Fresno Insurance Rates:

Fresno, TX homeowners insurance is roughly $882 to $1,198, about $73-$99/month. Our comprehensive research shows customers can save as much as $416 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
I really like their user interface on their website. it looks professional and provided some reassurance when i went through the broker.
Allstate
They are always quick to respond to emails. this is not often the case with large companies like my provider.
Insurance Connection Usa
I was all along searching on this damn web to look up for negative review about insurance connection usa but i couldn't find one, i was so ashamed
All State
I dislike the costs associated with this company as well as the lack of empathy I received from the support agent.

Fresno, TX Homeowners Insurance By Home Value

Fresno, TX Home Value Total Homes % of Total Average Fresno, TX Homeowners Insurance
Less than $50,000 469 10.0% $187
$70,000 to $79,999 84 1.0% $572
$80,000 to $89,999 254 5.0% $644
$90,000 to $99,999 235 5.0% $728
$100,000 to $124,999 739 16.0% $842
$125,000 to $149,999 1,099 24.0% $1050
$150,000 to $174,999 875 19.0% $1237
$175,000 to $199,999 372 8.0% $1435
$200,000 to $249,999 309 6.0% $1726
$250,000 to $299,999 54 1.0% $2111

Top Home Insurance Agents Near Fresno, TX

Home Insurance Company Near Fresno, TX Homeowners Insurance Agency Near Fresno, TX Address
Farmers Chris Arevalo Lutcf 7838 Highway 90a, Sugar Land, TX, 77478
Travelers Painter Reichman & Co Inc 3305 SUL ROSS ST, HOUSTON, TX, 77098
Travelers Richard Paul Bench 10514 HEMWICK, CYPRESS, TX, 77429
Farmers Rodney Fleck 10671 Highway 242, The Woodlands, TX, 77385
State Farm Rusty Harden 6750 West Loop S Ste 240, Bellaire, TX, 77401-4118

Cost Of Homeowners Insurance By Street Near Fresno, TX

Streets in Fresno Area Homeowners Insurance Cost
Hazy Trl, Blossom Bell Ln, W Dallas St, Peacham Ct, Teal Run Meadows Dr, Nail Rd, Camelia Ln, Gaynor St, Summer Cloud Ln, Plum Square Ct$1,038
Twin Timber Ct, Teal Maple Ct, Greenblade Ct, Triple Glen Ct, Trinity Bay Dr, Beasley Ct, Horse Ln, Peridot St, Nocturne Dr, W Meadow Bird Cir$1,036
FM 521 Rd, Illinois St, English Green Way, Alpine Brook Ct, W Arbor Bough Cir, Gettie St, Edgewood Hill Ct, Yeldell Ct, Sapling Crest Ct, Chisholm Hollow Ct$1,036
Hunter Green Ct, Ginger Cove Ln, Teal Run Place Ct, Wiseman Rd, Ladonia Ave, Sea Breeze Ln, Durango Pass Dr, Eaglewood Trail Dr, Doreen, Teague St$1,034
Amber Wheat Ct, Bryan Ave, Flint Brook Ct, Lily Ln, Chandler Park Ln, Crescent Dr, Lantana Estates Ct, Orchard Run Way, Jasmine St, Evening Wind Dr$1,038

Fresno, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fresno$155 to $158
Arcola$153
Sienna Plantation$166
Missouri City$157

Fresno, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Arcola city, Texas $153 $204 $306
Sienna Plantation CDP, Texas $166 $221 $332
Missouri City city, Texas $158 $210 $315

Fresno, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fresno, TX5.2%27.7%
Arcola6.07%16.78%
Sienna Plantation3.8%9.22%
Missouri City5.2%11.89%

Fresno Renters Insurance as a Percentage of Rent

Fresno Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 27 3.0% $798
$500 to $749 158 21.0% $1923
$750 to $999 53 7.0% $2673
$1,000 to $1,499 107 14.0% $3798
$1,500 or more 375 52.0% $5448

Fresno, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Fresno Homeowner Insurance Premium Example $2,600$2,200
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,800$18,000
Net Savings to Fresno Home Owner from High Deductible Plan $800

Fresno, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fresno, TX Home Replacement Value MORE than Home Value Fresno, TX Home Replacement Value LESS than Home Value
Replacement Value $121,000 $81,000
Insurance Premium based on Replacement Value $1,175 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Fresno Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupChubb Group of InsuranceGEICO Insurance
Monthly Premium 137219119
Year Built 200019902010
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fresno, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 165,000 Wood Shake Roof 2,080 4 $500- $1000 Deductible 780 8 Wood siding yes
1998 175,000 Slate Shingles Roof 2,240 4 $1000-$2500 Deductible 700 7 Stucco siding No
2012 310,000 Asphalt Shingles Roof 3,150 4 > $10,000 Deductible 690 7 Wood siding No
1995 455,000 Wood Shake Roof 4,690 5 $5000 to $10,000 Deductible 3400 12 Wood siding No
1993 380,000 Asphalt Shingles Roof 4,550 5 $500- $1000 Deductible 3170 12 Fiber-Cement Siding yes
2006 300,000 Asphalt Shingles Roof 3,360 4 > $10,000 Deductible 360 3 Fiber-Cement Siding yes
2013 495,000 Shingles Roof 4,970 5 $1000-$2500 Deductible 3860 12 Stucco siding yes
2008 215,000 Wood Shake Roof 2,890 4 $5000 to $10,000 Deductible 1230 9 Vinyl siding yes
2012 440,000 Membrane Roof 4,530 5 > $10,000 Deductible 1620 12 Stucco siding yes
1992 170,000 Composition Roof 1,750 4 $500- $1000 Deductible 750 8 Vinyl siding No
1997 245,000 Wood Shake Roof 2,480 4 > $10,000 Deductible 1030 9 Vinyl siding No
2000 285,000 Slate Shingles Roof 3,750 5 $5000 to $10,000 Deductible 1200 10 Stone Siding No
2000 130,000 Membrane Roof 1,770 4 $2500-$5000 Deductible 690 8 Fiber-Cement Siding No
2011 205,000 Slate Shingles Roof 2,010 4 $500 Deductible 150 1 Stone Siding No
2013 215,000 Asphalt Shingles Roof 2,830 5 $1000-$2500 Deductible 100 1 Brick siding No
1992 140,000 Tile Roof 2,000 4 $1000-$2500 Deductible 400 5 Stucco siding No
1995 110,000 Shingles Roof 1,550 5 $500- $1000 Deductible 580 8 Vinyl siding yes
1996 300,000 Membrane Roof 3,300 4 $2500-$5000 Deductible 1670 10 Brick siding yes