Frisco, TX - Data on Home Insurance Quotes, Rates & Agents
Frisco, TX Home Values & Insurance Rates
| Frisco, TX Home Value | Total Homes | % of Total | Average Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 263 | 1.0% | $110 |
| $100,000 to $124,999 | 458 | 1.0% | $485 |
| $125,000 to $149,999 | 987 | 3.0% | $607 |
| $150,000 to $174,999 | 3,328 | 12.0% | $717 |
| $175,000 to $199,999 | 3,612 | 14.0% | $828 |
| $200,000 to $249,999 | 6,477 | 25.0% | $993 |
| $250,000 to $299,999 | 4,734 | 18.0% | $1214 |
| $300,000 to $399,999 | 5,489 | 21.0% | $1545 |
Top Home Insurance Agents Near Frisco, TX
| Home Insurance Company Near Frisco, TX | Homeowners Insurance Agency Near Frisco, TX | Address |
|---|---|---|
| NA | Moore Insurance Group | 2591 Dallas Pkwy 2591 Dallas Pkwy , Frisco, TX, 75034 |
| Farmers | Anna Lopez | 2020 Altamesa Blvd Ste B, Fort Worth, TX, 76134 |
| Farmers | Huey Nguyen | 3021 N Belt Line Rd, Irving, TX, 75062 |
| Allstate | Kracynthia Gerald | 800 Sw Green Oaks Blvd Ste 304, Arlington, TX, 76017 |
| Liberty Mutual | Matthew Ford | 1701 Shoal Creek Suite 246, Highland Village, TX, 75077 |
Estimated Home Insurance By Street Area Near Frisco, TX
| Frisco Area | Estimated House Insurance |
|---|---|
| Lenox Ln, Emerald Lake Ln, Valley Mills Dr, Marlar Ln, Morgan Hill Rd, Chamber Hall Dr, Spruce St, Gunnison Trl, Seahawk Dr, Tahoe Trl | $1,060 |
| Rhinelander Dr, Purdue St, Beachwood Dr, Duce Creek Dr, Foutch Rd, Meadow Vista Cir, Persimmon Ln, Trail View Ln, Fountainbleau Ln, Balcones Dr | $1,145 |
| Slay Dr, Cotton Trl, Coldstone Dr, Harris Plz, FM 455, FM 455 E, Mill Town Dr, Dane Rd, Selma Ln, Mages Dr | $1,092 |
| Pelican Dr, Walker Dr, Pawnee Ln, Joy Dr, Tucson Dr, Roadster Dr, Venetian Way, Navarro Way, Indian Trl, Glenturret Cir | $1,032 |
| Remington Ln, Stardust Dr, Ducks Lndg, Wetland Dr, Country Glen Trl, Lake Ridge Dr, Sugartree Ln, Merrell Cir, Kennsington St, Jennings Cir | $1,034 |
| Loving Trl, Cortez Ct, Lancashire Ln, E Rosson Rd, Norcross Dr, Turnstone Trl, Dawn Spring Dr, Glenbrooke Dr, W Rosson Rd, Apache Dr | $1,060 |
| Osburn Rd, Briar Hollow Ln, Hillsdale Ln, Mountain Valley Dr, Debbie Ln, Flamingo Ct, Southern Pines Ct, Sandy Creek Dr, Montwood Dr, Manitou Dr | $1,087 |
| Truitt Cir, Stagecoach Way, Harbor Hideaway, Goodman St, Nighthawk Dr, Cabbot Ct, Cross Bend Cir, Brighton Ln, Thistlewood Ln, Columbus Dr | $1,119 |
| Gannet Dr, Sandstone Dr, Revolution Way, Cedar Falls Dr, Turnstone Dr, Luton Dr, Evening Mist Dr, Natural Bridge Dr, Indigo Sky Dr, Fargo Dr | $1,122 |
| Brittany Ct, Watkins Dr, Blalock Dr, 4th Army Memorial Rd, Crystal Falls Dr, Concord Ln, Fritcher Rd, Cattail Ct, Millstream Dr, Siena Dr | $1,064 |
Savings on home insurance for senior occupied homes
| Place | Savings |
|---|---|
| Frisco | $165 to $167 |
| McKinney | $161 |
| The Colony | $162 |
| Hackberry | $155 |
Frisco, TX Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Frisco, TX | 4.2% | 11.8% |
