Fridley Insurance Rates:

Fridley, MN homeowners insurance is nearly $871 to $1,181, about $72-$98/month. Our complete guide indicates shoppers can save as much as $410 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I liked how easy it was to file a claim with All State. Every representative that I talked to was helpful. One call to start the ball rolling.
American Family
I like that my premiums are resonable. I also like that i can Pay and manage my account online. I have the coverage i need and not presured into buying anything else.
Liberty Mutual
I've never had an issue with this company so I’ve only talked to them when I got my new policy, but I had a great experience with my agent who is friendly and easy to work with.
Universal Property & Casualty Insurance Company
I deducted one point for how useless the app is. In a world where I can do everything from my iphone, I wish their app would be more user-friendly.
Allstate
We have been very satisfied with the agents, the service we've received (mostly inquiries) and the premiums we pay. This is why we've stayed with them for 15 years
Geico
The customer service is really great! they always help and give me the best deals i couldn't ask for anything more
Allstate
They offer other savings programs, but you have to pay more on your monthly premium to save money. that doesn't make a lot of sense to me.
Allstate
There is an online quote system. it has detailed questions, including illustrations to help you determine the type of roof and materials used in your home so you can get an accurate quote.

Fridley, MN Homeowners Insurance By Home Value

Fridley, MN Home Value Total Homes % of Total Average Fridley, MN Homeowners Insurance
Less than $50,000 357 4.0% $133
$60,000 to $69,999 74 1.0% $348
$80,000 to $89,999 76 1.0% $461
$90,000 to $99,999 72 1.0% $513
$100,000 to $124,999 299 4.0% $595
$125,000 to $149,999 604 8.0% $748
$150,000 to $174,999 1,473 20.0% $882
$175,000 to $199,999 1,221 17.0% $1026
$200,000 to $249,999 1,925 26.0% $1231
$250,000 to $299,999 676 9.0% $1508
$300,000 to $399,999 273 3.0% $1908

Top Home Insurance Agents Near Fridley, MN

Home Insurance Company Near Fridley, MN Homeowners Insurance Agency Near Fridley, MN Address
Allstate Tupy Insurance 111 E Main PO Box 26, New Prague, MN, 56071
Travelers Ideal Insurance Agency Inc 601 CARLSON PWKY STE 1050, MINNETONKA, MN, 55305
Travelers Ins Specialists Team Agency Llc 530 JEFFERSON BLVD, BIG LAKE, MN, 55309
Farmers Lawrence Krause 228 W Broadway St, Monticello, MN, 55362
State Farm Seth Bork 8347 University Ave NE Ste D, Fridley, MN, 55432-1175

Cost Of Homeowners Insurance By Street Near Fridley, MN

Streets in Fridley Area Homeowners Insurance Cost
Skywood Ln NE, 57th Ave NE, Carol Dr NE, 58th Ave NE, Commerce Cir W, Melody Dr NE, Carol Cir NE, 52nd Way NE, 52nd Ave NE, Rice Creek Ter$1,026
N Brenner Pass, 73 1/2 Ave NE, Hickory Cir NE, Ironton St NE, W Brenner Pass, E Bavarian Pass, 57th Pl NE, Univ Svc Rd NE, Ione Ave NE, Glacier Ln NE$1,026
Sylvan Ln NE, 64 1/2 Way NE, 62nd Way NE, W Bavarian Pass, Comet Ln NE, Meadowmoor Dr NE, 66th Ave NE, Firwood Way NE, Lund Ave NE, Regis Ter$1,025
Memory Ct, Rosedale Rd NE, Lucia Ln NE, E Brenner Pass, Lakeside Rd NE, Heather Pl, 40 1/2 St NE, 69th Ave NE, 66th Way NE, Ballet Blvd NE$1,020
Craig Way NE, Beech St NE, Gardena Ln NE, 64th Ave NE, Creek Park Ln, Brigadoon Pl NE, Spring Brook Pl, 54th Ave NE, 62 1/2 Way NE, Heather Cir$1,031

Fridley, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fridley$153 to $156
Hilltop$138
Spring Lake Park$152
New Brighton$157

Fridley, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hilltop city, Minnesota $116 $154 $231
Spring Lake Park city, Minnesota $127 $169 $254
Columbia Heights city, Minnesota $127 $169 $253

