Fremont Insurance Rates:

Fremont, OH homeowners insurance is nearly $578 to $785, about $48-$65/month. Our complete research shows customers can save as much as $272 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would reccommend State Farm because of their reputation and their fanantastic customer service. They take care of claims really fast and I would reccomend them in a heart beat
Auto Owners Insurance
I recently changed from another company to Auto-Owners. For just about the same monthly payment I have better coverage. The company is highly rated and I feel confident that I made the right choice in switching.

Fremont, OH Homeowners Insurance By Home Value

Fremont, OH Home Value Total Homes % of Total Average Fremont, OH Homeowners Insurance
Less than $50,000 515 12.0% $190
$50,000 to $59,999 212 5.0% $408
$60,000 to $69,999 293 6.0% $503
$70,000 to $79,999 573 13.0% $585
$80,000 to $89,999 708 16.0% $660
$90,000 to $99,999 525 12.0% $742
$100,000 to $124,999 697 16.0% $858
$125,000 to $149,999 271 6.0% $1069
$150,000 to $174,999 196 4.0% $1266
$175,000 to $199,999 68 1.0% $1464
$200,000 to $249,999 74 1.0% $1756
$300,000 to $399,999 47 1.0% $2730

Top Home Insurance Agents Near Fremont, OH

Home Insurance Company Near Fremont, OH Homeowners Insurance Agency Near Fremont, OH Address
NA Stapleton Insurance Group 122 N. Main Street 122 N. Main Street, swanton, OH, 43558
Nationwide Bernard J Heinl 7110 W Central Ave Ste D, Toledo, OH, 43617
Nationwide Darla Baker Ins Agency Llc 531 E Front Street, Pemberville, OH, 43450
Erie Geanos Insurance Llc 78 Beech Cliff Drive, Amherst, OH, 44001
Erie Mathern Insurance Agency Llc Po Box 158, Carey, OH, 43316

Cost Of Homeowners Insurance By Street Near Fremont, OH

Streets in Fremont Area Homeowners Insurance Cost
Garrison St, Twp Hwy 527, N Clover St, Creek 623, N Erlin Rd, N Co Rd 232, E Cole Rd, Twp Hwy 636, 3rd Ave, Twp Hwy 536$682
Twp Hwy 503, Twp Hwy 145, S Bloom Rd, Whittlesey St, Co Hwy 192, Co Rd 226, Hickory St, Fulton St, Co Rd 231, Meyer Rd$710
Gilbert Dr, Link Rd, Woodmont Dr, Co Rd 99, Vine St, Brown Dr, Fangboner Rd, Co Hwy 154, Co Rd 119, Twp Hwy 617$705
Twp Hwy 513, Pine St, St Thomas Dr, Robert Ave, Arlington St, Co Hwy C R 6w, Englewood Dr, Birchard Ave, Morrison St, Liberty St$686
Christy Rd, Twp Hwy 915, W Co Rd 89, River Run Dr, Creek 509, Burgoon Rd, Lincoln, Co Rd 141, Wayne Pl, Twp Hwy 196$709

Fremont, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fremont$102 to $104
Sandusky County$104
Stony Prairie$102
Ballville$107

Fremont, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sandusky County, Ohio $87 $115 $173
Stony Prairie CDP, Ohio $85 $113 $170
Ballville township, Sandusky County, Ohio $89 $119 $178

Fremont, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fremont, OH6.2%18.0%
Sandusky County5.23%15.0%
Stony Prairie5.36%15.3%
Ballville4.7%14.73%

Fremont Renters Insurance as a Percentage of Rent

Fremont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 127 5.0% $362
$200 to $299 64 2.0% $812
$300 to $499 485 19.0% $1262
$500 to $749 1,313 54.0% $1937
$750 to $999 303 12.0% $2687
$1,000 to $1,499 79 3.0% $3812
$1,500 or more 58 2.0% $5462

Fremont, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Fremont Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Fremont Home Owner from High Deductible Plan $600

