Frostburg Insurance Rates:

Frostburg, MD homeowners insurance is nearly $564 to $772, about $47-$64/month. Our in depth research indicates shoppers can save upto $267 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Frostburg, MD Homeowners Insurance By Home Value

Frostburg, MD Home Value Total Homes % of Total Average Frostburg, MD Homeowners Insurance
Less than $50,000 116 7.0% $113
$50,000 to $59,999 17 1.0% $247
$60,000 to $69,999 70 4.0% $307
$70,000 to $79,999 85 5.0% $354
$80,000 to $89,999 88 5.0% $400
$90,000 to $99,999 55 3.0% $447
$100,000 to $124,999 310 19.0% $521
$125,000 to $149,999 139 8.0% $647
$150,000 to $174,999 233 14.0% $768
$175,000 to $199,999 121 7.0% $888
$200,000 to $249,999 178 11.0% $1068
$250,000 to $299,999 117 7.0% $1309
$300,000 to $399,999 76 4.0% $1663

Top Home Insurance Agents Near Frostburg, MD

Home Insurance Company Near Frostburg, MD Homeowners Insurance Agency Near Frostburg, MD Address
Travelers Defurio Mongell & Associates 221 PITTSBURGH ST, SCOTTDALE, PA, 15683
Nationwide Francis Worthington Estes 303 W Main St, Ligonier, PA, 15658
Travelers Independent Insurance Assoc Inc 531 N CENTER AVE STE 104, SOMERSET, PA, 15501
Nationwide Jason E Sechler Agency 145 Bridge St, Rockwood, PA, 15557
Allstate Summit Ins Services 310 North Main St., Moorefield, WV, 26836

Cost Of Homeowners Insurance By Street Near Frostburg, MD

Streets in Frostburg Area Homeowners Insurance Cost
Depot Ter, 3rd St, Buckeye Ln NW, Shaw St, Wright St, Woodsview Dr, Cherry Ln SW, N Mount Vernon St, Louisana St, Nazzerano Ln$667
Moonlight Dr, Piney Mountain Rd SW, Victoria Ln, University Dr, Sandspring Run Rd NW, S Cranberry Swamp Rd, Broken Hart Mine Rd, Duck Hawk Dr, Eckhart Mines St SW, Crystal Ln NW$670
Vale Summit Rd SW, Winner View Ter NW, Teaberry Ln, Hawthorne Dr, Skidmore Rd SW, State Hwy 638, Rose Meadow Ln NW, Baptist St, Troutmans Ln, Kalor Cir$668
Espy Ave, Braddock Hts, Carole's Ln, Big Vein St SW, Walnut St, Burton Park Dr SW, Feldmans Aly, Barnard Pl, Graham St, Wilker Ln NW$666
Wrigtht St, E College Ave, Green St, Upper Georges Creek Rd SW, Washington Hollow Rd SW, Laure Hill Rd, E Mechanic St, Nickel Ave, Turk Ln SW, Engletown Rd E$668

Frostburg, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Frostburg$99 to $102
Grahamtown$102
Zihlman$97
Eckhart Mines$99

Frostburg, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grahamtown CDP, Maryland $103 $137 $206
Zihlman CDP, Maryland $98 $130 $195
Eckhart Mines CDP, Maryland $100 $133 $200

Frostburg, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Frostburg, MD5.2%13.8%
Grahamtown3.42%19.09%
Zihlman6.71%18.42%
Eckhart Mines3.99%12.31%

Frostburg Renters Insurance as a Percentage of Rent

Frostburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 31 1.0% $351
$200 to $299 78 4.0% $801
$300 to $499 554 31.0% $1251
$500 to $749 558 31.0% $1926
$750 to $999 365 20.0% $2676
$1,000 to $1,499 147 8.0% $3801
$1,500 or more 20 1.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Frostburg For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
170,000 1,000 Masonry 25 Amica Mutual Insurance Co. 773
220,000 1,000 Frame 15 Csaa Affinity Insurance Co. 717
220,000 1,000 Frame 15 Donegal Mutual Insurance Co. 701
100,000 500 Frame 45 Hartford Fire Insurance Co. 1,216
170,000 1,000 Masonry 25 Hartford Fire Insurance Co. 1,020
220,000 1,000 Frame 15 Metropolitan Property And Casualty Ins. 802
220,000 1,000 Frame 15 Pharmacists Mutual Insurance Co. 756
120,000 500 Frame 35 Selective Ins. Co. Of South Carolina 582
120,000 500 Frame 35 Stillwater P & C Insurance Co. 612
100,000 500 Frame 45 Unitrin Direct Property & Casualty Co. 800

