Fremont Insurance Rates:

Fremont, NE homeowners insurance is nearly $803 to $1,089, about $66-$90/month. Our thorough analysis shows customers can save as much as $378 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I like my insurance company because i've been using them for nearly 5 years and haven't had any major issues with them. my payments are low, they come out of my account automatically, and when i need something i can call and they are very quick to help address my concerns. i like that i can contact them in different ways- like phone calls, email, chatting on their website, etc.
Allstate
There isn't a lot of options for renters insurance at allstate. there is only a couple you can choose from.
Farm Bureau
I really like the office location along with the fact that i can contact them anytime over the phone. they are local and always available.
Progressive
I don't really have anything bad to say about progressive but maybe they can lower the price for their longer customers.
Farm Bureau
Customer service with Farm Bureau is awesome. Everyone in the company is friendly and helpful. My agent checks in with us occasionally to make sure that we're satisfied and to see if we need anything.
State Farm
My wife's car was hit by a retreaded tire from a tractor trailer. Our office was very helpful going through the paperwork and process. Everything was in the timeline give and they kept tabs on the process.
Geico
They are changeable with what they offer. The "sales" and discounts that are supposedly exclusive are really not. This is misleading.
State Farm
There is not much to dislike about State Farm Insurance. I've never had a major catastrophe here, but it could cost more than I'd be ready to pay to cover it if one did happen.
State Farm
I like State Farm. Their premiums for homeowners are fair. I like my renter's policy. It is very straight forward and inexpensive.
Nationwide
This insurance company is good in more times and affordable for me so i choose this insurance company and i prefer so much this company it is satisfied

Fremont, NE Homeowners Insurance By Home Value

Fremont, NE Home Value Total Homes % of Total Average Fremont, NE Homeowners Insurance
Less than $50,000 618 9.0% $198
$50,000 to $59,999 98 1.0% $425
$60,000 to $69,999 241 3.0% $529
$70,000 to $79,999 320 4.0% $614
$80,000 to $89,999 483 7.0% $700
$90,000 to $99,999 741 11.0% $785
$100,000 to $124,999 1,446 21.0% $908
$125,000 to $149,999 946 14.0% $1135
$150,000 to $174,999 670 10.0% $1343
$175,000 to $199,999 315 4.0% $1541
$200,000 to $249,999 426 6.0% $1863
$250,000 to $299,999 208 3.0% $2270
$300,000 to $399,999 130 1.0% $2885

Top Home Insurance Agents Near Fremont, NE

Home Insurance Company Near Fremont, NE Homeowners Insurance Agency Near Fremont, NE Address
NA Ginger Moon Ins Agcy 2618 23Rd Street, Columbus, NE, 68601
Farmers David Carbaugh Lutcf 11605 W Dodge Rd Ste 1, Omaha, NE, 68154
Travelers Jay K Jensen Inc 16909 BURKE ST STE 125, OMAHA, NE, 68118
Travelers Silverstone Group 11516 MIRACLE HILLS DR STE 100, OMAHA, NE, 68154
Travelers Warner Insurance Agency Inc 207 E 7Th Street, Logan, IA, 51546

Cost Of Homeowners Insurance By Street Near Fremont, NE

Streets in Fremont Area Homeowners Insurance Cost
W 16th St, W 23rd St, Elm St, Sesame St, E 16th St, E 11th St, Country Ln, N Morrell St, N Park Ave, Fairway Dr$945
Towne Square Dr, Reichmuth Rd, E Cloverly Rd, S Platte Ave, Co Rd 24 1/2, Co Rd 20 1/4, Nebraska Ave, N Platte Ave, Co Rd X, Elk Ln$918
Hanson St, Palmer Dr, S K St, W 20th St, S Garfield St, Oregon Ave, N Yager Rd, S Lincoln Ave, W Military Ave, West Dakota St$956
Brewer St, Co Rd U, Cathy Ave, Co Rd U, N Irene St, Co Rd 18, E 21st St, W 11th St, Old Hwy 275, Sunset Dr$950
Pacific St, Sunburst St, N Monroe St, N Pebble St, Diers Pkwy, E 8th St, N Downing St, Queen Ave, N Luther Rd, Co Rd 17$955

Fremont, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fremont$141 to $144
Inglewood$139
Platte$141
Nickerson$140

Fremont, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Inglewood village, Nebraska $139 $185 $278
Platte township, Dodge County, Nebraska $142 $189 $284
Nickerson township, Dodge County, Nebraska $140 $187 $281

