Fruit Heights, UT homeowners insurance is approximately $434 to $591, about $36-$49/month. Our exhaustive analysis reveals consumers can save as much as $204 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Fruit Heights, UT | Homeowners Insurance Agency Near Fruit Heights, UT | Address |
|---|---|---|
| State Farm | Chad Rutledge | 6783 S Redwood Rd Ste 103, West Jordan, UT, 84084-5685 |
| Liberty Mutual Independent | Integrated Ins Solutions Inc. | 3191 VALLEY ST STE 206, SALT LAKE CTY, UT, 84109 |
| Farmers | Ronald Sandberg | 7109 S Highland Dr Ste 204, Cottonwood Heights, UT, 84121 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Kaysville city, Utah | $76 | $101 | $152 |
| Farmington city, Utah | $77 | $102 | $153 |
| Layton city, Utah | $74 | $98 | $147 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Fruit Heights, UT | 2.1% | 8.7% |
| Kaysville | 2.4% | 11.11% |
| Farmington | 2.36% | 9.42% |
| Layton | 2.82% | 10.69% |
| Fruit Heights Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 12 | 27.0% | $1899 |
| $750 to $999 | 16 | 36.0% | $2649 |
| $1,000 to $1,499 | 8 | 18.0% | $3774 |
| $1,500 or more | 8 | 18.0% | $5424 |
| Streets in Fruit Heights Area | Homeowners Insurance Cost |
|---|---|
| 1350, Pheasant View Dr, Deer Crest Cir, E Mutton Hollow Rd, E Bourne Ct, E 370 S, S Frontage Rd W, Liston Cir, Majestic St, 100E | $528 |
| W Clover Meadow Rd N, James Dr, 1375, 185 E, 1750, W Farmington Dr N, S 25 E, E Ward Rd N, 175 E, Oakmont Rd | $523 |
| N 30 E, N Mountain Rd, Woodland Dr, S 1750 E, Virginia Cir, 1325, N 350 E, 500, N Robyn Way, Mountain Side Dr | $513 |
| S 25 W, N 3250 E, Spencer Way, N Devon Dr, Mahogany Dr, Willow Wood Ln, S Palos Verdes Dr, E Park Dr, N 30 W, 1750 | $502 |
| Corral Dr, 340, W 2060 N, N Winston Dr, Richards Way, Alice Ln, Coventry Cir, W 450 S, N Delene Bowman Dr W, Sterling Dr | $524 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Fruit Heights | $76 to $79 |
| Kaysville | $76 |
| Layton | $74 |
| Centerville | $75 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Fruit Heights Homeowner Insurance Premium Example | $1,400 | $900 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $9,800 | $8,800 |
| Net Savings to Fruit Heights Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Fruit Heights, UT Home Replacement Value MORE than Home Value | Fruit Heights, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $271,000 | $165,500 |
| Insurance Premium based on Replacement Value | $825 | $500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,000 | Risk Exposure from Under Insuring Coverage is $50,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $150/year |
| Insurance Company | Nationwide Insurance | Liberty Mutual | State Farm |
| Monthly Premium | 107 | 42 | 84 |
| Year Built | 1986 | 1995 | 2000 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $500000-$600000 | $300000-$350000 | $600000-$700000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |