Fruit Heights Insurance Rates:

Fruit Heights, UT homeowners insurance is approximately $434 to $591, about $36-$49/month. Our exhaustive analysis reveals consumers can save as much as $204 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fruit Heights, UT Homeowners Insurance By Home Value

Fruit Heights, UT Home Value Total Homes % of Total Average Fruit Heights, UT Homeowners Insurance
Less than $50,000 114 11.0% $40
$150,000 to $174,999 67 6.0% $281
$175,000 to $199,999 38 3.0% $327
$200,000 to $249,999 171 16.0% $394
$250,000 to $299,999 343 33.0% $481
$300,000 to $399,999 288 27.0% $614

Top Home Insurance Agents Near Fruit Heights, UT

Home Insurance Company Near Fruit Heights, UT Homeowners Insurance Agency Near Fruit Heights, UT Address
NA Francis Weah 8575 W. Bosnall Boy, Magna, UT, 84044
NA Dangerfield Insurance Agency 111 E 5600 S Ste 106 Salt Lake City, Murray, UT, 84107
State Farm Chad Rutledge 6783 S Redwood Rd Ste 103, West Jordan, UT, 84084-5685
Liberty Mutual Independent Integrated Ins Solutions Inc. 3191 VALLEY ST STE 206, SALT LAKE CTY, UT, 84109
Farmers Ronald Sandberg 7109 S Highland Dr Ste 204, Cottonwood Heights, UT, 84121

Cost Of Homeowners Insurance By Street Near Fruit Heights, UT

Streets in Fruit Heights Area Homeowners Insurance Cost
1350, Pheasant View Dr, Deer Crest Cir, E Mutton Hollow Rd, E Bourne Ct, E 370 S, S Frontage Rd W, Liston Cir, Majestic St, 100E$528
W Clover Meadow Rd N, James Dr, 1375, 185 E, 1750, W Farmington Dr N, S 25 E, E Ward Rd N, 175 E, Oakmont Rd$523
N 30 E, N Mountain Rd, Woodland Dr, S 1750 E, Virginia Cir, 1325, N 350 E, 500, N Robyn Way, Mountain Side Dr$513
S 25 W, N 3250 E, Spencer Way, N Devon Dr, Mahogany Dr, Willow Wood Ln, S Palos Verdes Dr, E Park Dr, N 30 W, 1750$502
Corral Dr, 340, W 2060 N, N Winston Dr, Richards Way, Alice Ln, Coventry Cir, W 450 S, N Delene Bowman Dr W, Sterling Dr$524

Fruit Heights, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fruit Heights$76 to $79
Kaysville$76
Layton$74
Centerville$75

Fruit Heights, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kaysville city, Utah $76 $101 $152
Farmington city, Utah $77 $102 $153
Layton city, Utah $74 $98 $147

Fruit Heights, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fruit Heights, UT2.1%8.7%
Kaysville2.4%11.11%
Farmington2.36%9.42%
Layton2.82%10.69%

Fruit Heights Renters Insurance as a Percentage of Rent

Fruit Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 12 27.0% $1899
$750 to $999 16 36.0% $2649
$1,000 to $1,499 8 18.0% $3774
$1,500 or more 8 18.0% $5424

Fruit Heights, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Fruit Heights Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,800$8,800
Net Savings to Fruit Heights Home Owner from High Deductible Plan $1,000

Fruit Heights, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fruit Heights, UT Home Replacement Value MORE than Home Value Fruit Heights, UT Home Replacement Value LESS than Home Value
Replacement Value $271,000 $165,500
Insurance Premium based on Replacement Value $825 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Fruit Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualState Farm
Monthly Premium 1074284
Year Built 198619952000
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $500000-$600000$300000-$350000$600000-$700000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Fruit Heights, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 455,000 Asphalt Shingles Roof 2,940 4 $5000 to $10,000 Deductible 170 2 Stone Siding No
2008 730,000 Wood Shake Roof 4,030 5 $500- $1000 Deductible 2210 12 Brick siding yes
1998 760,000 Metal Roof 4,980 5 $2500-$5000 Deductible 930 8 Fiber-Cement Siding No
1990 440,000 Wood Shake Roof 2,640 5 $500 Deductible 270 3 Wood siding yes
2012 290,000 Tile Roof 1,730 4 > $10,000 Deductible 210 6 Fiber-Cement Siding yes
1993 305,000 Asphalt Shingles Roof 2,030 4 $1000-$2500 Deductible 350 5 Stucco siding yes
2010 215,000 Asphalt Shingles Roof 1,740 4 > $10,000 Deductible 210 8 Stucco siding No
2008 470,000 Tile Roof 3,650 5 $2500-$5000 Deductible 460 7 Vinyl siding yes
2014 335,000 Tile Roof 2,300 4 $2500-$5000 Deductible 240 3 Brick siding No
2011 370,000 Asphalt Shingles Roof 2,570 4 $1000-$2500 Deductible 890 10 Wood siding No
1982 505,000 Wood Shake Roof 3,720 5 $1000-$2500 Deductible 890 9 Brick siding No
1993 390,000 Tile Roof 3,080 4 $2500-$5000 Deductible 520 8 Stucco siding No
2010 290,000 Asphalt Shingles Roof 2,290 4 $2500-$5000 Deductible 260 5 Brick siding No