How Much Does Fresno, CA Home Insurance Cost?
Fresno, CA Average Homeowners Insurance Cost
$689
Homeowners Insurance Cost - Fresno, CA
$228,500
Median Home Value - Fresno, CA
Fresno, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$8.27 | $680.73 |
| $1000 Deductible | -$73.17 | $615.83 |
| $1500 Deductible | -$109.28 | $579.72 |
| $2000 Deductible | -$162.74 | $526.26 |
| $2500 Deductible | -$194.3 | $494.7 |
Fresno, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$193 | $496 |
| 30 year old | +$10 | $699 |
| 40 year old | +$18 | $707 |
| 50 year old | +$26 | $715 |
| Above 50 year old | +$33 | $722 |
Fresno, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$76 | $613 |
| Superior | -$62 | $627 |
| Masonry | -$34 | $655 |
| Brick | -$34 | $655 |
| Hail Resistant Roof | -$21 | $668 |
Fresno, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$14 | $703 |
| Swimming Pool With A Diving Board | +$28 | $717 |
| Swimming Pool With Slide | +$41 | $730 |
Fresno, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $21 | $668 |
| Police Department | $7 | $682 |
Fresno, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$289.38 | $978 |
| Filing a Second Liability Claim | +$261.82 | $951 |
| Filing a Second Theft Claim | +$261.82 | $951 |
| Filing a Second Water Claim | +$227.37 | $916 |
| Filing a Fire Claim | +$137.8 | $827 |
| Filing a Liability Claim | +$130.91 | $820 |
| Filing a Theft Claim | +$130.91 | $820 |
| Filing a Water Claim | +$110.24 | $799 |
| Filing a Weather Claim | +$110.24 | $799 |