct, Kensington St, Speasmaker Ln, Greystone Ln, Day Ln$1,180
Oak Hill Way, Oak Vista Dr, Burnt Branch Cir, Hidden Oaks Ln, Coleman Ave, Roseburn Ct, Wye Oak Ln, E Long Common Ct, Summer Breeze Way, S Oak Ct$1,196
Gerry Rd, Palmer Glen Cir, Horton Cir, Talon Ln, E Robin Hood Trl, Russell Ave, Richardson Way, Chartley Ct S, Seasons Blvd, Parkland Ave$1,257
Aerie Ct, Weybridge, Silo Ct, Appaloosa Cir, Briar Creek Pl, Goodwood Ct, Raymond Rd, Kingsmere, Summer Walk Cir, Man-Of-War Cir$1,246
Drakeswood Cir, Burr Oak Ct, Foxcroft Ct, Paschal Pl, Sawgrass Rd, Roxye Ln, Gold Oak Ln, Houle Pl, S Leewynn Ct, Downham Meadows$1,193

Fruitville, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fruitville$177 to $179
Sarasota$178
Sarasota Springs$173
The Meadows$181

Fruitville, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sarasota CCD, Sarasota County, Florida $149 $198 $297
Sarasota Springs CDP, Florida $145 $193 $289
The Meadows CDP, Florida $151 $201 $302

Fruitville, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fruitville, FL5.9%21.5%
Sarasota5.89%17.47%
Sarasota Springs6.73%20.55%
The Meadows5.87%17.42%

Fruitville Renters Insurance as a Percentage of Rent

Fruitville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 56 3.0% $1232
$500 to $749 149 8.0% $1907
$750 to $999 508 29.0% $2657
$1,000 to $1,499 862 49.0% $3782
$1,500 or more 170 9.0% $5432

Average Cost Of Home Insurance By Company In Areas Nearby Fruitville For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $3,532
150,000 27 NO First Protective Insurance $1,852
150,000 27 NO St. Johns Insurance $2,937
150,000 27 NO Stillwater Property And Casualty Insurance $2,625
150,000 27 NO United Property & Casualty Insurance $4,228
150,000 27 NO Universal Insurance $2,747
150,000 27 YES Safeway Property Insurance $1,464
150,000 27 YES Universal Insurance $1,203
300,000 12 NA Safeway Property Insurance $2,400
300,000 12 NA Tower Hill Prime Insurance $2,097

Fruitville, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Fruitville Homeowner Insurance Premium Example $5,500$4,900
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $33,500$32,900
Net Savings to Fruitville Home Owner from High Deductible Plan $600

Fruitville, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fruitville, FL Home Replacement Value MORE than Home Value Fruitville, FL Home Replacement Value LESS than Home Value
Replacement Value $237,000 $144,500
Insurance Premium based on Replacement Value $3,825 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $725/year Insurance costlier by $775/year

Example Fruitville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceState Farm
Monthly Premium 301184242
Year Built 200519952012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$200000-$250000$200000-$250000
Deductible $2500-$5000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Fruitville, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 260,000 Composition Roof 2,100 3 $500- $1000 Deductible 2980 8 Stone Siding yes
2006 330,000 Metal Roof 2,920 4 $5000 to $10,000 Deductible 1820 6 Stucco siding No
2010 225,000 Metal Roof 2,160 4 $500- $1000 Deductible 1950 8 Fiber-Cement Siding yes
1999 250,000 Shingles Roof 1,870 4 $500 Deductible 1860 5 Fiber-Cement Siding yes
1991 250,000 Wood Shake Roof 2,170 4 > $10,000 Deductible 2550 9 Brick siding yes
2011 285,000 Wood Shake Roof 2,290 4 $5000 to $10,000 Deductible 2080 6 Fiber-Cement Siding yes
2010 405,000 Wood Shake Roof 3,390 4 $1000-$2500 Deductible 430 1 Fiber-Cement Siding yes
2012 220,000 Tile Roof 1,830 3 $2500-$5000 Deductible 1370 6 Brick siding No
1996 250,000 Composition Roof 2,090 4 $5000 to $10,000 Deductible 3280 12 Brick siding No
1991 215,000 Wood Shake Roof 2,360 4 $500 Deductible 1640 5 Fiber-Cement Siding yes
2010 170,000 Composition Roof 1,780 3 $5000 to $10,000 Deductible 1400 5 Stucco siding No
1994 320,000 Membrane Roof 2,420 4 $2500-$5000 Deductible 2060 5 Vinyl siding No
1990 200,000 Shingles Roof 1,900 3 $500 Deductible 1930 7 Fiber-Cement Siding No
2010 205,000 Wood Shake Roof 1,990 3 $5000 to $10,000 Deductible 550 2 Stone Siding No
2014 170,000 Slate Shingles Roof 1,800 3 $2500-$5000 Deductible 2860 12 Vinyl siding No
2010 245,000 Tile Roof 1,910 3 $2500-$5000 Deductible 2050 6 Fiber-Cement Siding yes
2010 205,000 Shingles Roof 1,770 3 $1000-$2500 Deductible 1360 4 Vinyl siding yes
2002 255,000 Asphalt Shingles Roof 2,730 4 $2500-$5000 Deductible 300 1 Wood siding No
2012 325,000 Wood Shake Roof 3,120 4 $2500-$5000 Deductible 2030 5 Brick siding No
2002 285,000 Wood Shake Roof 2,260 3 $500 Deductible 3360 6 Brick siding No
2008 300,000 Slate Shingles Roof 3,310 4 $500- $1000 Deductible 2630 8 Fiber-Cement Siding No
1997 235,000 Shingles Roof 1,930 3 $2500-$5000 Deductible 1130 4 Brick siding No
1994 125,000 Tile Roof 1,330 3 $1000-$2500 Deductible 930 6 Stucco siding yes
2010 270,000 Shingles Roof 2,140 3 $1000-$2500 Deductible 2360 7 Stone Siding yes
1995 145,000 Composition Roof 1,290 3 $500 Deductible 1500 8 Fiber-Cement Siding No
2001 240,000 Composition Roof 2,690 4 $2500-$5000 Deductible 210 1 Stucco siding yes
2011 265,000 Asphalt Shingles Roof 2,680 4 $5000 to $10,000 Deductible 290 1 Wood siding No
2007 285,000 Membrane Roof 3,140 4 $5000 to $10,000 Deductible 2740 10 Stucco siding No
1994 180,000 Metal Roof 1,770 3 $5000 to $10,000 Deductible 940 4 Wood siding yes
2001 245,000 Asphalt Shingles Roof 2,160 4 $2500-$5000 Deductible 1740 8 Vinyl siding yes
2014 280,000 Slate Shingles Roof 2,230 3 $1000-$2500 Deductible 3960 10 Vinyl siding yes
2001 375,000 Composition Roof 3,390 4 > $10,000 Deductible 4350 10 Stone Siding yes
1992 275,000 Slate Shingles Roof 2,170 3 > $10,000 Deductible 1370 6 Stucco siding yes
2001 280,000 Wood Shake Roof 2,120 4 $1000-$2500 Deductible 610 2 Stucco siding No