Fremont, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fremont, NE6.9%19.2%
Inglewood7.15%23.82%
Platte5.98%21.34%
Nickerson7.18%17.57%

Fremont Renters Insurance as a Percentage of Rent

Fremont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 1.0% $343
$200 to $299 168 4.0% $793
$300 to $499 825 20.0% $1243
$500 to $749 1,668 42.0% $1918
$750 to $999 837 21.0% $2668
$1,000 to $1,499 346 8.0% $3793
$1,500 or more 67 1.0% $5443

Fremont, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Fremont Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Fremont Home Owner from High Deductible Plan $600

Fremont, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fremont, NE Home Replacement Value MORE than Home Value Fremont, NE Home Replacement Value LESS than Home Value
Replacement Value $118,500 $72,500
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Fremont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceAmica Mutual Insurance CompanyTravelers
Monthly Premium 545368
Year Built 198919761969
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$150000-$175000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Fremont, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 65,000 Slate Shingles Roof 1,010 2 $1000-$2500 Deductible 60 3 Stone Siding yes
1981 120,000 Shingles Roof 1,330 3 $1000-$2500 Deductible 130 4 Vinyl siding yes
1987 270,000 Asphalt Shingles Roof 3,620 5 > $10,000 Deductible 670 10 Stucco siding yes
1940 75,000 Shingles Roof 930 2 $1000-$2500 Deductible 180 8 Brick siding No
1960 280,000 Metal Roof 4,120 5 > $10,000 Deductible 680 10 Stone Siding No
1967 100,000 Wood Shake Roof 1,480 2 $1000-$2500 Deductible 100 3 Stucco siding No
1948 250,000 Slate Shingles Roof 3,290 5 $5000 to $10,000 Deductible 50 1 Wood siding yes
1962 115,000 Slate Shingles Roof 1,320 2 $500 Deductible 530 8 Fiber-Cement Siding No
1963 150,000 Asphalt Shingles Roof 1,760 3 $500- $1000 Deductible 490 8 Brick siding yes
1967 95,000 Tile Roof 1,230 2 $500 Deductible 130 4 Fiber-Cement Siding yes
1986 150,000 Wood Shake Roof 1,880 3 $500- $1000 Deductible 460 8 Fiber-Cement Siding yes
1979 65,000 Shingles Roof 990 2 $500- $1000 Deductible 100 4 Stucco siding yes
1940 120,000 Membrane Roof 1,400 3 $500 Deductible 540 10 Fiber-Cement Siding No
1978 280,000 Metal Roof 3,240 5 > $10,000 Deductible 530 7 Stucco siding yes
1967 120,000 Wood Shake Roof 1,330 2 $2500-$5000 Deductible 270 7 Vinyl siding yes
1986 75,000 Tile Roof 1,130 2 $2500-$5000 Deductible 220 7 Wood siding No
1960 110,000 Slate Shingles Roof 1,550 2 $500- $1000 Deductible 200 7 Fiber-Cement Siding No
1984 120,000 Metal Roof 1,640 3 $500 Deductible 390 10 Stone Siding yes
1963 110,000 Membrane Roof 1,350 2 $500 Deductible 200 4 Stucco siding yes
1971 165,000 Metal Roof 2,380 3 $5000 to $10,000 Deductible 360 9 Brick siding yes
1961 155,000 Tile Roof 2,040 4 $1000-$2500 Deductible 430 8 Stucco siding No
1943 130,000 Metal Roof 1,870 5 $2500-$5000 Deductible 80 2 Stucco siding yes
1985 285,000 Tile Roof 3,720 5 $2500-$5000 Deductible 480 7 Stone Siding yes
1945 75,000 Composition Roof 1,100 2 $2500-$5000 Deductible 160 5 Fiber-Cement Siding No
1989 105,000 Tile Roof 1,490 3 $500 Deductible 30 1 Stucco siding yes
1949 125,000 Metal Roof 1,630 4 $500- $1000 Deductible 360 8 Wood siding No
1985 130,000 Composition Roof 1,610 3 $2500-$5000 Deductible 450 10 Stone Siding yes
1974 255,000 Wood Shake Roof 3,200 4 $2500-$5000 Deductible 890 12 Brick siding yes
1948 75,000 Composition Roof 1,170 2 $500- $1000 Deductible 190 9 Stone Siding No
1986 145,000 Composition Roof 1,630 2 $2500-$5000 Deductible 260 7 Fiber-Cement Siding yes
1943 115,000 Metal Roof 1,370 2 $1000-$2500 Deductible 50 1 Vinyl siding No