| McKinney | 4.74% | 12.54% |
| The Colony | 4.61% | 13.41% |
| Hackberry | 5.67% | 20.29% |
Frisco Renters Insurance as a Percentage of Rent
| Frisco Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 168 | 1.0% | $1225 |
| $500 to $749 | 403 | 4.0% | $1900 |
| $750 to $999 | 1,773 | 20.0% | $2650 |
| $1,000 to $1,499 | 3,678 | 42.0% | $3775 |
| $1,500 or more | 2,481 | 28.0% | $5425 |
Frisco, TX Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $2,800 |
| Yearly Frisco Homeowner Insurance Premium Example | $2,200 | $1,800 |
| Out of Pocket Expense During Claim | $800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $18,400 | $17,200 |
| Net Savings to Frisco Home Owner from High Deductible Plan | $1,200 | |
Frisco, TX Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Frisco, TX Home Replacement Value MORE than Home Value | Frisco, TX Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $420,000 | $292,500 |
| Insurance Premium based on Replacement Value | $3,525 | $2,450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,500 | Risk Exposure from Under Insuring Coverage is $84,000 |
| Premium Impact | Insurance cheaper by $700/year | Insurance costlier by $375/year |
Example Frisco Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | USAA group | Amica Mutual Insurance Company | Farmers Insurance |
| Monthly Premium | 231 | 168 | 123 |
| Year Built | 2007 | 2013 | 2012 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $200000-$250000 |
| Deductible | $500 Deductible | $500 Deductible | $2500-$5000 Deductible |
Frisco, TX Auto & Home Insurance Bundling Discounts
| Place | 1 Car Bundle Savings | 2 Car Bundle Savings | 3 Car Bundle Savings |
|---|---|---|---|
| McKinney CCD, Collin County, Texas | $134 | $179 | $268 |
| The Colony CCD, Denton County, Texas | $135 | $180 | $270 |
| Hackberry town, Texas | $129 | $172 | $258 |
Sample Home Insurance Rates for Frisco, TX from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2008 | 310,000 | Composition Roof | 2,220 | 4 | $500 Deductible | 590 | 2 | Stucco siding | yes |
| 2004 | 630,000 | Membrane Roof | 4,270 | 5 | $2500-$5000 Deductible | 850 | 3 | Stone Siding | yes |
| 2013 | 240,000 | Tile Roof | 1,540 | 3 | $2500-$5000 Deductible | 1380 | 9 | Brick siding | No |
| 2014 | 405,000 | Metal Roof | 2,550 | 4 | $500- $1000 Deductible | 3720 | 12 | Stucco siding | yes |
| 2004 | 700,000 | Wood Shake Roof | 4,810 | 5 | $2500-$5000 Deductible | 340 | 1 | Wood siding | yes |
| 2014 | 515,000 | Membrane Roof | 4,540 | 5 | $500 Deductible | 2520 | 5 | Wood siding | No |
| 2011 | 525,000 | Wood Shake Roof | 3,490 | 5 | $5000 to $10,000 Deductible | 1730 | 5 | Vinyl siding | No |
| 2002 | 265,000 | Wood Shake Roof | 2,240 | 5 | > $10,000 Deductible | 1520 | 12 | Stucco siding | yes |
| 2000 | 205,000 | Slate Shingles Roof | 1,710 | 2 | $1000-$2500 Deductible | 670 | 5 | Brick siding | yes |