Frostburg, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Frostburg Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,300$11,100
Net Savings to Frostburg Home Owner from High Deductible Plan $1,200

Frostburg, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Frostburg, MD Home Replacement Value MORE than Home Value Frostburg, MD Home Replacement Value LESS than Home Value
Replacement Value $171,000 $119,500
Insurance Premium based on Replacement Value $750 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Frostburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceErie InsuranceTravelers
Monthly Premium 533454
Year Built 197320051941
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$125000-$150000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Frostburg, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 175,000 Tile Roof 1,860 3 $2500-$5000 Deductible 790 10 Stone Siding yes
1940 135,000 Asphalt Shingles Roof 1,630 3 $500- $1000 Deductible 360 10 Brick siding yes
1969 130,000 Composition Roof 1,790 3 $1000-$2500 Deductible 150 4 Stone Siding yes
1949 185,000 Asphalt Shingles Roof 1,770 2 $500 Deductible 60 1 Wood siding yes
1940 240,000 Membrane Roof 3,360 5 $1000-$2500 Deductible 680 8 Brick siding No
1971 105,000 Metal Roof 1,100 2 $500- $1000 Deductible 80 2 Stucco siding yes
1944 105,000 Tile Roof 1,350 2 $1000-$2500 Deductible 130 5 Vinyl siding yes
1948 255,000 Slate Shingles Roof 2,940 4 $1000-$2500 Deductible 630 8 Brick siding yes
1960 100,000 Wood Shake Roof 1,010 2 $500 Deductible 140 4 Wood siding yes
1966 180,000 Metal Roof 1,990 3 $500 Deductible 730 12 Stone Siding yes
1948 100,000 Slate Shingles Roof 1,070 2 $500- $1000 Deductible 410 12 Vinyl siding yes
1980 95,000 Shingles Roof 970 2 $500- $1000 Deductible 80 3 Wood siding yes
1969 165,000 Shingles Roof 1,790 2 $2500-$5000 Deductible 90 2 Wood siding yes
1977 165,000 Tile Roof 2,320 5 $5000 to $10,000 Deductible 470 8 Stucco siding No
1946 240,000 Tile Roof 2,310 3 $500 Deductible 1150 9 Brick siding yes
2001 75,000 Wood Shake Roof 1,040 2 $2500-$5000 Deductible 220 9 Wood siding No
1964 120,000 Membrane Roof 1,700 2 $1000-$2500 Deductible 340 9 Wood siding yes
1989 95,000 Membrane Roof 1,080 2 $500- $1000 Deductible 70 2 Fiber-Cement Siding yes
1978 170,000 Shingles Roof 2,380 4 $2500-$5000 Deductible 650 10 Stucco siding No
1948 110,000 Asphalt Shingles Roof 1,570 3 $2500-$5000 Deductible 430 12 Brick siding yes
1960 225,000 Shingles Roof 2,460 4 > $10,000 Deductible 340 7 Brick siding No
1973 140,000 Shingles Roof 1,450 2 $2500-$5000 Deductible 340 8 Stucco siding yes
1942 375,000 Slate Shingles Roof 4,050 5 $2500-$5000 Deductible 1390 9 Vinyl siding yes
1940 230,000 Shingles Roof 2,820 4 $1000-$2500 Deductible 160 2 Fiber-Cement Siding yes
1985 90,000 Tile Roof 1,190 2 $1000-$2500 Deductible 250 9 Stucco siding No
1948 345,000 Slate Shingles Roof 4,770 5 $500- $1000 Deductible 1260 8 Stucco siding yes
2002 160,000 Shingles Roof 2,290 3 $500- $1000 Deductible 60 1 Brick siding yes
1989 150,000 Membrane Roof 1,900 3 $5000 to $10,000 Deductible 310 9 Brick siding No
1946 120,000 Shingles Roof 1,230 2 $2500-$5000 Deductible 70 3 Vinyl siding No
1971 70,000 Asphalt Shingles Roof 910 2 $2500-$5000 Deductible 190 9 Stone Siding No
2006 235,000 Wood Shake Roof 2,300 4 $1000-$2500 Deductible 860 9 Stone Siding yes