Front Royal Insurance Rates:

Front Royal, VA homeowners insurance is nearly $618 to $844, about $51-$70/month. Our thorough analysis reveals consumers can save as much as $292 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Front Royal, VA Homeowners Insurance By Home Value

Front Royal, VA Home Value Total Homes % of Total Average Front Royal, VA Homeowners Insurance
Less than $50,000 140 4.0% $87
$80,000 to $89,999 88 2.0% $299
$90,000 to $99,999 51 1.0% $336
$100,000 to $124,999 264 8.0% $387
$125,000 to $149,999 189 6.0% $489
$150,000 to $174,999 567 18.0% $577
$175,000 to $199,999 175 5.0% $665
$200,000 to $249,999 634 20.0% $796
$250,000 to $299,999 491 16.0% $979
$300,000 to $399,999 363 12.0% $1242

Top Home Insurance Agents Near Front Royal, VA

Home Insurance Company Near Front Royal, VA Homeowners Insurance Agency Near Front Royal, VA Address
NA Aaa Midatlantic Ins Agcy - Lansdowne 19317 Winmeade Dr #109-110 Lansdowne, Leesburg, VA, 20176
State Farm Aaron Mormann 8358 W Main St, Marshall, VA, 20115
Travelers Hri Associates 718 PINE STREET, HERNDON, VA, 20170
Travelers R Jackson Ratcliffe Inc 9404 Battle St, Manassas, VA, 20110
Erie The Mccartney Insurance Group Llc 108 W Washington Street Suite 204, Middleburg, VA, 20117

Cost Of Homeowners Insurance By Street Near Front Royal, VA

Streets in Front Royal Area Homeowners Insurance Cost
Kerfoot Ave, Southern Dr, Cherry St, Pickett Ct, Wilson Burke Rd, Shenendoah Heights Rd, Andrews Rd, Lillard Dr, View Crest Ct, Swan Rd$744
Rockland Rd, Accomac Rd, Wakeland Ct, Reliance Woods Dr, Divot Ct, Harmony Orchard Rd, Oakwood Dr, S Shenandoah Ave, Wine St, Laurel St$745
Penny Ann Ln, State St, Cannon St, Collins Cir, Braxton Rd, Menefee Ln, Bluff Rd, John Marshall Hwy, State Rte 644, State Rte 610$749
Pine Shores Dr, Weaver Ln, Durham Dr, Locust Grove Rd, Clymer Ave, Stiles Dr, Spoon Sq, E 8th St, Remount Dr, Lee St$748
Passage Manor Dr, N River Rd, Vista Ridge Ct, Stonegate Ln, Milldale Hollow Rd, S River Rd, Bradford Dr, Berbusse Ln, State Rte 682, Long Meadow Rd$743

Front Royal, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Front Royal$108 to $110
Warren County$110
Shenandoah Shores$109
Happy Creek$111

Front Royal, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warren County, Virginia $110 $147 $221
Shenandoah Shores CDP, Virginia $109 $145 $218
Happy Creek district, Warren County, Virginia $111 $148 $222

Front Royal, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Front Royal, VA4.1%17.1%
Warren County3.76%17.2%
Shenandoah Shores4.3%10.7%
Happy Creek3.66%18.02%

Front Royal Renters Insurance as a Percentage of Rent

Front Royal Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 46 1.0% $340
$200 to $299 123 4.0% $790
$300 to $499 97 3.0% $1240
$500 to $749 666 25.0% $1915
$750 to $999 684 26.0% $2665
$1,000 to $1,499 871 33.0% $3790
$1,500 or more 99 3.0% $5440

Front Royal, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Front Royal Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,400$13,400
Net Savings to Front Royal Home Owner from High Deductible Plan $1,000

Front Royal, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Front Royal, VA Home Replacement Value MORE than Home Value Front Royal, VA Home Replacement Value LESS than Home Value
Replacement Value $280,500 $184,500
Insurance Premium based on Replacement Value $1,375 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $325/year

Example Front Royal Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAllstate
Monthly Premium 8970133
Year Built 198719791947
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$150000-$175000$300000-$350000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Front Royal, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 190,000 Membrane Roof 1,390 2 $500 Deductible 700 9 Vinyl siding No
1979 180,000 Shingles Roof 1,800 5 $500 Deductible 460 7 Stone Siding No
1984 530,000 Metal Roof 4,960 5 $500 Deductible 920 3 Stone Siding yes
2004 180,000 Wood Shake Roof 1,430 2 $500- $1000 Deductible 420 5 Brick siding yes
1975 185,000 Membrane Roof 1,410 2 $5000 to $10,000 Deductible 40 1 Stone Siding No
1950 250,000 Shingles Roof 2,210 3 $500 Deductible 1240 12 Fiber-Cement Siding No
1972 285,000 Composition Roof 3,140 5 $2500-$5000 Deductible 520 7 Stucco siding No
1941 195,000 Composition Roof 1,690 4 $500 Deductible 360 4 Fiber-Cement Siding yes
1966 230,000 Metal Roof 2,260 3 $2500-$5000 Deductible 380 4 Wood siding yes
2005 115,000 Membrane Roof 1,110 2 $1000-$2500 Deductible 80 2 Wood siding No
2009 400,000 Composition Roof 3,370 4 $500 Deductible 790 5 Stone Siding No
2000 210,000 Tile Roof 2,290 3 $500- $1000 Deductible 710 7 Brick siding yes
1971 540,000 Slate Shingles Roof 4,590 5 $500- $1000 Deductible 1700 12 Vinyl siding No
2005 170,000 Tile Roof 1,360 2 $1000-$2500 Deductible 110 2 Stone Siding No
2002 435,000 Tile Roof 3,340 4 $5000 to $10,000 Deductible 1020 8 Stone Siding yes
1985 195,000 Shingles Roof 1,570 3 $5000 to $10,000 Deductible 220 4 Brick siding No
1974 170,000 Membrane Roof 1,380 2 $2500-$5000 Deductible 240 5 Fiber-Cement Siding yes
1985 210,000 Membrane Roof 2,000 4 $500- $1000 Deductible 250 3 Stone Siding No
1967 205,000 Asphalt Shingles Roof 1,730 2 $500- $1000 Deductible 540 7 Stucco siding yes
1948 125,000 Slate Shingles Roof 1,050 2 $500- $1000 Deductible 570 9 Stucco siding yes
1976 145,000 Asphalt Shingles Roof 1,210 2 $500 Deductible 330 6 Fiber-Cement Siding yes
1948 175,000 Tile Roof 1,450 2 $5000 to $10,000 Deductible 70 1 Fiber-Cement Siding No
1958 370,000 Membrane Roof 3,180 5 $2500-$5000 Deductible 590 5 Fiber-Cement Siding No
1983 265,000 Composition Roof 2,910 5 > $10,000 Deductible 60 1 Wood siding yes
1964 280,000 Slate Shingles Roof 2,250 4 $500- $1000 Deductible 810 9 Brick siding No
2003 430,000 Slate Shingles Roof 3,300 5 $2500-$5000 Deductible 310 2 Wood siding yes
1966 500,000 Shingles Roof 4,070 5 $500- $1000 Deductible 170 1 Fiber-Cement Siding yes
1998 240,000 Slate Shingles Roof 1,980 4 $500- $1000 Deductible 350 3 Brick siding No
1986 535,000 Composition Roof 4,390 5 $500 Deductible 360 2 Brick siding yes
1998 295,000 Wood Shake Roof 2,770 5 $500 Deductible 120 1 Stucco siding No
2005 180,000 Membrane Roof 1,370 3 $500 Deductible 950 12 Wood siding yes
2009 435,000 Wood Shake Roof 4,490 5 $5000 to $10,000 Deductible 950 9 Stucco siding yes