Fridley, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fridley, MN5.8%18%
Hilltop10.0%16.74%
Spring Lake Park5.56%17.8%
Columbia Heights6.04%18.69%

Fridley Renters Insurance as a Percentage of Rent

Fridley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 49 1.0% $783
$300 to $499 151 3.0% $1233
$500 to $749 916 23.0% $1908
$750 to $999 1,438 37.0% $2658
$1,000 to $1,499 1,110 28.0% $3783
$1,500 or more 197 5.0% $5433

Fridley, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Fridley Homeowner Insurance Premium Example $1,900$1,700
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,500$15,900
Net Savings to Fridley Home Owner from High Deductible Plan $600

Fridley, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fridley, MN Home Replacement Value MORE than Home Value Fridley, MN Home Replacement Value LESS than Home Value
Replacement Value $211,000 $160,000
Insurance Premium based on Replacement Value $1,400 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Fridley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceAmerican Family Insurance
Monthly Premium 21810334
Year Built 196319791980
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$175000-$200000$50000-$75000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Fridley, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 185,000 Metal Roof 1,820 3 $500- $1000 Deductible 1350 9 Fiber-Cement Siding yes
1963 275,000 Composition Roof 2,380 3 $5000 to $10,000 Deductible 870 8 Stucco siding No
1965 210,000 Composition Roof 2,280 3 $500- $1000 Deductible 270 2 Vinyl siding yes
1973 245,000 Slate Shingles Roof 2,280 3 $500 Deductible 680 4 Brick siding No
1966 125,000 Asphalt Shingles Roof 1,210 3 $500 Deductible 1200 12 Fiber-Cement Siding No
1975 505,000 Slate Shingles Roof 4,550 5 > $10,000 Deductible 1710 9 Fiber-Cement Siding No
1978 195,000 Shingles Roof 1,710 4 $5000 to $10,000 Deductible 70 1 Stucco siding No
1977 240,000 Membrane Roof 2,710 4 > $10,000 Deductible 710 8 Fiber-Cement Siding yes
1985 215,000 Composition Roof 2,130 3 $1000-$2500 Deductible 620 7 Vinyl siding No
1966 140,000 Slate Shingles Roof 1,510 3 $1000-$2500 Deductible 520 9 Brick siding yes
1980 120,000 Slate Shingles Roof 1,120 2 $1000-$2500 Deductible 900 12 Stone Siding yes
1966 450,000 Asphalt Shingles Roof 4,190 5 $5000 to $10,000 Deductible 1720 9 Stone Siding yes
1978 190,000 Membrane Roof 1,480 3 $1000-$2500 Deductible 130 1 Stucco siding yes
1961 110,000 Metal Roof 1,020 2 $500 Deductible 440 5 Fiber-Cement Siding No
1986 180,000 Composition Roof 2,000 3 $1000-$2500 Deductible 780 7 Fiber-Cement Siding No
1971 90,000 Tile Roof 1,010 2 $1000-$2500 Deductible 250 6 Stucco siding No
1968 330,000 Asphalt Shingles Roof 2,870 4 > $10,000 Deductible 750 5 Brick siding yes
1960 170,000 Slate Shingles Roof 1,970 3 $500- $1000 Deductible 850 7 Brick siding No
1966 140,000 Membrane Roof 1,140 2 $2500-$5000 Deductible 270 3 Brick siding No
1982 170,000 Membrane Roof 1,750 4 $1000-$2500 Deductible 550 8 Brick siding No
1966 130,000 Wood Shake Roof 1,320 3 $500- $1000 Deductible 440 6 Vinyl siding yes
1975 135,000 Metal Roof 1,420 2 $500 Deductible 880 12 Stone Siding yes
1964 250,000 Wood Shake Roof 2,590 4 $5000 to $10,000 Deductible 250 2 Wood siding yes
1987 600,000 Metal Roof 4,980 5 $2500-$5000 Deductible 4390 12 Brick siding yes
1964 190,000 Slate Shingles Roof 2,110 3 $1000-$2500 Deductible 1220 12 Wood siding No
1969 315,000 Composition Roof 2,670 4 $1000-$2500 Deductible 1610 9 Vinyl siding yes
1971 230,000 Slate Shingles Roof 1,860 4 $500- $1000 Deductible 590 5 Vinyl siding No
1980 355,000 Tile Roof 3,450 5 $5000 to $10,000 Deductible 1460 10 Wood siding yes