Fremont, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fremont, OH Home Replacement Value MORE than Home Value Fremont, OH Home Replacement Value LESS than Home Value
Replacement Value $168,000 $107,500
Insurance Premium based on Replacement Value $700 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Fremont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmNationwide Insurance
Monthly Premium 533613
Year Built 196519471967
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$50000-$75000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Fremont, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 210,000 Slate Shingles Roof 2,880 5 $5000 to $10,000 Deductible 220 5 Vinyl siding No
1945 85,000 Membrane Roof 1,510 2 $2500-$5000 Deductible 20 1 Fiber-Cement Siding No
1966 105,000 Asphalt Shingles Roof 1,490 2 $2500-$5000 Deductible 240 9 Fiber-Cement Siding yes
1942 80,000 Tile Roof 1,410 3 $1000-$2500 Deductible 150 7 Wood siding yes
1942 100,000 Composition Roof 1,540 2 $500 Deductible 260 10 Wood siding No
1965 110,000 Slate Shingles Roof 1,480 3 $500- $1000 Deductible 200 7 Wood siding yes
1946 80,000 Asphalt Shingles Roof 1,300 2 $500 Deductible 240 8 Brick siding No
1945 270,000 Asphalt Shingles Roof 3,870 5 $500- $1000 Deductible 690 8 Brick siding yes
1942 180,000 Shingles Roof 2,600 4 $5000 to $10,000 Deductible 230 7 Brick siding yes
1945 165,000 Asphalt Shingles Roof 2,660 5 $5000 to $10,000 Deductible 330 9 Stone Siding yes
1961 140,000 Metal Roof 2,150 3 $500- $1000 Deductible 460 8 Stone Siding No
1944 90,000 Shingles Roof 1,670 4 $500 Deductible 330 10 Wood siding yes
1940 215,000 Asphalt Shingles Roof 2,960 5 $500- $1000 Deductible 890 12 Vinyl siding yes
1944 95,000 Metal Roof 1,750 4 $2500-$5000 Deductible 190 9 Wood siding yes
1961 110,000 Slate Shingles Roof 1,490 2 $1000-$2500 Deductible 300 8 Stone Siding No
1942 90,000 Asphalt Shingles Roof 1,150 2 $2500-$5000 Deductible 60 2 Brick siding No
1962 90,000 Composition Roof 1,600 2 $500- $1000 Deductible 160 5 Stucco siding No
1964 135,000 Shingles Roof 1,760 3 $2500-$5000 Deductible 280 6 Brick siding yes
1962 110,000 Metal Roof 1,510 3 $500 Deductible 180 6 Stucco siding yes
1964 65,000 Tile Roof 1,000 2 $1000-$2500 Deductible 80 5 Stone Siding No
1962 80,000 Wood Shake Roof 1,090 2 $500 Deductible 230 9 Wood siding yes
1943 110,000 Tile Roof 1,790 3 $500 Deductible 330 9 Brick siding yes
1943 130,000 Tile Roof 2,400 4 $500 Deductible 80 2 Fiber-Cement Siding yes
1947 120,000 Tile Roof 2,170 5 $1000-$2500 Deductible 520 12 Stone Siding yes
1960 305,000 Membrane Roof 3,960 5 $500- $1000 Deductible 610 6 Vinyl siding No
1964 180,000 Wood Shake Roof 2,380 3 $500 Deductible 720 9 Vinyl siding No
1947 130,000 Asphalt Shingles Roof 1,890 3 $2500-$5000 Deductible 120 4 Fiber-Cement Siding yes
1969 210,000 Asphalt Shingles Roof 3,210 4 $2500-$5000 Deductible 400 10 Stucco siding yes
1960 300,000 Wood Shake Roof 4,490 5 $2500-$5000 Deductible 580 9 Fiber-Cement Siding yes
1949 100,000 Membrane Roof 1,480 2 $1000-$2500 Deductible 70 2 Fiber-Cement Siding yes
1964 120,000 Shingles Roof 1,990 3 $2500-$5000 Deductible 220 7 Fiber-Cement Siding yes
1961 115,000 Composition Roof 1,610 2 $500 Deductible 220 6 Stone Siding yes
1969 105,000 Wood Shake Roof 2,010 3 $2500-$5000 Deductible 250 10 Stucco siding yes
1968 75,000 Asphalt Shingles Roof 1,330 2 $2500-$5000 Deductible 80 5 Stucco siding yes